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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit In Dewas

Dewas's industrial significance in Madhya Pradesh creates a solid foundation for financial planning. A Fixed Deposit in Dewas offers residents a systematic path to wealth building combining capital protection with growth prospects. The FD in Dewas delivers clear frameworks that help investors organise their finances with certainty. This thorough guide provides critical information regarding fixed deposits, from current returns to liquidity provisions, empowering you to select options that balance both short-term requirements and extended financial ambitions in this manufacturing centre.

Types of Fixed Deposits

Following are the diverse forms of FDs to support your financial ambitions

interest rates

Cumulative Fixed Deposit

A Cumulative Fixed Deposit is an investment arrangement where interest earned isn't distributed periodically but rather incorporated with the principal amount. This compounding system increases the overall yield, as interest develops on the expanding principal. At maturity, investors receive a comprehensive sum including both the initial deposit and accumulated interest. Cumulative FDs are suitable for those seeking long-term growth without requiring regular income, utilising compounding to enhance returns.

achievement

Non-Cumulative Fixed Deposit

A Non-Cumulative Fixed Deposit delivers interest at defined intervals, offering a steady income stream. It's perfectly matched for individuals needing regular distributions. Interest is determined using simple interest calculations and can be issued monthly, quarterly, or annually. This selection provides consistent returns and better liquidity compared to cumulative FDs, making it suitable for addressing recurring financial commitments.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Furthermore, our FDs can facilitate various additional financial goals

  • FD for Wedding Expenses
  • FD for Home Expenses
  • FD for Retirement Fund
  • Fixed Deposit for Children

The FD interest rate is 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while a Non-Cumulative Fixed Deposit pay out interest at regular intervals (monthly, quarterly, half-yearly, or yearly).

Shriram Fixed Deposit Features and Benefits

Evaluating fixed deposit options available in Dewas? Examine these important features and benefits of FD

Flex Tenure
Attractive interest ratesAttractive interest rates
Attractive Interest
Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Compounding Benefit
Predictable returnsPredictable returns
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Flexible tenureFlexible tenure
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Compounding benefitsCompounding benefits
Low Investment
Low minimum investment amountLow minimum investment amount

Shriram Fixed Deposit Interest Rates in Dewas

The FD rates in Dewas show distinctive variations among different banking institutions. Prospective investors should thoroughly examine alternatives to maximise their financial benefits. Key determinants of interest outcomes include the chosen maturity period and the particular financial entity offering the investment solution. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get an interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Note: Interest rates are subject to change and the rate applicable will be the rate prevalent on the date of deposit / renewal.

The above additional interest rates will be applied on the yearly rate, which will be factored correspondingly into the calculation of compounding interest rates for periods shorter than a year, including monthly, quarterly, and half-yearly rates.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

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Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

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Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Dewas

Before establishing a fixed deposit in Dewas, customers must meet designated eligibility prerequisites. The following categories of investors can initiate fixed deposits with Shriram Finance in Dewas

  • IndividualEligibility Criteria
    • Hindu Undivided Family
    • Companies
    • Partnership Firm
    • Trust and Foundation
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Dewas

Shriram Finance provides attractive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. To start a fixed deposit account in Dewas, investors may utilise Shriram Finance's online services or arrange a visit to any Dewas branch for in-person application submission. Having all required documentation ready will ensure a quick registration experience. The common method for online FD setup in Dewas typically follows these phases

How To Apply

  • Step 1

    Register using your mobile number.

  • Step 2

    Enter the investment amount, tenure and PAN.

  • Step 3

    Complete your KYC, share depositor details & any other declaration.

  • Step 4

    Verify the Bank Details. Then, add your nominee details and complete the payment online.

  • Step 5

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Dewas?

