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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit in Etawah

If you are looking for a secure and predictable investment options, a fixed deposit (FD) stands out as a practical choice. It’s well-suited for those who value low-risk savings, whether for future, emergencies, or retirement. Shriram Finance makes it easier to invest in a Fixed Deposit in Etawah easily with features tailored to everyday financial needs. We combine stability with competitive interest rates, offering the flexibility to choose tenures that match your goals. It also requires only a small initial deposit, making it convenient for a wide range of investors. Applying for an FD in Etawah through Shriram Finance is simple and efficient. You can start the process online or visit a local branch for assistance. With helpful staff and minimal paperwork, the entire experience remains hassle-free. If long-term savings with dependable returns is your goal, consider starting a fixed deposit with Shriram Finance today.

Types of Fixed Deposits

Following are the various forms of FDs to achieve your financial goals.

interest rates

Cumulative Fixed Deposit

In a Cumulative Fixed Deposit, the interest earned is not paid out periodically but added to the principal amount, resulting in a compounding effect that enhances overall returns as the investment grows over time. At maturity, investors receive a single payout including both their original deposit and accrued interest. This type of FD is ideal for individuals focused on long-term capital growth without needing regular earnings during the tenure.

achievement

Non-Cumulative Fixed Deposit

A Non-Cumulative Fixed Deposit pays out interest at regular intervals, offering a steady flow of income. Based on simple interest calculations, these payments can be made monthly, quarterly, or annually depending on preference. This format provides greater liquidity and suits individuals seeking periodic payouts to manage their ongoing financial needs effectively.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Our fixed deposits can also help with various life milestones:

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate of 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while Non-Cumulative Fixed Deposit pays out interest at regular intervals.

Shriram Fixed Deposit Features and Benefits

Knowing the features and benefits of a fixed deposit is crucial when planning your savings. Below are some of the core features and advantages of an FD:

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Flexible tenureFlexible tenure
Compounding Benefit
Attractive interest ratesAttractive interest rates
Static Alt Text
Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Etawah

The FD rates in Etawah may vary across banks and financial institutions. Comparing these rates carefully can help you maximise returns. The applicable rate is usually influenced by factors like the duration of the deposit and the type of institution you choose. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Etawah

To open a fixed deposit in Etawah, you must fulfil certain eligibility requirements. These are typically the standard criteria that need to be met before applying for an FD account.

    • Partnership Firm
    • Companies
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Trust and Foundation
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Etawah

Shriram Finance provides competitive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. You have the option to open a fixed deposit account online or by visiting a branch near you. Make sure all required documents are prepared in advance for a hassle-free experience. The general steps below explain how to invest in an FD online.

How To Apply

  • Step 1 :

    Register using your mobile number.

  • Step 2 :

    Enter the investment amount, tenure and PAN.

  • Step 3 :

    Complete your KYC, share depositor details & any other declaration.

  • Step 4 :

    Verify the Bank Details. Then, add your nominee details and complete the payment online

  • Step 5 :

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Etawah?

Before your fixed deposit matures, you can renew your Shriram FD in Etawah to continue enjoying its benefits. You can complete the renewal process online through the website or mobile app or by visiting a branch. Below are the general steps to renew your fixed deposit online.

Flex tenure
Step 1 : Sign in to your account.
Attractive Interest
Step 2 : Select the FD investment you wish to renew.
Account save
Step 3 : Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 : Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 : Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Etawah

Shriram Finance has set up FD branches in Etawah to meet your fixed deposit needs efficiently. Knowledgeable professionals at these branches offer expert advice on how to open fixed deposit accounts or manage existing Unnati Fixed Deposit Scheme accounts with ease. A comprehensive list of Shriram Finance branches in Etawah is included below

Etawah

  • Stfc, 1st Floor, Shriram Place, 292, Punjabi Colony, Near New Bus Stand ETAWAH,UTTAR PRADESH Pincode: 206001 Phone:18001036369

Etawah - I

  • H.No:3, Jayprakesh Nagar, Mahera Chugh ETAWAH,UTTAR PRADESH Pincode: 206001 Phone:18001036369

Kiraoli

  • 1st Floor, House No. 124, Ward No 7, Vasant Vihar Colony, Kiraoli AGRA,UTTAR PRADESH Pincode: 283122 Phone:18001036369
View All Branches

Shriram FD Customer Care in Etawah

For any concerns or assistance related to your FD account, you can contact our Fixed Deposit Customer Care team for support. Our team is dedicated to providing timely assistance whenever required. The customer care numbers are listed below.

Toll Free

Shriram FD Status in Etawah

You can check your Shriram Fixed Deposit status in Etawah either online or by contacting our customer support team directly. Staying updated on your FD helps you keep track of interest accruals and maturity timelines conveniently.

Fixed Deposit in Major Cities in India

Fixed deposit in Mumbai
Fixed deposit in pune
Fixed deposit in Indore

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Etawah?

For a fixed deposit with Shriram Finance in Etawah, the minimum initial investment required is Rs.5,000. Subsequent deposits can be made in increments of Rs.1,000.

What is the interest rate on Fixed Deposits in Etawah?

The interest rate on FD in Etawah is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Etawah?

Yes, you can open a FD account online with Shriram Finance in Etawah. The process is simple and convenient, involving the following steps: 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate.

Is premature withdrawal of a Fixed Deposit allowed in Etawah?

Yes, premature withdrawal of a fixed deposit is allowed in Etawah; however, it may involve penalties or reduced interest rates. It is recommended to review the specific terms before opting for early withdrawal.

Can I open a Fixed Deposit in Etawah in the name of a minor?

Yes, Shriram Finance offers the option to open fixed deposit account for a minor, with the necessary condition being a guardian's approval.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, premature withdrawals usually attract penalties, resulting in reduced interest rates being applied to the deposit amount.

Can I change the nominee for my Fixed Deposit in Etawah?

Yes, you can change the nominee for your FD account in Etawah by submitting a formal request along with valid identification details of the new nominee.

Can I open multiple Fixed Deposits in Etawah?

Yes, it is possible to open multiple fixed deposits in Etawah. These can be spread across different financial institutions or held within the same institution as per your preference.

What is the maximum amount that can be invested in a Fixed Deposit in Etawah?

There is usually no upper limit on how much you can invest in a fixed deposit; however, some schemes may impose specific caps depending on institutional policies.

Can I open a Fixed Deposit in a joint account in Etawah?

Yes, you can open a fixed deposit account with joint holders, but it's important to review the specific terms and conditions of the relevant financial institution.

Are there any fixed deposit schemes for senior citizens in Etawah?

Yes, many financial institutions offer additional interest rates for senior citizens on fixed deposits, typically 0.50%* p.a. for senior citizen depositors.

What is the difference between FD interest rates for regular and senior citizens in Etawah?

Shriram Finance provides an additional 0.50%* p.a. interest rate for senior citizens compared to regular investors.

Is there a difference between FD interest rates for different tenures in Etawah?

Yes, FD interest rates vary depending on the tenure. Longer tenures generally offer higher returns as they allow funds to grow over an extended period.

What is the process to close a Fixed Deposit prematurely in Etawah?

If you're looking to close your Shriram Fixed Deposit before its maturity date in Etawah, you'll need to submit a few documents: the original FD receipt with a Rs.1 revenue stamp, a written request for closure, and a cancelled cheque. As per RBI guidelines, premature closure is not permitted within three months from the date of deposit or renewal, unless it is due to the death of the depositor.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.