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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit In Bhind

Bhind's development as an agricultural district in Madhya Pradesh creates promising avenues for financial advancement. A Fixed Deposit in Bhind offers residents a reliable approach to saving pairing capital preservation with return potential. The FD in Bhind features transparent parameters that help investors plan with confidence. This detailed guide delivers fundamental information about fixed deposits, from present interest rates to liquidity options, equipping you to make choices that address both immediate financial requirements and long-term objectives in this area.

Types of Fixed Deposits

Following are the diverse forms of FDs to support your financial ambitions

interest rates

Cumulative Fixed Deposit

A Cumulative Fixed Deposit is an investment structure where interest generated isn't paid out periodically but rather integrated with the principal amount. This compounding methodology increases the overall yield, as interest develops on the expanding principal. Upon maturity, investors collect a total sum comprising both the original investment and accumulated interest. Cumulative FDs are appropriate for those pursuing long-term growth without requiring regular income, employing compounding to boost returns.

achievement

Non-Cumulative Fixed Deposit

A Non-Cumulative Fixed Deposit provides interest at predetermined intervals, creating a regular income stream. It's ideally suited for individuals requiring periodic distributions. Interest calculations follow simple interest methodology and can be distributed monthly, quarterly, or annually. This option delivers consistent yields and improved liquidity compared to cumulative FDs, making it suitable for addressing recurring financial commitments.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Additionally, our FDs can support various other financial objectives

  • Fixed Deposit for Children
  • FD for Wedding Expenses
  • FD for Home Expenses
  • FD for Retirement Fund

The FD interest rate is 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while a Non-Cumulative Fixed Deposit pay out interest at regular intervals (monthly, quarterly, half-yearly, or yearly).

Shriram Fixed Deposit Features and Benefits

Assessing fixed deposit investment potential in Bhind? Consider these significant features and benefits of FD

Flex Tenure
Low minimum investment amountLow minimum investment amount
Attractive Interest
Attractive interest ratesAttractive interest rates
Compounding Benefit
Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Static Alt Text
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Predictable Return
Flexible tenureFlexible tenure
Cumulative
Predictable returnsPredictable returns
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Bhind

The FD rates in Bhind present distinctive differences across various banking establishments. Investors should thoroughly examine alternatives to enhance their earning potential. Critical determinants of interest outcomes include the chosen maturity timeframe and the specific organisation facilitating the deposit opportunity. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get an interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

loangraph

Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Bhind

To qualify for a fixed deposit in Bhind, interested parties need to satisfy specific eligibility conditions. These investor classifications can establish fixed deposits with Shriram Finance in Bhind

  • IndividualEligibility Criteria
    • Hindu Undivided Family
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Companies
    • Unincorporated Association or Body of Individual
    • Trust and Foundation
    • Partnership Firm

How to Invest in Fixed Deposit with Shriram in Bhind

Shriram Finance provides attractive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. Opening a fixed deposit account in Bhind is possible via Shriram Finance's digital services or by making an appointment at any Bhind branch for in-person application submission. Having all essential paperwork prepared beforehand will ensure a quick registration process. The standard online FD creation procedure in Bhind usually encompasses these phases

How To Apply

  • Step 1

    Register using your mobile number.

  • Step 2

    Enter the investment amount, tenure and PAN.

  • Step 3

    Complete your KYC, share depositor details & any other declaration.

  • Step 4

    Complete the payment online and add nominee details.

  • Step 5

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Bhind?

