Download Shriram One app
Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

T&C Apply

  • Yes
  • No
stickyTab

Fixed Deposit in Burhanpur

Burhanpur's rich historical significance and commercial activity in Madhya Pradesh creates an ideal setting for financial growth. A Fixed Deposit in Burhanpur gives residents a methodical approach to wealth building combining protection with earning potential. The FD in Burhanpur provides transparent structures that enable investors to plan with assurance. This comprehensive resource offers crucial details about fixed deposits, from current rates to accessibility features, empowering you to make decisions that support both immediate requirements and extended financial goals in this textile-focussed city.

Types of Fixed Deposits

Following are the diverse forms of FDs to support your financial ambitions

interest rates

Cumulative Fixed Deposit

A Cumulative Fixed Deposit is an investment framework where earned interest is not distributed periodically but rather added back to the principal amount. This compounding mechanism increases the overall yield, as interest grows on the expanding principal. Upon maturity, investors collect a consolidated sum comprising both the original deposit and accumulated interest. Cumulative FDs are appropriate for individuals pursuing long-term capital appreciation without requiring regular income flows, leveraging compounding to enhance returns.

achievement

Non-Cumulative Fixed Deposit

A Non-Cumulative Fixed Deposit provides interest at specified intervals, delivering a steady income stream. It's ideally matched for individuals requiring regular distributions. Interest is calculated using simple interest principles and can be paid monthly, quarterly, or annually. This selection offers predictable yields and greater liquidity compared to cumulative FDs, making it suitable for addressing recurring financial needs.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Our fixed deposits can also help with various life milestones

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate of 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while Non-Cumulative Fixed Deposit pays out interest at regular intervals.

Shriram Fixed Deposit Features and Benefits

Researching fixed deposit investment opportunities in Burhanpur? These are the primary features and benefits of FD

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Flexible tenureFlexible tenure
Compounding Benefit
Attractive interest ratesAttractive interest rates
Static Alt Text
Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Burhanpur

The FD rates in Burhanpur show substantial differences across the range of financial organisations. Investors should carefully review options to optimise their investment outcomes. Major factors determining interest returns include the selected deposit duration and the specific institution offering the investment solution. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

loangraph

Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Burhanpur

Before establishing a fixed deposit in Burhanpur, customers must fulfil particular eligibility standards. These investor groups can initiate fixed deposits with Shriram Finance in Burhanpur

  • IndividualEligibility
    • Partnership Firm
    • Companies
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Trust and Foundation
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Burhanpur

Shriram Finance provides attractive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. Establishing a fixed deposit account in Burhanpur can be handled through Shriram Finance's digital services or by arranging a visit to a local Burhanpur branch to complete application formalities in person. Preparing all necessary documents ahead of time ensures a smooth registration process. The standard online FD setup protocol in Burhanpur commonly follows this progression

How To Apply

  • Step 1 :

    Register using your mobile number.

  • Step 2 :

    Enter the investment amount, tenure and PAN.

  • Step 3 :

    Complete your KYC, share depositor details & any other declaration.

  • Step 4 :

    Verify the Bank Details. Then, add your nominee details and complete the payment online

  • Step 5 :

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Burhanpur?

Before your fixed deposit matures, you can renew your Shriram FD in Burhanpur to continue enjoying its benefits. You can complete the renewal process online through the website or mobile app or by visiting a branch. Below are the general steps to renew your fixed deposit online.

Flex tenure
Step 1 : Sign in to your account.
Attractive Interest
Step 2 : Select the FD investment you wish to renew.
Account save
Step 3 : Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 : Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 : Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Burhanpur

To serve your fixed deposit needs, Shriram Finance has established FD branches in Burhanpur. These optimally positioned offices employ skilled financial specialists who provide personalised direction on how to open fixed deposit or supervise existing Unnati Fixed Deposit Scheme investments. Here are the Shriram Finance branches in Burhanpur

Burhanpur

  • Floor I, Dr. Hawaldar Building, Near Ambar Hotel, Bus Stand BURHANPUR,MADHYA PRADESH Pincode: 450331 Phone:18001036369

