Download Shriram One app
Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

T&C Apply

  • Yes
  • No
stickyTab

Fixed Deposit in Dimapur

A fixed deposit is a financial tool that lets you earn assured returns by locking in your money for a chosen period. If you’re in Dimapur and want a stable investment option, Shriram Fixed Deposit can be a great fit. We provide attractive interest rates of up to 8.15%* p.a., along with extra benefits for women and senior citizens. With our Fixed Deposit in Dimapur, you can choose a tenure from 12 to 60 months and start with an amount as low as Rs.5,000. Whether you prefer regular payouts or a single maturity sum, both cumulative and non-cumulative options are available. The interest compounds over time, helping you grow your savings steadily. With the ease of online application, investing in Shriram FD in Dimapur is convenient and rewarding. Invest in a fixed deposit today for reliable and consistent returns.

Types of Fixed Deposits

Following are the various forms of FDs to achieve your financial goals.

interest rates

Cumulative Fixed Deposit

A Cumulative Fixed Deposit allows interest to be added to the principal amount throughout the deposit term, rather than being paid out at intervals. This results in a compounding effect, which increases the final payout. At maturity, you receive a lump sum comprising the initial investment and the total interest earned. This option is well-suited for individuals with long-term savings goals who do not need periodic income.

achievement

Non-Cumulative Fixed Deposit

A Non-Cumulative Fixed Deposit provides interest payouts at regular intervals, helping you manage frequent financial needs. The interest is calculated on a simple basis and can be received monthly, quarterly, or yearly. This option offers more liquidity, making it useful for those with ongoing expenses.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Our fixed deposits can also help with various life milestones:

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate of 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while Non-Cumulative Fixed Deposit pays out interest at regular intervals.

Shriram Fixed Deposit Features and Benefits

By learning about the features and benefits of a fixed deposit, you can plan your savings better. Below is a quick look at the key highlights and advantages of choosing an FD:

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Flexible tenureFlexible tenure
Compounding Benefit
Attractive interest ratesAttractive interest rates
Static Alt Text
Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Dimapur

The FD rates in Dimapur differ depending on the bank or financial provider. Comparing these rates can help you choose an option that gives better returns. Typically, the tenure and the type of institution determine the rate offered. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

loangraph

Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Dimapur

To start a fixed deposit account in Dimapur, you need to meet some basic eligibility conditions. Generally, these include the following.

    • Partnership Firm
    • Companies
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Trust and Foundation
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Dimapur

Shriram Finance provides competitive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. You may apply for a fixed deposit either online or by visiting a nearby branch. Having your documents ready in advance helps make the process smoother. Here's a step-by-step guide to applying online for an FD.

How To Apply

  • Step 1 :

    Register using your mobile number.

  • Step 2 :

    Enter the investment amount, tenure and PAN.

  • Step 3 :

    Complete your KYC, share depositor details & any other declaration.

  • Step 4 :

    Verify the Bank Details. Then, add your nominee details and complete the payment online

  • Step 5 :

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Dimapur?

Before your fixed deposit matures, you can renew your Shriram FD in Dimapur to continue enjoying its benefits. You can complete the renewal process online through the website or mobile app or by visiting a branch. Below are the general steps to renew your fixed deposit online.

Flex tenure
Step 1 : Sign in to your account.
Attractive Interest
Step 2 : Select the FD investment you wish to renew.
Account save
Step 3 : Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 : Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 : Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Dimapur

If you prefer in-person support, you can visit any of our FD branches in Dimapur. Our team is available to help you open fixed deposit accounts or handle your Unnati FD requirements. Here’s the list of our local branches

Shillong

  • 1st Floor, Main Road, Lumbasuk, Lawjynriew, Shillong NONGTHYMMAI,MEGHALAYA Pincode: 793014 Phone:18001034959

Guwahati - I (Chandmari)

  • Senapati Commercial, 2nd Floor, Mani Ram Dewan Road, Near Abishek Motors, Silpukhuri GUWAHATI,ASSAM Pincode: 781003 Phone:18001036369

Dhemaji

  • 1st Floor, Dhemaji Main Town, Chariali Axis Bank Building DHEMAJI,ASSAM Pincode: 787057 Phone:18001036369
View All Branches

Shriram FD Customer Care in Dimapur

If you have any questions or require help with your fixed deposit, don’t hesitate to reach out to our Fixed Deposit Customer Care. You can contact our team by phone for clarification or assistance. Details are given below.

Toll Free

Shriram FD Status in Dimapur

You can track your Fixed Deposit status in Dimapur easily using our online portal or by contacting our support team. Staying informed helps you manage your interest earnings and maturity dates efficiently.

Fixed Deposit in Major Cities in India

Fixed deposit in Mumbai
Fixed deposit in pune
Fixed deposit in Indore

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Dimapur?

In Dimapur, you can start Shriram Fixed Deposit with Rs.5,000. Any additional investment must be in Rs.1,000 increments.

What is the interest rate on Fixed Deposits in Dimapur?

The interest rate on FD in Dimapur is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Dimapur?

Yes, you can open a FD account online with Shriram Finance in Dimapur. Here is the process: 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate.

Is premature withdrawal of a Fixed Deposit allowed in Dimapur?

Yes, you may withdraw your fixed deposit early in Dimapur, but this could result in a penalty or lower returns.

Can I open a Fixed Deposit in Dimapur in the name of a minor?

Yes, a fixed deposit account in Dimapur can be opened in the name of a minor, with a guardian managing the account.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, a penalty is usually charged for premature withdrawal. The penalty is typically applied in the form of a reduced interest rate.

Can I change the nominee for my Fixed Deposit in Dimapur?

Yes, nominee changes are allowed. Submit a request form along with the new nominee’s ID proof.

Can I open multiple Fixed Deposits in Dimapur?

Yes, it is possible to open multiple fixed deposits in Dimapur, either with one financial institution or several.

What is the maximum amount that can be invested in a Fixed Deposit in Dimapur?

While most institutions do not set a maximum limit, certain FD schemes may have specific investment limits.

Can I open a Fixed Deposit in a joint account in Dimapur?

Yes, joint fixed deposit accounts are permitted in Dimapur as per the terms and conditions of the financial institution.

Are there any fixed deposit schemes for senior citizens in Dimapur?

Yes, special FD schemes for senior citizens are available in Dimapur. Shriram Finance, for instance, offers an extra 0.50%* p.a. interest to senior citizen investors.

What is the difference between FD interest rates for regular and senior citizens in Dimapur?

Senior citizens enjoy an interest rate that is 0.50%* p.a. higher than regular depositors at Shriram Finance.

Is there a difference between FD interest rates for different tenures in Dimapur?

Yes, FD interest rates in Dimapur depend on the deposit tenure. Typically, longer terms offer better rates.

What is the process to close a Fixed Deposit prematurely in Dimapur?

To close a Shriram Fixed Deposit before its matures in Dimapur, you must submit the original FD receipt, a request letter, a cancelled cheque, and a Rs.1 revenue stamp. According to Reserve Bank of India (RBI) rules, premature closure within three months is not allowed unless it is due to the depositor’s death.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.