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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit In Buxar

People in Buxar want to save money without worrying about market risks. A Fixed Deposit in Buxar provides this safety while helping your money grow steadily. Various FD in Buxar options is available with different time periods to match your specific needs. This guide shares useful information about current interest rates, how to open a fixed deposit, and the benefits of choosing an FD account. We'll also explain how you can use fixed deposits for different goals like saving for a child's education, purchasing a vehicle, or ensuring regular monthly income.

Types of Fixed Deposits

Following are the multiple types of FDs to help attain your financial aspirations

interest rates

Cumulative Fixed Deposit

A Cumulative Fixed Deposit allows your earned interest to remain with your primary deposit instead of being paid out. This creates a growth-multiplying effect as you earn interest on both your original amount and previously earned interest. At the end of your deposit period, you receive everything together your initial deposit plus all accumulated interest. This option works best for those wanting maximum growth who don't need regular income from their investment.

achievement

Non-Cumulative Fixed Deposit

A Non-Cumulative Fixed Deposit gives you interest at regular time intervals, creating a consistent income flow. The interest is figured using simple interest calculations and can be transferred to you monthly, quarterly, or yearly. This choice offers dependable returns and better access to your earnings than cumulative FDs, making it suitable for handling recurring expenses.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Furthermore, our FDs can facilitate various additional financial objectives

  • FD for Home Expenses
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Retirement Fund

The FD interest rate is 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while a Non-Cumulative Fixed Deposit pay out interest at regular intervals (monthly, quarterly, half-yearly, or yearly).

Shriram Fixed Deposit Features and Benefits

Formulating effective wealth management strategies demands thorough evaluation of fixed deposit features and advantages. The essential aspects of FD include

Flex Tenure
Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Attractive Interest
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Compounding Benefit
Low minimum investment amountLow minimum investment amount
Static Alt Text
Flexible tenureFlexible tenure
Predictable Return
Predictable returnsPredictable returns
Cumulative
Attractive interest ratesAttractive interest rates
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Buxar

FD rates in Buxar show distinct differences between various financial establishments. Informed investors regularly evaluate several alternatives before deciding where to place their money. The interest earnings typically vary depending on considerations such as your preferred timeframe and the particular fianancial institution handling your investment. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get an interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

loangraph

Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Buxar

Shriram Finance has determined specific eligibility criteria for potential fixed deposit customers in Buxar. The groups eligible to place fixed deposit investments in Buxar encompass

  • IndividualEligibility Criteria
    • Companies
    • Partnership Firm
    • Trust and Foundation
    • Hindu Undivided Family
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Buxar

Shriram Finance provides attractive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. Initiating a fixed deposit presents versatility with options to proceed digitally or by approaching a Buxar branch for application handling. Gather all required paperwork in advance for a straightforward setup process. Generally, follow these ordered stages to invest in FD online

How To Apply

  • Step 1

    Register using your mobile number.

  • Step 2

    Enter the investment amount, tenure and PAN.

  • Step 3

    Complete your KYC, share depositor details & any other declaration.

  • Step 4

    Complete the payment online and add nominee details.

  • Step 5

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Buxar?

As your fixed deposit tenure concludes, you may discover benefits in opting to renew your Shriram FD in Buxar for seamless wealth accumulation. Our website, mobile app, or nearby branches offer simplified renewal alternatives. Follow these directions to execute your FD renewal digitally

Flex tenure
Step 1 Sign in to your account.
Attractive Interest
Step 2 Select the FD investment you wish to renew.
Account save
Step 3 Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 Select the FD amount and tenure.
Review
Step 5 Review and confirm the terms of the renewed FD investment and confirm the renewal.
Confirm
Step 6 Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Buxar

Shriram Finance offers optimally positioned FD branches in Buxar to fulfil your fixed deposit aspirations. These customer-centred locations employ skilled financial specialists who deliver customised assistance on how to open fixed deposit accounts or oversee current Unnati Fixed Deposit Scheme plans. Below is the list of Shriram Finance branches in Buxar