Burhanpur - Indore

  • FIRST FLOOR, H.NO. 282/19, WARD NO. 38, RASTIPURA WARD BURHANPUR,MADHYA PRADESH Pincode: 450331 Phone:18001036369

Indore

  • 10 Manoramaganj, 201 Apollo Trade Centre, Geeta Bhawan Chouraha, Sukhliya INDORE,MADHYA PRADESH Pincode: 452001 Phone:18001036369
View All Branches

Shriram FD Customer Care in Burhanpur

Should you require clarification or help with your fixed deposit account, our Fixed Deposit Customer Care team is prepared to assist you. Get in touch with our advisors via telephone for prompt support regarding your investments. Our service contact information is easily accessible when assistance is required.

Toll Free

Shriram FD Status in Burhanpur

To review your Shriram Fixed Deposit status in Burhanpur, browse through our simple digital services or connect with our efficient support staff. Consistent tracking of your FD status keeps you prepared for nearing maturity dates and accumulated interest advantages.

Fixed Deposit in Major Cities in India

Fixed deposit in Mumbai
Fixed deposit in pune
Fixed deposit in Indore
Fixed deposit in Punjab

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Burhanpur?

The minimum deposit amount for a fixed deposit in Burhanpur for Shriram FD is Rs.5,000, with deposits accepted in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Burhanpur?

The interest rate on FD in Burhanpur is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Burhanpur?

Yes, you can open a FD account online with Shriram Finance in Burhanpur. The process is quick and convenient, involving these steps: 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate

Is premature withdrawal of a Fixed Deposit allowed in Burhanpur?

Yes, early withdrawal of fixed deposits is available to customers in Burhanpur; however, this option typically involves certain penalties or interest reductions. We advise carefully reviewing the specific conditions before making this decision.

Can I open a Fixed Deposit in Burhanpur in the name of a minor?

Yes, establishing a fixed deposit account for a minor in Burhanpur is feasible through Shriram Fixed Deposit when appropriate guardian consent is provided.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, withdrawing a fixed deposit prior to its maturity date generally results in a penalty. This usually takes the form of a reduced interest rate applied to your deposit amount.

Can I change the nominee for my Fixed Deposit in Burhanpur?

Yes, you have the option to revise the nominee for your FD account in Burhanpur. This process normally requires submitting a specific form along with valid identification information of your new nominee.

Can I open multiple Fixed Deposits in Burhanpur?

Yes, you're permitted to create several fixed deposits in Burhanpur across different financial institutions or within the same banking organisation.

What is the maximum amount that can be invested in a Fixed Deposit in Burhanpur?

In general, there is no maximum investment threshold; however, individual financial institutions may implement certain schemes with specific upper limits.

Can I open a Fixed Deposit in a joint account in Burhanpur?

Yes, initiating a fixed deposit through a joint account in Burhanpur is allowed, provided you adhere to the financial institution's particular terms and conditions.

Are there any fixed deposit schemes for senior citizens in Burhanpur?

Yes, many financial organisations extend preferential fixed deposit interest rates for senior citizens compared to standard deposits. In particular, Shriram Finance provides an additional interest rate of 0.50%* p.a. for senior citizens.

What is the difference between FD interest rates for regular and senior citizens in Burhanpur?

Shriram Finance offers a favourable interest rate that is 0.50%* p.a. higher for senior citizens than for regular depositors.

Is there a difference between FD interest rates for different tenures in Burhanpur?

Yes, FD interest rates vary according to the chosen tenure. Generally, longer duration commitments attract higher interest rates compared to shorter periods due to the extended financial commitment from the depositor.

What is the process to close a Fixed Deposit prematurely in Burhanpur?

To close a Shriram FD before its maturity date, submit the original deposit receipt with a Rs.1 revenue stamp affixed, accompanied by a formal request letter and a cancelled cheque. According to RBI guidelines, a deposit cannot be terminated before three months from the deposit/renewal date except in cases of depositor death.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.