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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit in Dehradun

Trying to save consistently but unsure where to start? A fixed deposit could be the answer you’re looking for. In Dehradun, many individuals choose fixed deposits as a structured way to grow their savings. It offers clarity on returns and helps you plan your finances with better control. This guide will help you understand how to open a Fixed Deposit in Dehradun with Shriram Finance. A Shriram Fixed Deposit gives you the freedom to select the tenure, deposit amount, and interest payout that matches your financial goals. If you are considering an FD in Dehradun, this guide will walk you through the features, benefits, and important details, so you can take a confident step towards building your savings.

Types of Fixed Deposits

Fixed deposit options from Shriram Finance in Dehradun are designed to support different savings habits.

interest rates

Cumulative Fixed Deposit

This deposit adds interest to your principal instead of paying it out regularly. The total grows through compounding, and you receive the full amount at the end of the term. It is helpful for long-term savers who do not need periodic income.

achievement

Non-Cumulative Fixed Deposit

This type pays interest at intervals—monthly, quarterly, or annually—based on your selection. It is helpful in managing recurring expenses and provides a steady income. The interest is worked out in a straightforward way and paid on time. Depending on your financial goals and preferences, you can choose the option that suits you best. Shriram Finance in Dehradun provides both types of fixed deposits through branches and the online application system.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Our fixed deposits can also help with various life milestones

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate of 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while Non-Cumulative Fixed Deposit pays out interest at regular intervals.

Shriram Fixed Deposit Features and Benefits

If you are thinking about fixed deposits in Dehradun, it is useful to understand their features and benefits. This will assist you in comparing different options. Below are some important details about fixed deposits that can support your decision.

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Flexible tenureFlexible tenure
Compounding Benefit
Attractive interest ratesAttractive interest rates
Static Alt Text
Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Dehradun

FD rates in Dehradun depend on the institution and how long the money stays invested. Since every provider offers different interest rates, comparing your options can help. You may choose regular returns or let your savings grow. Picking a suitable fixed deposit plan will support your financial planning and allow you to manage your money efficiently. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Dehradun

To begin a fixed deposit in Dehradun, there are some eligibility criteria that need to be followed. The usual conditions required by most institutions are listed below for your reference.

  • IndividualEligibility
    • Partnership Firm
    • Companies
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Trust and Foundation
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Dehradun

In Dehradun, Shriram Finance presents the Shriram Unnati Fixed Deposit, available both online and at branches. The deposit provides flexible time periods and suitable interest rates. For a smooth application, get your documents ready beforehand. Refer to the steps mentioned below to open your Shriram Unnati Fixed Deposit online with ease.

How To Apply

  • Step 1 :

    Register using your mobile number.

  • Step 2 :

    Enter the investment amount, tenure and PAN.

  • Step 3 :

    Complete your KYC, share depositor details & any other declaration.

  • Step 4 :

    Verify the Bank Details. Then, add your nominee details and complete the payment online

  • Step 5 :

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Dehradun?

Before your fixed deposit matures, you can renew your Shriram FD in Dehradun to continue enjoying its benefits. You can complete the renewal process online through the website or mobile app or by visiting a branch. Below are the general steps to renew your fixed deposit online.

Flex tenure
Step 1 : Sign in to your account.
Attractive Interest
Step 2 : Select the FD investment you wish to renew.
Account save
Step 3 : Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 : Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 : Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Dehradun

FD branches in Dehradun by Shriram Finance offer assistance for customers who wish to open fixed deposits or manage their accounts. Staff are present to guide you with services such as renewals and account set-up. Visit a branch to provide more clarity on the available fixed deposit types.

Dehradun - II

  • 57/17 Gandhi Road, Dehradun City DEHRADUN,UTTARAKHAND Pincode: 248001 Phone:18001036369

Dehradun - IV

  • Second Floor, Office No. 33, Work Food and Entertainment City Tower, Clock Tower, Rajpur Road DEHRADUN,UTTARAKHAND Pincode: 248001 Phone:18001034959

Dehradun

  • Shanti Plaza, West Canal Road, Adjoining Sandu Complex, Transport Nagar DEHRADUN,UTTARAKHAND Pincode: 248001 Phone:18001036369
View All Branches

Shriram FD Customer Care in Dehradun

For fixed deposit-related queries in Dehradun, you can contact our Fixed Deposit Customer Care team. They are available to assist. You can find the contact numbers listed below, making it easier for you to get in touch.

Toll Free

Shriram FD Status in Dehradun

Stay informed about your Fixed deposit in Dehradun using the digital portal or by reaching out to customer care. These sources provide details about interest payouts and maturity period, helping you understand your fixed deposit clearly and making tracking and planning more convenient.

Fixed Deposit in Major Cities in India

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Fixed deposit in Indore
Fixed deposit in Punjab

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Dehradun?

The minimum deposit amount for a fixed deposit in Dehradun for Shriram FD is Rs.5,000, with deposits accepted in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Dehradun?

The interest rate on FD in Dehradun is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Dehradun?

Yes, you can open a FD account online with Shriram Finance in Dehradun. The process is quick and convenient, involving these steps: 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate.

Is premature withdrawal of a Fixed Deposit allowed in Dehradun?

Yes, in Dehradun, you can make a premature withdrawal of your fixed deposit. This may result in a lower interest rate due to the applicable penalty.

Can I open a Fixed Deposit in Dehradun in the name of a minor?

Yes, with Shriram Finance, a fixed deposit account in Dehradun can be opened for a minor with the guardian’s consent and supporting documents.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, premature withdrawal of a fixed deposit usually results in a penalty that reduces the applicable interest rate on the deposit.

Can I change the nominee for my Fixed Deposit in Dehradun?

Yes, the nominee for your FD in Dehradun can be changed by filling out the required form and submitting the new nominee’s valid ID proof.

Can I open multiple Fixed Deposits in Dehradun?

Yes, in Dehradun, you may open several fixed deposits, whether within one institution or across multiple ones.

What is the maximum amount that can be invested in a Fixed Deposit in Dehradun?

There is no general cap on the amount you can invest in a fixed deposit in Dehradun unless otherwise specified by the financial scheme.

Can I open a Fixed Deposit in a joint account in Dehradun?

Yes, you can open a fixed deposit account in a joint account in Dehradun subject to the financial institution’s terms and conditions.

Are there any fixed deposit schemes for senior citizens in Dehradun?

Yes, many financial institutions offer additional fixed deposit interest rates for senior citizens compared to regular deposits. For instance, Shriram Finance offers additional interest rate of 0.50%* p.a. for senior citizens.

What is the difference between FD interest rates for regular and senior citizens in Dehradun?

Shriram Finance offers an additional 0.50%* p.a. interest rate for senior citizens compared to regular depositors.

Is there a difference between FD interest rates for different tenures in Dehradun?

Yes, FD interest rates can vary depending on the tenure. Longer tenures generally provide different rates compared to shorter ones due to the duration of commitment.

What is the process to close a Fixed Deposit prematurely in Dehradun?

To close a Shriram Fixed Deposit early in Dehradun, provide the deposit certificate, a Rs.1 revenue stamp, a written request, and a cancelled cheque. RBI guidelines restrict closures within three months unless in the case of the depositor’s death.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.