Buxar

  • At Krishna Hardware, Sendigate Road, Near-Anarkali Hospital BUXAR, BIHAR Pincode802101 Phone18001036369

Arrah

  • Second Floor, Subhadra Complex, Near HP Petrol Pump, Post Office Chandwa, Police Station Nawada, Bhojpur, Arrah - Buxar Main Road BUXAR, BIHAR Pincode802101 Phone18001036369
View All Branches

Shriram FD Customer Care in Buxar

Whenever doubts arise or you require explanations about your fixed deposit account, our expert Fixed Deposit Customer Care team is ready to assist with your concerns. Reach out through our telephone support line for swift help related to your investments. Comprehensive customer care contact details are conveniently accessible for your reference.

Toll Free

Shriram FD Status in Buxar

For assessing your Shriram Fixed Deposit status in Buxar, utilise our comprehensive online services or communicate with our professional customer service team. Consistent tracking of your FD status enables you to stay informed about approaching maturity intervals and interest accumulations.

Fixed Deposit in Major Cities in India

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Fixed deposit in Indore

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Buxar?

The minimum deposit amount for a fixed deposit in Buxar for Shriram FD is RsRs.5000, with deposits accepted in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Buxar?

The interest rate on FD in Buxar is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Buxar?

Yes, you can open a FD account online with Shriram Finance in Buxar. The process is quick and convenient, involving these steps 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate

Is premature withdrawal of a Fixed Deposit allowed in Buxar?

Yes, premature withdrawal of fixed deposits is accessible in Buxar; however, this option may involve financial implications such as penalties or interest reductions. Examining the specific terms is recommended before proceeding with early withdrawal.

Can I open a Fixed Deposit in Buxar in the name of a minor?

Yes, establishing a fixed deposit account for a minor in Buxar is permissible with guardian authorisation through Shriram Fixed Deposit services.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, early termination of a fixed deposit usually attracts a penalty. This commonly involves a downward revision of the interest rate applicable to your deposit amount.

Can I change the nominee for my Fixed Deposit in Buxar?

Yes, modifying the nominee for your FD account in Buxar is an available option. The procedure typically requires submitting a designated request form along with proper identification documents of the new nominee.

Can I open multiple Fixed Deposits in Buxar?

Yes, creating multiple fixed deposits in Buxar is possible, whether distributed across various financial institutions or concentrated within one organisation.

What is the maximum amount that can be invested in a Fixed Deposit in Buxar?

Typically, no maximum investment ceiling exists; however, individual financial institutions might establish specific limits for certain deposit offerings.

Can I open a Fixed Deposit in a joint account in Buxar?

Yes, initiating a fixed deposit through a joint account in Buxar is feasible, provided you comply with the financial institution's specific requirements and conditions.

Are there any fixed deposit schemes for senior citizens in Buxar?

Yes, numerous financial institutions provide preferential fixed deposit interest rates for senior citizens. Particularly, Shriram Finance offers an additional 0.50%* p.a. interest rate benefit for senior citizen depositors.

What is the difference between FD interest rates for regular and senior citizens in Buxar?

Shriram Finance provides senior citizens with an enhanced interest rate of 0.50%* p.a. above what regular depositors receive in Buxar.

Is there a difference between FD interest rates for different tenures in Buxar?

Yes, fixed deposit interest rates vary according to tenure selection. Typically, longer commitment periods may command higher interest rates compared to shorter durations due to the extended financial commitment from depositors.

What is the process to close a Fixed Deposit prematurely in Buxar?

For premature closure of a Shriram FD in Buxar, submission of the original deposit receipt with a Rs.1 revenue stamp affixed is required, along with a formal request letter and a cancelled cheque. According to RBI directives, deposits cannot be prematurely closed within three months of deposit/renewal except in cases of depositor death.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.