After your FD matures, you may consider renewing your Shriram FD in Dewas to maintain steady returns. Log in to our website/mobile app or approach our branches to continue your fixed deposit. Follow these standard steps to renew FD online

Flex tenure
Step 1 Sign in to your account.
Attractive Interest
Step 2 Select the FD investment you wish to renew.
Account save
Step 3 Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Dewas

Shriram Finance has established FD branches in Dewas to address your fixed deposit requirements. These optimally positioned centres feature skilled financial advisors who deliver customised direction on how to open fixed deposit or supervise existing Unnati Fixed Deposit Scheme accounts. Here is the details of Shriram Finance branches in Dewas

Dewas

  • 1st Floor Shivashish Complex, A-4, Civil Line Chouraha, Near Dena Bank DEWAS,MADHYA PRADESH Pincode 455001 Phone18001036369

Dewas - I

  • Second Floor, SSD Plaza, 05 Jawahar Nagar & 34 Narayan Nagar, AB Road, Dewas MP, Agrod DEWAS,MADHYA PRADESH Pincode 455001 Phone18001036369

Khategaon

  • Ground Floor, House No. 383, Ward No.06, Kannod Road, Khategaon DEWAS,MADHYA PRADESH Pincode 455336 Phone18001034959
View All Branches

Shriram FD Customer Care in Dewas

If you require information or help with your fixed deposit account, our Fixed Deposit Customer Care advisors are standing by to assist. Reach our specialists via telephone for quick resolution of investment-related concerns. Our support contact details are conveniently available whenever assistance is required.

Toll Free

Shriram FD Status in Dewas

For verifying your Shriram Fixed Deposit status in Dewas, use our accessible digital services or connect with our knowledgeable support team. Maintaining awareness of your FD status helps you stay prepared for upcoming maturity periods and earned interest returns.

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Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Dewas?

The minimum deposit amount for a fixed deposit in Dewas for Shriram FD is Rs.5000, with deposits accepted in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Dewas?

The interest rate on FD in Dewas is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Dewas?

Yes, you can open a FD account online with Shriram Finance in Dewas. The process is quick and convenient, involving these steps 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate

Is premature withdrawal of a Fixed Deposit allowed in Dewas?

Yes, early withdrawal of fixed deposits is available to customers in Dewas; however, this option typically involves certain penalties or interest adjustments. We advise carefully reviewing the specific terms before proceeding.

Can I open a Fixed Deposit in Dewas in the name of a minor?

Yes, you can create a fixed deposit account under a minor's name in Dewas through Shriram Fixed Deposit with proper guardian authorisation.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, withdrawing a fixed deposit prior to its maturity date generally incurs a penalty. This typically manifests as a reduced interest rate applied to your deposit.

Can I change the nominee for my Fixed Deposit in Dewas?

Yes, updating the nominee for your FD account in Dewas is permitted. This process usually requires submitting a specified form along with valid identification documents of your new nominee.

Can I open multiple Fixed Deposits in Dewas?

Yes, you have the option to establish numerous fixed deposits in Dewas across different financial institutions or within a single banking entity.

What is the maximum amount that can be invested in a Fixed Deposit in Dewas?

Generally, there isn't a maximum investment limit; however, specific financial institutions may implement certain schemes with defined upper thresholds.

Can I open a Fixed Deposit in a joint account in Dewas?

Yes, establishing a fixed deposit using a joint account in Dewas is allowed, provided you comply with the financial institution's specific requirements and conditions.

Are there any fixed deposit schemes for senior citizens in Dewas?

Yes, numerous financial organisations provide favourable fixed deposit interest rates for senior citizens compared to regular deposits. Specifically, Shriram Finance offers an additional interest rate of 0.50%* p.a. for senior citizens.

What is the difference between FD interest rates for regular and senior citizens in Dewas?

Shriram Finance provides a preferential interest rate that is 0.50%* p.a. additional for senior citizens over regular depositors.

Is there a difference between FD interest rates for different tenures in Dewas?

Yes, FD interest rates differ based on the selected tenure. Typically, longer commitment periods attract higher interest rates than shorter durations due to the extended financial commitment made by the depositor.

What is the process to close a Fixed Deposit prematurely in Dewas?

RsTo prematurely close a Shriram FD, you need to submit the original deposit receipt with a Rs.1 revenue stamp affixed, accompanied by a formal request letter and a cancelled cheque. As per RBI guidelines, deposits cannot be terminated before three months from the deposit/renewal date except in cases of depositor death.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.