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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit in Churachandpur

A fixed deposit offers a safe and predictable way to earn interest by keeping a fixed amount locked in for a specific period. Because it isn’t affected by market ups and downs, your earnings stay secure. In Churachandpur, many individuals choose fixed deposits for financial security and future planning.

Types of Fixed Deposits

Following are the various forms of FDs to achieve your financial goals.

interest rates

Cumulative Fixed Deposit

A Cumulative Fixed Deposit is a savings option where the interest earned over time is reinvested into the principal rather than paid out periodically. This allows the deposit to grow steadily through compound interest. When the term ends, the investor receives both the original sum and the compounded returns in one payment. Cumulative FDs are ideal for people planning long-term financial growth without the need for regular income during the term.

achievement

Non-Cumulative Fixed Deposit

In a Non-Cumulative Fixed Deposit, the interest is distributed at regular intervals, ensuring a fixed stream of income. This is beneficial for those relying on frequent payouts. The interest is based on simple calculations and can be paid monthly, quarterly or annually. This structure offers stable earnings and greater liquidity than cumulative deposits, making it suitable for meeting ongoing expenses.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Our fixed deposits can also help with various life milestones:

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate of 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while Non-Cumulative Fixed Deposit pays out interest at regular intervals.

Shriram Fixed Deposit Features and Benefits

Knowing what fixed deposits offer in terms of features and benefits helps you make better investment decisions. Here are the main benefits and characteristics of FDs:

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Flexible tenureFlexible tenure
Compounding Benefit
Attractive interest ratesAttractive interest rates
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Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Churachandpur

The FD rates in Churachandpur vary between banks and financial institutions. Comparing these rates is important to maximise your returns. Interest rates are usually based on factors such as the deposit period and the issuing institution. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

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Min 12 months

Max 60 months

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Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Churachandpur

To begin a fixed deposit in Churachandpur, you’ll need to meet a few standard eligibility conditions. These are the usual criteria required for FD account opening.

  • IndividualEligibility
    • Partnership Firm
    • Companies
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Trust and Foundation
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Churachandpur

Shriram Finance provides competitive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. You may open an FD online or visit your nearest Shriram branch. Make sure your documents are ready to ensure the process goes smoothly. Online FD steps typically include.

How To Apply

  • Step 1 :

    Register using your mobile number.

  • Step 2 :

    Enter the investment amount, tenure and PAN.

  • Step 3 :

    Complete your KYC, share depositor details & any other declaration.

  • Step 4 :

    Verify the Bank Details. Then, add your nominee details and complete the payment online

  • Step 5 :

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Churachandpur?

Before your fixed deposit matures, you can renew your Shriram FD in Churachandpur to continue enjoying its benefits. You can complete the renewal process online through the website or mobile app or by visiting a branch. Below are the general steps to renew your fixed deposit online.

Flex tenure
Step 1 : Sign in to your account.
Attractive Interest
Step 2 : Select the FD investment you wish to renew.
Account save
Step 3 : Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 : Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 : Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Churachandpur

Shriram Finance serves your FD needs through its FD branches in Churachandpur. Our experienced team can help you open a new FD or manage your Unnati FD account. See the branch list below

Imphal

  • 2nd Floor, Khoyathong, Pukhri Achouba Nagamapal Road, Ward No.3, Near Amazon Building, Khoyathong IMPHAL,MANIPUR Pincode: 795001 Phone:18001036369

Guwahati - I (Chandmari)

  • Senapati Commercial, 2nd Floor, Mani Ram Dewan Road, Near Abishek Motors, Silpukhuri GUWAHATI,ASSAM Pincode: 781003 Phone:18001036369

Guwahati 2

  • 3rd Floor, Meghmaller Apartment, Near Central Nursing Home, Survey Beltola GUWAHATI,ASSAM Pincode: 781028 Phone:18001036369
View All Branches

Shriram FD Customer Care in Churachandpur

If you need assistance or have questions regarding your fixed deposit, our Fixed Deposit Customer Care team stands ready to help. Contact our customer care team for quick assistance. Use the numbers below to reach out.

Toll Free

Shriram FD Status in Churachandpur

If you need assistance or have questions regarding your fixed deposit, our Fixed Deposit Customer Care team stands ready to help. Contact our customer care team for quick assistance. Use the numbers below to reach out.

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Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Churachandpur?

The minimum amount needed to open a fixed deposit with Shriram Finance in Churachandpur is Rs.5,000. You can invest more in steps of Rs.1,000.

What is the interest rate on Fixed Deposits in Churachandpur?

The interest rate on FD in Churachandpur is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Churachandpur?

Yes, opening an FD account online with Shriram Finance in Churachandpur is simple. The process is quick and includes these steps: 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate.

Is premature withdrawal of a Fixed Deposit allowed in Churachandpur?

Yes, early withdrawal of a fixed deposit is permitted in Churachandpur; but it may come with penalties or a lower interest rate depending on the FD scheme. Make sure to be aware of the terms and conditions in advance.

Can I open a Fixed Deposit in Churachandpur in the name of a minor?

Yes, a fixed deposit account may be opened in a minor's name with the consent of a guardian.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, there is usually a penalty on premature FD withdrawals, commonly in the form of reduced interest payouts.

Can I change the nominee for my Fixed Deposit in Churachandpur?

Is premature withdrawal of a Fixed Deposit allowed in Churachandpur?

Can I open multiple Fixed Deposits in Churachandpur?

Yes, you may have several fixed deposits, either within one financial institution or spread across different ones.

What is the maximum amount that can be invested in a Fixed Deposit in Churachandpur?

There is no general upper limit on fixed deposit investments, though some schemes may have specific limits as per guidelines.

Can I open a Fixed Deposit in a joint account in Churachandpur?

Yes, joint fixed deposits are an option in Churachandpur, depending on the financial institution’s terms and conditions.

Are there any fixed deposit schemes for senior citizens in Churachandpur?

Yes, senior citizens can benefit from higher FD interest rates. Shriram Finance offers an extra 0.50%* p.a. on such deposits.

What is the difference between FD interest rates for regular and senior citizens in Churachandpur?

Shriram Finance gives senior citizens an added 0.50%* p.a. interest compared to the rate available to regular account holders.

Is there a difference between FD interest rates for different tenures in Churachandpur?

Yes, FD interest rates vary with tenure. Longer deposit terms usually come with higher returns to reward the duration.

What is the process to close a Fixed Deposit prematurely in Churachandpur?

To close your Shriram Fixed Deposit (FD) in Churachandpur early, you'll need to provide the original deposit receipt affixed with a Rs.1 revenue stamp, a written request, and a cancelled cheque. Please note that Reserve Bank of India (RBI) rules prevent premature withdrawal within the first three months of deposit or renewal, except in the event of the depositor's demise.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.