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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit in Chirimiri

A Fixed Deposit in Chirimiri allows residents to establish a systematic savings approach with consistent returns. FDs in Chirimiri feature clear structures that support strategic financial planning. Our comprehensive overview delivers key information about fixed deposits, including current rates and withdrawal options, helping you develop investment strategies that address both present needs and future financial objectives.

Types of Fixed Deposits

Following are the multiple types of FDs to help attain your financial aspirations

interest rates

Cumulative Fixed Deposit

A Cumulative Fixed Deposit follows an interest capitalisation strategy where earnings join your principal instead of being paid out. This generates a progressive compounding effect that enhances your wealth growth, producing returns on both your initial investment and previously accumulated interest. At maturity, you collect the entire amount comprising your original deposit plus all compounded gains. This approach particularly serves investors focused on substantial long-term capital appreciation without requiring interim income.

achievement

Non-Cumulative Fixed Deposit

A Non-Cumulative Fixed Deposit delivers scheduled interest payments at defined intervals, establishing a dependable revenue flow. These distributions, calculated using simple interest methodology, can be arranged monthly, quarterly, or yearly to match your needs. This structure provides predictable earnings and improved liquidity versus cumulative options, especially benefiting those managing recurring financial obligations.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Our fixed deposits can also help with various life milestones

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate of 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while Non-Cumulative Fixed Deposit pays out interest at regular intervals.

Shriram Fixed Deposit Features and Benefits

Identifying the critical features and advantages of fixed deposits is crucial for making practical investment selections. The core characteristics of FD consist of

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Flexible tenureFlexible tenure
Compounding Benefit
Attractive interest ratesAttractive interest rates
Static Alt Text
Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Chirimiri

FD rates in Chirimiri show notable contrasts among competing banks and NBFCs. Thoughtful investors always review multiple alternatives before depositing their funds. Your interest typically depends on factors such as your preferred maturity period and the specific financial institution managing your deposit. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

loangraph

Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Chirimiri

For qualifying for a Shriram Finance fixed deposit in Chirimiri, applicants need to satisfy defined eligibility requirements. The groups permitted to open fixed deposits in Chirimiri consist of

  • IndividualEligibility
    • Partnership Firm
    • Companies
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Trust and Foundation
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Chirimiri

Shriram Finance provides attractive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. Opening a fixed deposit is easy through web-based options or by physically visiting a Chirimiri branch to present your application. Collect all essential personal and address verification documents in advance for an efficient enrolment journey. Usually, these progressive stages enable you to establish an FD online.

How To Apply

  • Step 1 :

    Register using your mobile number.

  • Step 2 :

    Enter the investment amount, tenure and PAN.

  • Step 3 :

    Complete your KYC, share depositor details & any other declaration.

  • Step 4 :

    Verify the Bank Details. Then, add your nominee details and complete the payment online

  • Step 5 :

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Chirimiri?

Before your fixed deposit matures, you can renew your Shriram FD in Chirimiri to continue enjoying its benefits. You can complete the renewal process online through the website or mobile app or by visiting a branch. Below are the general steps to renew your fixed deposit online.

Flex tenure
Step 1 : Sign in to your account.
Attractive Interest
Step 2 : Select the FD investment you wish to renew.
Account save
Step 3 : Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 : Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 : Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Chirimiri

Shriram Finance maintains thoughtfully arranged FD branches in Chirimiri to serve your fixed deposit interests. These client-friendly centres have qualified financial professionals who provide expert counsel on how to open fixed deposit accounts or oversee existing Unnati Fixed Deposit Scheme arrangements. Below is the listing of Shriram Finance branches in Chirimiri

Manendragarh

  • Plot KH. No. 211/6, Ambikapur Road, N.H. 43, Above Canara Bank, Ward No. 21 MANENDRAGARH,CHHATTISGARH Pincode: 497442 Phone:18001034959

Manendragarh - I

  • Near Kirorimal Petrol Pump, 3rd Floor , Chaitanya Nagar Jagatpur MANENDRAGARH,CHHATTISGARH Pincode: 497442 Phone:18001034959

Raipur

  • 2nd Floor, Vanjiya Bhavan, Devendra Nagar, Sai Nagar RAIPUR,CHHATTISGARH Pincode: 492009 Phone:18001034959
View All Branches

Shriram FD Customer Care in Chirimiri

When concerns surface or you desire greater understanding of your fixed deposit account, our dedicated Fixed Deposit Customer Care professionals in Chirimiri stand ready to supply in-depth explanations. Contact our telephone service for efficient guidance about your investments. Our detailed customer assistance information is consistently retrievable when required.

Toll Free

Shriram FD Status in Chirimiri

For evaluating your Shriram Fixed Deposit status in Chirimiri, access our extensive web resources or contact our dedicated customer assistance experts. Periodic observation of your FD status ensures you stay aware of approaching maturity dates and interest enhancements.

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Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Chirimiri?

The minimum deposit amount for a fixed deposit in Chirimiri for Shriram FD is Rs.5,000, with deposits accepted in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Chirimiri?

The interest rate on FD in Chirimiri is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Chirimiri?

Yes, you can open a FD account online with Shriram Finance in Chirimiri. The process is quick and convenient, involving these steps: 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate

Is premature withdrawal of a Fixed Deposit allowed in Chirimiri?

Yes, premature withdrawal of a fixed deposit is accessible in Chirimiri; however, this service typically involves certain penalties or interest rate reductions. It's prudent to verify the specific conditions before proceeding.

Can I open a Fixed Deposit in Chirimiri in the name of a minor?

Yes, you can create a fixed deposit account for a minor in Chirimiri through Shriram Fixed Deposit when accompanied by guardian approval.

Is premature withdrawal of a Fixed Deposit allowed in Chirimiri?

Yes, early withdrawal from fixed deposits is permitted in Chirimiri, although it typically results in certain penalties or reduced interest benefits. Customers are advised to examine the specific conditions before initiating withdrawal.

Can I open a Fixed Deposit in Chirimiri in the name of a minor?

Yes, you can open a fixed deposit account for a minor in Chirimiri with appropriate guardian supervision through Shriram Fixed Deposit services.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, withdrawing from a fixed deposit before maturity generally incurs a penalty, usually implemented as a downward adjustment of the interest rate applicable to the deposit.

Can I change the nominee for my Fixed Deposit in Chirimiri?

Yes, updating the nominee for your FD account in Chirimiri is possible. This typically requires submitting a formal application along with proper identification documents for the new nominee.

Can I open multiple Fixed Deposits in Chirimiri?

Yes, you have the flexibility to maintain several fixed deposits in Chirimiri across different financial institutions or within the same banking organisation.

What is the maximum amount that can be invested in a Fixed Deposit in Chirimiri?

In general, there is no defined upper limit, though specific financial institutions may enforce maximum thresholds for particular deposit schemes.

Can I open a Fixed Deposit in a joint account in Chirimiri?

Yes, creating a fixed deposit through a joint account in Chirimiri is feasible, provided you adhere to the financial institution's terms and requirements.

Are there any fixed deposit schemes for senior citizens in Chirimiri?

Yes, many financial organisations offer specialised fixed deposit schemes with preferential interest rates for senior citizens in Chirimiri. Specifically, Shriram Finance provides an additional 0.50%* p.a. interest rate for senior citizen depositors.

What is the difference between FD interest rates for regular and senior citizens in Chirimiri?

At Shriram Finance, senior citizens enjoy a preferential interest rate that is 0.50%* p.a. higher than the standard rate offered to regular depositors.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.