Download Shriram One app
Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

T&C Apply

  • Yes
  • No
stickyTab

Fixed Deposit In Chhatarpur

As a prominent district in Madhya Pradesh with growing commercial activities, Chhatarpur presents numerous opportunities for financial growth. A Fixed Deposit in Chhatarpur provides residents with a dependable investment vehicle combining capital protection with consistent earnings potential. The FD in Chhatarpur establishes straightforward parameters that help investors proceed with financial confidence. This guide offers vital details about fixed deposits, ranging from competitive interest structures to liquidity provisions, equipping you to make informed choices that cater to both current financial needs and future economic objectives in this historically rich region.

Types of Fixed Deposits

Following are the multiple types of FDs to help attain your financial aspirations

interest rates

Cumulative Fixed Deposit

A Cumulative Fixed Deposit keeps your interest with your original deposit rather than paying it out. This creates compound growth as your interest earns more interest over time. When your term ends, you receive one total payment that includes both your initial investment and all accumulated interest. This FD type is best for people looking for maximum growth who don't need ongoing income from their savings.

achievement

Non-Cumulative Fixed Deposit

A Non-Cumulative Fixed Deposit provides interest at set intervals, giving you a steady flow of income. Interest is calculated using simple interest methods and can be paid monthly, quarterly, or annually. This option delivers predictable returns and better liquidity compared to cumulative FDs, making it suitable for meeting regular financial needs.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Furthermore, our FDs can facilitate various additional financial objectives

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate is 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while a Non-Cumulative Fixed Deposit pay out interest at regular intervals (monthly, quarterly, half-yearly, or yearly).

Shriram Fixed Deposit Features and Benefits

To make well-informed investment decisions, it's vital to comprehend the various elements and advantages of fixed deposits. The main characteristics of FD include

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Compounding Benefit
Flexible tenureFlexible tenure
Static Alt Text
Compounding benefitsCompounding benefits
Predictable Return
Low minimum investment amountLow minimum investment amount
Cumulative
Attractive interest ratesAttractive interest rates
Low Investment
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes

Shriram Fixed Deposit Interest Rates in Chhatarpur

FD rates in Chhatarpur exhibit notable disparities across various financial institutions. Savvy depositors invariably review all available alternatives before finalising their investment. Your interest income typically depends on variables including your preferred investment duration and the particular bank overseeing your funds. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get an interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

loangraph

Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Chhatarpur

To invest in a Shriram Finance fixed deposit in Chhatarpur, customers must satisfy certain qualification requirements. Parties eligible for creating fixed deposits in Chhatarpur consist of

  • IndividualEligibility Criteria
    • Partnership Firm
    • Companies
    • Non-Resident Indians (NRIs)
    • Indian Residents
    • Unincorporated Association or Body of Individual
    • Hindu Undivided Family
    • Trust and Foundation

How to Invest in Fixed Deposit with Shriram in Chhatarpur

Shriram Finance provides attractive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. Establishing a fixed deposit account is convenient either through digital channels or by personally visiting a Chhatarpur branch to process your request. Make sure to prepare all necessary documents to ensure an effortless registration procedure. The standard pathway to invest in FD online includes the following steps

How To Apply

  • Step 1

    Register using your mobile number.

  • Step 2

    Enter the investment amount, tenure and PAN.

  • Step 3

    Complete your KYC, share depositor details & any other declaration.

  • Step 4

    Complete the payment online and add nominee details.

  • Step 5

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Chhatarpur?

As your FD approaches its maturity period, you might consider the benefits of renew your Shriram FD in Chhatarpur to maintain your investment momentum. Use our digital interfaces or visit one of our conveniently located branches for assistance with renewal. Here's the process for renewing your deposit through our online channels

Flex tenure
Step 1 Sign in to your account.
Attractive Interest
Step 2 Select the FD investment you wish to renew.
Account save
Step 3 Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 Select the FD amount and tenure.
Review
Step 5 Review and confirm the terms of the renewed FD investment and confirm the renewal.
Confirm
Step 6 Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Chhatarpur

Shriram Finance operates conveniently positioned FD branches in Chhatarpur to cater to your fixed deposit needs. These client-focused facilities employ qualified financial advisors who deliver personalised consultation on how to open fixed deposit accounts or administer current Unnati Fixed Deposit Scheme portfolios. Below is the list of Shriram Finance branches in Chhatarpur

