Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.05%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit in Coorg

If you’re searching for a rewarding investment avenue in Coorg, Shriram Fixed Deposit is worth considering. Offering up to 8.05%* p.a. interest, with added benefits for senior citizens and women depositors, this FD is designed to help you earn more. Tenures range from 12 to 60 months, allowing you to choose a plan that fits your financial goals. With a minimum investment of just Rs.5,000, it’s easy to open a Fixed Deposit in Coorg with us. Depending on your needs, you can opt for a cumulative plan for a maturity lump sum or a non-cumulative plan for regular interest income. With easy online application and the benefit of compounding, investing in an FD in Coorg is a smart way to secure your savings and watch them grow.

Types of Fixed Deposits

Following are the various forms of FDs to achieve your financial goals

interest rates

Cumulative Fixed Deposit

A Cumulative Fixed Deposit lets interest build up over the term as it gets added to the original amount rather than paid out regularly. This leads to compounding, which enhances the maturity value. At the end of the term, the full amount—including principal and interest—is paid in one go. It's ideal for savers planning for the long haul without the need for interim income.

achievement

Non-Cumulative Fixed Deposit

A Non-Cumulative Fixed Deposit offers interest payouts at regular intervals, helping you manage routine financial requirements. Interest is calculated on a simple basis and can be paid monthly, quarterly, or annually. This option allows for more liquidity, making it a good fit for those handling recurring costs.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Our fixed deposits can also help with various life milestones

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate of 8.05%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while Non-Cumulative Fixed Deposit pays out interest at regular intervals.

Shriram Fixed Deposit Features and Benefits

Getting familiar with our fixed deposit features and benefits allows you to plan your finances with more confidence. Here’s a quick summary of the key features and advantages an FD offers

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Flexible tenureFlexible tenure
Compounding Benefit
Attractive interest ratesAttractive interest rates
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Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Coorg

The FD rates in Coorg vary across financial institutions and banks. Taking time to review and compare them can help you secure better returns. These rates are influenced by both tenure and the institution’s nature. Shriram Fixed Deposit is Rated "CARE AAA; STABLE" By CARE Ratings Limited, "Crisil AAA/ STABLE by CRISIL Ratings Limited, and "[ICRA]AAA; TABLE" by ICRA and "IND AAA/ STABLE" by India Ratings and Research. Get interest rate of up to 8.05%* p.a. inclusive of 0.50%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f. 2nd July 2026)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f. 2nd July 2026), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
126.85
(Digital Only)157.10
18- 237.05
24- 357.10
36-607.50

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f. 2nd July 2026)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f. 2nd July 2026), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.646.686.746.85
(Digital Only)156.886.926.987.10
18 - 236.836.876.937.05
24 - 356.886.926.987.10
36 - 607.257.307.367.50
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Note:Interest rates are subject to change and the rate applicable will be the rate prevalent on the date of deposit / renewal.

The above additional interest rates will be applied on the yearly rate, which will be factored correspondingly into the calculation of compounding interest rates for periods shorter than a year, including monthly, quarterly, and half-yearly rates.

Fixed Deposit Returns Calculator

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I am a Senior Citizen

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Investment amount

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Tenure up to

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Min 12 months

Max 60 months

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Interest payout term

  • On Maturity
  • Monthly
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  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Coorg

Opening an FD account in Coorg comes with a few eligibility criteria. The basic requirements typically include the following

  • IndividualEligibility Criteria
    • Partnership Firm
    • Companies
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Trust and Foundation
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Coorg

Shriram Finance provides competitive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. Fixed deposits can be opened online or at your local branch. Having all the required documents in hand ensures the process goes smoothly. Below are the standard steps to apply for an FD online

How To Apply

  • Step 1 :

    Register using your mobile number.

  • Step 2 :

    Enter the investment amount, tenure and PAN.

  • Step 3 :

    Complete your KYC, share depositor details & any other declaration.

  • Step 4 :

    Verify the Bank Details. Then, add your nominee details and complete the payment online

  • Step 5 :

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Coorg?

