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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit in East Siang

If you are looking for a safe and dependable way to build your wealth, fixed deposits are a good place to start. A Fixed Deposit in East Siang is a trusted investment product that lets you grow your savings at a steady interest rate over a fixed tenure. With interest rates going up to 8.15%* p.a. and flexible tenure options between 12 and 60 months, our FD offers both security and returns. Women depositors and senior citizens enjoy additional rate benefits, helping them earn more over time. You can start investing with just Rs.5,000, making it suitable for both new investors and experienced savers. Whether you want a lump sum at maturity or regular payouts, choose from cumulative and non-cumulative options. Let the power of compounding work in your favour with Shriram Finance. Open your FD in East Siang online today and take a confident step towards financial stability.

Types of Fixed Deposits

Following are the various forms of FDs to achieve your financial goals.

interest rates

Cumulative Fixed Deposit

In a Cumulative Fixed Deposit, the interest is added to the principal and accumulates throughout the tenure instead of being paid at intervals. This compounding process boosts the overall return. At maturity, the investor receives a lump sum including both the original amount and earned interest. This option suits those with a long-term saving goal who don’t require regular payouts.

achievement

Non-Cumulative Fixed Deposit

In a Non-Cumulative Fixed Deposit, interest is paid out at selected intervals, making it useful for ongoing income needs. The interest is calculated using simple interest and can be received monthly, quarterly, or yearly. This type of deposit provides better liquidity and suits individuals managing steady expenses.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Our fixed deposits can also help with various life milestones:

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate of 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while Non-Cumulative Fixed Deposit pays out interest at regular intervals.

Shriram Fixed Deposit Features and Benefits

Learning about our fixed deposit features and benefits helps you plan your finances better. Below is a simple guide to some of the main features and advantages of an FD:

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Flexible tenureFlexible tenure
Compounding Benefit
Attractive interest ratesAttractive interest rates
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Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in East Siang

The FD rates in East Siang can differ from one bank or financial institution to another. Comparing them beforehand helps you make the most of your investment. These rates usually depend on the term chosen and the type of institution. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

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I am a Woman

STEP 03

Investment amount

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STEP 04

Tenure up to

months

Min 12 months

Max 60 months

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Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in East Siang

To open a fixed deposit in East Siang, certain eligibility conditions must be fulfilled. These generally include the following standard requirements.

    • Partnership Firm
    • Companies
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Trust and Foundation
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in East Siang

Shriram Finance provides competitive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. You can start a fixed deposit either online or by visiting a nearby branch. Keeping your documents ready in advance helps speed up the process. Here’s an overview of how to apply online for an FD.

How To Apply

  • Step 1 :

    Register using your mobile number.

  • Step 2 :

    Enter the investment amount, tenure and PAN.

  • Step 3 :

    Complete your KYC, share depositor details & any other declaration.

  • Step 4 :

    Verify the Bank Details. Then, add your nominee details and complete the payment online

  • Step 5 :

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in East Siang?

Before your fixed deposit matures, you can renew your Shriram FD in East Siang to continue enjoying its benefits. You can complete the renewal process online through the website or mobile app or by visiting a branch. Below are the general steps to renew your fixed deposit online.

Flex tenure
Step 1 : Sign in to your account.
Attractive Interest
Step 2 : Select the FD investment you wish to renew.
Account save
Step 3 : Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 : Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 : Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in East Siang

If you prefer in-person help, feel free to visit any of our FD branches in East Siang. Our team is available to help you open fixed deposit accounts or handle your Unnati FD requirements. Here’s a list of our branches in the area

Shillong

  • 1st Floor, Main Road, Lumbasuk, Lawjynriew, Shillong NONGTHYMMAI,MEGHALAYA Pincode: 793014 Phone:18001034959

Guwahati - I (Chandmari)

  • Senapati Commercial, 2nd Floor, Mani Ram Dewan Road, Near Abishek Motors, Silpukhuri GUWAHATI,ASSAM Pincode: 781003 Phone:18001036369

Dhemaji

  • 1st Floor, Dhemaji Main Town, Chariali Axis Bank Building DHEMAJI,ASSAM Pincode: 787057 Phone:18001036369
View All Branches

Shriram FD Customer Care in East Siang

If you need help with your fixed deposit, you can reach out to our FD Customer Care team. We’re available by phone to answer your questions and offer any support you need. Contact details are listed below.

Toll Free

Shriram FD Status in East Siang

To stay informed about your investment, you can check the status of your Fixed Deposit in East Siang via our online portal or by contacting our support team. Keeping track helps you manage interest and maturity better.

Fixed Deposit in Major Cities in India

Fixed deposit in Mumbai
Fixed deposit in pune
Fixed deposit in Indore
Fixed deposit in Punjab

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in East Siang?

In East Siang, the minimum amount required to open Shriram Fixed Deposit is Rs.5,000. Any additional investments must be made in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in East Siang?

The FD interest rate offered by Shriram Finance in East Siang is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in East Siang?

Yes, you can easily open a fixed deposit account online with Shriram Finance in East Siang. The process includes: 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate.

Is premature withdrawal of a Fixed Deposit allowed in East Siang?

Yes, premature withdrawal of a fixed deposit in East Siang is permitted. However, it may result in penalties or a reduction in the applicable interest rate.

Can I open a Fixed Deposit in East Siang in the name of a minor?

Yes, it is possible to open a fixed deposit account in East Siang in a minor’s name. A guardian must manage the account and give the necessary consent.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, premature withdrawal of a fixed deposit usually involves a penalty. This is generally applied as a lower interest rate than initially agreed upon.

Can I change the nominee for my Fixed Deposit in East Siang?

Yes, you can update the nominee for your fixed deposit in East Siang. You will need to fill out a request form and submit valid ID proof for the new nominee.

Can I open multiple Fixed Deposits in East Siang?

Yes, you are allowed to open multiple fixed deposits in East Siang, either with the same financial institution or across different ones.

What is the maximum amount that can be invested in a Fixed Deposit in East Siang?

Most financial institutions do not impose a maximum limit for FD investments. However, some schemes may have defined caps on the investment amount.

Can I open a Fixed Deposit in a joint account in East Siang?

Yes, joint fixed deposit accounts are allowed in East Siang, subject to the specific terms and conditions of the financial institution.

Are there any fixed deposit schemes for senior citizens in East Siang?

Yes, special fixed deposit schemes for senior citizens are offered in East Siang. Shriram Finance provides an additional 0.50%* p.a. interest for senior citizen depositors.

What is the difference between FD interest rates for regular and senior citizens in East Siang?

Shriram Finance provides an additional 0.50%* p.a. interest rate for senior citizens compared to regular depositors.

Is there a difference between FD interest rates for different tenures in East Siang?

Yes, FD interest rates in East Siang vary based on the selected tenure. Generally, longer durations attract higher interest rates.

What is the process to close a Fixed Deposit prematurely in East Siang?

To close a Shriram Fixed Deposit before maturity in East Siang, you must submit the original FD receipt, a request letter, a cancelled cheque, and a Rs.1 revenue stamp. According to Reserve Bank of India (RBI) rules, premature closure within three months from the date of deposit or renewal is not allowed unless it is due to the depositor’s death.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.