Upon your FD maturity, you might opt to renew your Shriram FD in Bhind for uninterrupted growth. Use our website/mobile app or visit any of our branches to continue your investment. Below are the standard steps to renew FD online

Flex tenure
Step 1 Sign in to your account.
Attractive Interest
Step 2 Select the FD investment you wish to renew.
Account save
Step 3 Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 Select the FD amount and tenure.
Review
Step 5 Review and confirm the terms of the renewed FD investment and confirm the renewal.
Confirm
Step 6 Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Bhind

To facilitate your fixed deposit objectives, Shriram Finance has established FD branches in Bhind. These strategically located facilities house knowledgeable financial experts who offer tailored guidance on how to open fixed deposit or manage current Unnati Fixed Deposit Scheme accounts. Following are the details of Shriram Finance branches in Bhind

Lahar

  • Ground Floor, Ward. No. 09, Bhind Bhander Road, Lahar BHIND, MADHYA PRADESH Pincode477445 Phone18001036369

Mehgaon

  • Ward No. 6, Gandhi Road, In front of Purana Thana Judge Quarter Mou Road, Mehgaon BHIND, MADHYA PRADESH Pincode477557 Phone18001034959

Ater

  • Ground Floor, Ward.No.06, Sadar Bazar, Near BSNL Tower, Ater Bhind BHIND, MADHYA PRADESH Pincode477001 Phone18001036369
View All Branches

Shriram FD Customer Care in Bhind

For any inquiries or support regarding your fixed deposit account, our Fixed Deposit Customer Care professionals are at your service. Reach our experts via telephone for immediate assistance with your investment concerns. Our dedicated contact numbers are readily accessible when guidance is required.

Toll Free

Shriram FD Status in Bhind

To verify your Shriram Fixed Deposit status in Bhind, explore our user-friendly digital services or communicate with our responsive support agents. Keeping track of your FD status helps you stay alert about approaching maturity timeframes and earned interest gains.

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Fixed deposit in Indore

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Bhind?

The minimum deposit amount for a fixed deposit in Bhind for Shriram FD is RsRs.5000, with deposits accepted in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Bhind?

The interest rate on FD in Bhind is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Bhind?

Yes, you can open a FD account online with Shriram Finance in Bhind. The process is quick and convenient, involving these steps 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate

Is premature withdrawal of a Fixed Deposit allowed in Bhind?

Yes, investors can access early withdrawal of their fixed deposit in Bhind; however, this option generally involves certain penalties or interest rate reductions. We recommend reviewing the specific conditions carefully before making your decision.

Can I open a Fixed Deposit in Bhind in the name of a minor?

Yes, establishing a fixed deposit account for a minor in Bhind is possible through Shriram Fixed Deposit when appropriate guardian consent is furnished.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, closing a fixed deposit prior to its maturity date typically results in a penalty. This usually appears as a reduced interest rate applied to your deposit amount.

Can I change the nominee for my Fixed Deposit in Bhind?

Yes, modifying the nominee for your FD account in Bhind is allowed. This process generally requires submitting a specific form along with valid identification information of your new nominee.

Can I open multiple Fixed Deposits in Bhind?

Yes, you're permitted to create multiple fixed deposits in Bhind across various financial institutions or within the same banking organisation.

What is the maximum amount that can be invested in a Fixed Deposit in Bhind?

In general, there is no upper investment threshold; however, individual financial institutions may implement certain schemes with specific maximum limits.

Can I open a Fixed Deposit in a joint account in Bhind?

Yes, initiating a fixed deposit through a joint account in Bhind is permissible, provided you adhere to the financial institution's particular terms and conditions.

Are there any fixed deposit schemes for senior citizens in Bhind?

Yes, many financial organisations extend preferential fixed deposit interest rates for senior citizens compared to standard deposits. Particularly, Shriram Finance provides an additional interest rate of 0.50%* p.a. for senior citizens.

What is the difference between FD interest rates for regular and senior citizens in Bhind?

Shriram Finance offers a favourable interest rate that is 0.50%* p.a. higher for senior citizens than for regular depositors.

Is there a difference between FD interest rates for different tenures in Bhind?

Yes, FD interest rates vary according to the chosen tenure. Generally, longer duration commitments attract higher interest rates compared to shorter periods due to the extended financial commitment from the depositor.

What is the process to close a Fixed Deposit prematurely in Bhind?

To terminate a Shriram FD before its maturity date, submit the original deposit receipt with a Rs.1 revenue stamp affixed, accompanied by a formal request letter and a cancelled cheque. According to RBI guidelines, a deposit cannot be closed before three months from the deposit/renewal date except in cases of depositor death.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.