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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit in Danapur

Looking for a safe way to grow your money in Danapur? A Fixed Deposit in Danapur gives you better returns than a regular savings account, without any risk to your hard-earned savings. When you choose an FD in Danapur, your money earns interest at a fixed rate for the time period you select. This guide will help you understand current interest rates, how to choose the right deposit period, and ways to use fixed deposits effectively to meet your family's financial goals. With clear information about FD options, you can make better decisions about growing your savings in a safe and reliable way.

Types of Fixed Deposits

Following are the multiple types of FDs to help attain your financial aspirations

interest rates

Cumulative Fixed Deposit

A Cumulative Fixed Deposit keeps your earned interest with your main deposit instead of paying it out. This creates a compound growth effect as you earn interest on both your original amount and previously accumulated interest. When your deposit period ends, you receive everything at once—your initial deposit plus all accumulated interest. This option works best for those seeking maximum growth who don't need regular income from their investment.

achievement

Non-Cumulative Fixed Deposit

A Non-Cumulative Fixed Deposit provides interest at regular intervals, creating a steady income flow. The interest is calculated using simple interest methods and can be distributed monthly, quarterly, or yearly. This option delivers dependable returns and better access to your earnings compared to cumulative FDs, making it suitable for managing recurring expenses.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Our fixed deposits can also help with various life milestones:

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate of 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while Non-Cumulative Fixed Deposit pays out interest at regular intervals.

Shriram Fixed Deposit Features and Benefits

Creating effective wealth-building plans demands comprehensive analysis of fixed deposit features and benefits. The essential components of FD comprise:

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Flexible tenureFlexible tenure
Compounding Benefit
Attractive interest ratesAttractive interest rates
Static Alt Text
Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Danapur

FD rates in Danapur vary significantly across different financial institutions. Smart investors always compare multiple alternatives before determining the optimal place for their funds. The returns typically differ depending on variables like your selected investment duration and the specific organisation handling your deposit. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

loangraph

Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Danapur

Shriram Finance has established specific eligibility criteria for prospective fixed deposit holders in Danapur. The categories allowed to make fixed deposit investments in Danapur include

  • IndividualEligibility
    • Partnership Firm
    • Companies
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Trust and Foundation
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Danapur

Shriram Finance provides attractive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. Establishing a fixed deposit offers flexibility with choices to proceed digitally or by visiting a Danapur branch for application processing. Collect all necessary documentation beforehand for a smooth setup experience. Typically, follow these sequential steps to invest in FD online.

How To Apply

  • Step 1 :

    Register using your mobile number.

  • Step 2 :

    Enter the investment amount, tenure and PAN.

  • Step 3 :

    Complete your KYC, share depositor details & any other declaration.

  • Step 4 :

    Verify the Bank Details. Then, add your nominee details and complete the payment online

  • Step 5 :

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Danapur?

Before your fixed deposit matures, you can renew your Shriram FD in Danapur to continue enjoying its benefits. You can complete the renewal process online through the website or mobile app or by visiting a branch. Below are the general steps to renew your fixed deposit online.

Flex tenure
Step 1 : Sign in to your account.
Attractive Interest
Step 2 : Select the FD investment you wish to renew.
Account save
Step 3 : Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 : Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 : Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Danapur

Shriram Finance provides strategically located FD branches in Danapur to meet your fixed deposit needs. These customer-focused centres are staffed with knowledgeable financial experts who provide personalised advice on how to open fixed deposit accounts or manage existing Unnati Fixed Deposit Scheme arrangements. Below is the list of Shriram Finance branches in Danapur

Danapur

  • First Floor, Apram Imperial, Danapur, Khagaul Main Road, Near D.A.V School, Mustafapur, Danapur PATNA,BIHAR Pincode: 801503 Phone:18001036369

Patna - II

  • 2nd & 3rd Floor, Pragati Complex, Behind Reserve Bank of India, Salimpur Ahra, Exhibition Road PATNA,BIHAR Pincode: 800001 Phone:18001034959

Patna - III

  • Room No A306, Kaushalaya Estate Bandhar Baghicha,Dakbanglow Road PATNA,BIHAR Pincode: 800001 Phone:18001034959
View All Branches

Shriram FD Customer Care in Danapur

When questions arise or you need clarity regarding your fixed deposit account, our specialized Fixed Deposit Customer Care team is ready to resolve your inquiries. Contact our telephone helpline for prompt assistance with your investments. Complete customer care contact details are easily accessible for your convenience.

Toll Free

Shriram FD Status in Danapur

Shriram Fixed Deposit status in Danapur can be evaluated through our comprehensive online services or by contacting our knowledgeable customer service team. Regular monitoring of your FD status helps you stay informed about upcoming maturity dates and interest accruals.

Fixed Deposit in Major Cities in India

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Fixed deposit in Indore
Fixed deposit in Punjab

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Danapur?

The minimum deposit amount for a fixed deposit in Danapur for Shriram FD is Rs.5,000, with deposits accepted in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Danapur?

The interest rate on FD in Danapur is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Danapur?

Yes, you can open a FD account online with Shriram Finance in Danapur. The process is quick and convenient, involving these steps: 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate

Is premature withdrawal of a Fixed Deposit allowed in Danapur?

Yes, premature withdrawal of a fixed deposit is permitted in Danapur; however, this may result in certain penalties or lowered interest earnings. It's recommended to review the specific conditions before initiating the withdrawal process.

Can I open a Fixed Deposit in Danapur in the name of a minor?

Yes, opening a fixed deposit account in a minor's name is possible in Danapur with guardian supervision through Shriram Fixed Deposit services.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, premature withdrawal of a fixed deposit typically incurs a penalty. This often involves a reduction in the applicable interest rate on your deposit amount.

Can I change the nominee for my Fixed Deposit in Danapur?

Yes, modifying the nominee for your FD account in Danapur is possible. The procedure generally requires you to submit a formal request form accompanied by valid identification documents of the newly designated nominee.

Can I open multiple Fixed Deposits in Danapur?

Yes, establishing multiple fixed deposits in Danapur is an option, whether with different financial institutions or within the same organisation.

What is the maximum amount that can be invested in a Fixed Deposit in Danapur?

There is generally no upper investment limit; however, individual financial institutions may implement specific limitations for certain deposit schemes.

Can I open a Fixed Deposit in a joint account in Danapur?

Yes, opening a fixed deposit through a joint account in Danapur is possible, subject to the particular terms and requirements of the financial institution.

Are there any fixed deposit schemes for senior citizens in Danapur?

Yes, senior citizens can benefit from enhanced fixed deposit interest rates offered by many financial institutions. Specifically, Shriram Finance provides an additional interest rate of 0.50%* p.a. for senior citizen depositors.

What is the difference between FD interest rates for regular and senior citizens in Danapur?

Shriram Finance extends an additional 0.50%* p.a. interest benefit to senior citizens compared to standard depositors in Danapur.

Is there a difference between FD interest rates for different tenures in Danapur?

Yes, FD interest rates vary according to tenure duration. Generally, deposits with longer commitment periods may receive higher interest rates compared to shorter-term options due to the extended investment commitment.

What is the process to close a Fixed Deposit prematurely in Danapur?

To prematurely close a Shriram FD in Danapur, you need to provide the original deposit certificate affixed with a Rs.1 revenue stamp, along with a written request letter and a cancelled cheque. As per RBI guidelines, deposits cannot be closed before completing three months from the deposit/renewal date except in case of the depositor's death.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.