Chattarpur

  • 64 Jawahar Road, Infront Of ICICI Bank, Narayan Plaza, 2nd Floor, Tirah Square CHHATARPUR, MADHYA PRADESH Pincode471001 Phone18001036369

Nowgong

  • Kusum Kunj ,Above Union Bank Ishanagar Chauraha, Nowgong CHHATARPUR, MADHYA PRADESH Pincode471201 Phone18001034959

Lavkush Nagar

  • Ground Floor, House No. 34, Ward No. 4, Sichai Colony Chandla Road, Lavkush Nagar CHHATARPUR, MADHYA PRADESH Pincode471515 Phone18001036369
View All Branches

Shriram FD Customer Care in Chhatarpur

If uncertainties emerge or additional information is needed regarding your fixed deposit account, our specialised Fixed Deposit Customer Care team in Chhatarpur remains ready to deliver appropriate answers. Connect through our telephone service for swift assistance with your investment concerns. Our customer support contact information is conveniently accessible whenever you need it.

Toll Free

Shriram FD Status in Chhatarpur

For evaluating your Shriram Fixed Deposit status in Chhatarpur, leverage our user-friendly digital services or connect with our responsive customer care professionals. Consistent checking of your FD status enables you to stay cognizant of impending maturity timelines and interest accruals.

Fixed Deposit in Major Cities in India

Fixed deposit in Mumbai
Fixed deposit in pune
Fixed deposit in Indore

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Chhatarpur?

The minimum deposit amount for a fixed deposit in Chhatarpur for Shriram FD is RsRs.5000, with deposits accepted in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Chhatarpur?

The interest rate on FD in Chhatarpur is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Chhatarpur?

Yes, you can open a FD account online with Shriram Finance in Chhatarpur. The process is quick and convenient, involving these steps 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate

Is premature withdrawal of a Fixed Deposit allowed in Chhatarpur?

Yes, early withdrawal of a fixed deposit is accessible in Chhatarpur; however, this action may attract penalties or lower interest yields. It is prudent to examine the specific terms before proceeding with withdrawal.

Can I open a Fixed Deposit in Chhatarpur in the name of a minor?

Yes, opening a fixed deposit account for a minor in Chhatarpur is possible with parental or guardian consent through Shriram Fixed Deposit.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, early withdrawal of fixed deposits typically incurs penalties. These usually manifest as reduced interest rates applied to your deposit amount.

Can I change the nominee for my Fixed Deposit in Chhatarpur?

Yes, updating the nominee for your FD account in Chhatarpur is an available option. The process generally requires submitting a formal request along with identity proof of the new nominee.

Can I open multiple Fixed Deposits in Chhatarpur?

Yes, you have the flexibility to create multiple fixed deposits in Chhatarpur, either with various financial institutions or within a single organisation.

What is the maximum amount that can be invested in a Fixed Deposit in Chhatarpur?

Typically, there is no ceiling on investment amounts; however, certain financial institutions may enforce specific limits for particular deposit schemes.

Can I open a Fixed Deposit in a joint account in Chhatarpur?

Yes, establishing a fixed deposit using a joint account in Chhatarpur is feasible, depending on the financial institution's specific regulations.

Are there any fixed deposit schemes for senior citizens in Chhatarpur?

Yes, many financial entities offer preferential fixed deposit interest rates for senior citizens compared to standard deposits. Specifically, Shriram Finance provides an additional interest rate of 0.50%* p.a. for senior citizens.

What is the difference between FD interest rates for regular and senior citizens in Chhatarpur?

Shriram Finance offers senior citizens an enhanced rate of 0.50%* p.a. above the standard depositor rates in Chhatarpur.

Is there a difference between FD interest rates for different tenures in Chhatarpur?

Yes, FD interest rates vary based on the selected tenure. Generally, longer investment periods may secure higher interest rates compared to shorter durations due to the extended commitment period.

What is the process to close a Fixed Deposit prematurely in Chhatarpur?

To prematurely terminate a Shriram FD in Chhatarpur, submit your original deposit receipt with a Rs.1 revenue stamp, accompanied by a written request and a cancelled cheque. According to RBI guidelines, deposits cannot be closed within three months of deposit/renewal except in cases of depositor demise.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.