Before your fixed deposit matures, you can renew your Shriram FD in Coorg to continue enjoying its benefits. You can complete the renewal process online through the website or mobile app or by visiting a branch. Below are the general steps to renew your fixed deposit online.

Flex tenure
Step 1 : Sign in to your account.
Attractive Interest
Step 2 : Select the FD investment you wish to renew.
Account save
Step 3 : Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 : Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 : Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Coorg

For face-to-face assistance, walk into one of our FD branches in Coorg. Our team is here to help you open fixed deposit accounts or handle your Unnati FD requirements. Here’s the list of our local branches

Shanivarsanthe

  • 1st Floor, Adarsha Traders, Near KRC Circle, Shanivarsanthe KODAGU,KARNATAKA Pincode: 571235 Phone:18001034959

Somwarpet

  • First Floor, Sumbram Complex, Above Bank Of Baroda, Club Road, Somwarpet KODAGU,KARNATAKA Pincode: 571236 Phone:18001034959

Kushalnagar

  • No.79/4, Madapatna, Kushalnagar KODAGU,KARNATAKA Pincode: 571234 Phone:18001036369
View All Branches

Shriram FD Customer Care in Coorg

For assistance with your fixed deposit, you can connect with our Customer Care. Our support team is just a call away for any clarification or help. The contact information is provided below

Toll Free

Shriram FD Status in Coorg

You can monitor your Fixed Deposit status in Coorg through our online portal or by reaching out to our customer support. Staying updated ensures better planning around interest income and maturity timelines.

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Fixed deposit in Indore

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Coorg?

The minimum amount to start Shriram Fixed Deposit in Coorg is Rs.5,000. Further investments need to be made in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Coorg?

The interest rate on FD in Coorg is 8.05%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

What is the interest rate on Fixed Deposits in Coorg?

Yes, you can open a FD account online with Shriram Finance in Coorg. The process is quick and convenient, involving these steps: 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate.

Is premature withdrawal of a Fixed Deposit allowed in Coorg?

Yes, early withdrawal of a fixed deposit is permitted in Coorg. However, it may involve penalties or lower interest earnings.

Can I open a Fixed Deposit in Coorg in the name of a minor?

Yes, a fixed deposit account can be opened in a minor’s name in Coorg. A guardian must manage and oversee the account.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, penalties usually apply for early withdrawal, typically by way of a reduced interest rate.

Can I change the nominee for my Fixed Deposit in Coorg?

Yes, you can change the nominee by submitting a request form and valid identification for the new nominee.

Can I open multiple Fixed Deposits in Coorg?

Yes, you are allowed to open more than one fixed deposit in Coorg, either with the same institution or different ones.

What is the maximum amount that can be invested in a Fixed Deposit in Coorg?

There is usually no upper limit, although some schemes might specify a maximum investment cap.

Can I open a Fixed Deposit in a joint account in Coorg?

Yes, joint fixed deposit accounts are permitted in Coorg, subject to the terms and conditions of the financial institution.

Are there any fixed deposit schemes for senior citizens in Coorg?

Yes, senior citizens can access exclusive FD schemes in Coorg. Shriram Finance offers an additional 0.50%* p.a. to senior investors.

What is the difference between FD interest rates for regular and senior citizens in Coorg?

Senior citizens receive 0.50%* p.a. more in interest compared to regular customers at Shriram Finance.

Is there a difference between FD interest rates for different tenures in Coorg?

Yes, the rate of interest of a fixed deposit changes based on tenure. Generally, longer durations earn higher interest.

What is the process to close a Fixed Deposit prematurely in Coorg?

To close a Shriram Fixed Deposit before maturity in Coorg, you must submit the original FD receipt, a request letter, a cancelled cheque, and a Rs.1 revenue stamp. According to Reserve Bank of India (RBI) rules, premature closure within three months is not allowed unless in case of the depositor’s death.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "CARE AAA; STABLE" by CARE Ratings Limited, "CRISIL AAA/STABLE" by CRISIL Ratings Limited, "[ICRA]AAA; STABLE" by ICRA, and "IND AAA/STABLE" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.