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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit in Firozabad

Trying to plan your savings with more clarity? Fixed deposits can help you organise your finances by offering a defined structure and expected returns. In Firozabad, many people consider this option to manage their funds with better planning. This guide will explain how to open a Fixed Deposit in Firozabad with Shriram Finance. A Shriram Fixed Deposit gives you the option to decide the deposit amount, select the tenure, and choose how you want to receive your interest either regularly or at maturity. If you're exploring the idea of an FD in Firozabad, this guide will help you understand the process and key features so that you can make a confident and well-informed decision.

Types of Fixed Deposits

Shriram Finance in Firozabad offers fixed deposit schemes made to fit different savings preferences.

interest rates

Cumulative Fixed Deposit

In this option, the interest is added back to your principal. There are no payouts during the deposit term. You receive the entire amount with interest when the deposit matures. Compounding helps grow the total amount. This is good for long-term savers who don’t need frequent interest income.

achievement

Non-Cumulative Fixed Deposit

This deposit pays interest regularly—monthly, quarterly, or annually—depending on your choice. It provides regular cash flow, helping you meet day-to-day expenses. The calculation of interest is simple, and payouts are timely. You can choose based on your need for steady income or future savings.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Our fixed deposits can also help with various life milestones:

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate of 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while Non-Cumulative Fixed Deposit pays out interest at regular intervals.

Shriram Fixed Deposit Features and Benefits

In Firozabad, knowing about fixed deposit features and benefits can help with smart money decisions. Below are the key features and benefits to keep in mind.

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Flexible tenureFlexible tenure
Compounding Benefit
Attractive interest ratesAttractive interest rates
Static Alt Text
Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Firozabad

FD rates in Firozabad differ from one financial provider to another, based on the tenure of the deposit and the institution’s terms. Comparing the available interest rates is an important step in selecting the right fixed deposit plan. Depending on your financial needs—regular income or future savings you can pick an option that helps you stay on track and manage your funds according to your specific savings goals. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get an interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Firozabad

Before starting a fixed deposit in Firozabad, there are certain eligibility criteria to consider. Generally, the basic conditions listed below apply to most fixed deposit plans.

    • Partnership Firm
    • Companies
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Trust and Foundation
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Firozabad

Shriram Finance in Firozabad gives you the option to invest in a Shriram Unnati Fixed Deposit either online or by visiting one of their branches. The FD comes with flexible tenure and attractive rates. Having the necessary documents at hand will help speed up the application process. You can follow the steps below to invest in the fixed deposit through the online route.

How To Apply

  • Step 1 :

    Register using your mobile number.

  • Step 2 :

    Enter the investment amount, tenure and PAN.

  • Step 3 :

    Complete your KYC, share depositor details & any other declaration.

  • Step 4 :

    Verify the Bank Details. Then, add your nominee details and complete the payment online

  • Step 5 :

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Firozabad?

Before your fixed deposit matures, you can renew your Shriram FD in Firozabad to continue enjoying its benefits. You can complete the renewal process online through the website or mobile app or by visiting a branch. Below are the general steps to renew your fixed deposit online.

Flex tenure
Step 1 : Sign in to your account.
Attractive Interest
Step 2 : Select the FD investment you wish to renew.
Account save
Step 3 : Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 : Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 : Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Firozabad

Customers looking to manage or open fixed deposits can visit Shriram Finance’s FD branches in Firozabad. These branches provide personal assistance with account opening, updates, and renewals. Staff can help you select the right FD tenure and explain how interest is paid. All FD-related services are available under one roof.

Firozabad

  • 2nd Floor, Plot No 89, K S Plaza Ram Krishan Nagar, In fornt of Vaibhav Nagar Jalaser Road FIROZABAD,UTTAR PRADESH Pincode: 283203 Phone:18001036369

Firozabad Agra

  • First Floor, Mauja Muhamadpur, Gajmalpur Mausuma, Mohalla Bodh Nagar, Firozabad, Akalabad, Hasanpur FIROZABAD,UTTAR PRADESH Pincode: 283203 Phone:18001036369

Agra - III

  • Second Floor, Anupam Plaza, Block No. 50/1.5, Sanjay Place AGRA,UTTAR PRADESH Pincode: 282002 Phone:18001034959
View All Branches

Shriram FD Customer Care in Firozabad

For fixed deposit queries in Firozabad, our Customer Care team is here to support you. Whether it’s about your account or investment details, feel free to call us. The required contact numbers to reach our team are listed below for your convenience.

Toll Free

Shriram FD Status in Firozabad

You can track your Fixed deposit in Firozabad by using online resources or by calling customer care. These options help you access key details like maturity and interest, allowing you to make financial decisions that align with your savings goals and stay informed about your deposit.

Fixed Deposit in Major Cities in India

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Fixed deposit in Indore

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Firozabad?

The minimum deposit amount for a fixed deposit in Firozabad for Shriram FD is Rs.5,000, with deposits accepted in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Firozabad?

The interest rate on FD in Firozabad is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Firozabad?

Yes, you can open a FD account online with Shriram Finance in Firozabad. The process is quick and convenient, involving these steps: 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate

Is premature withdrawal of a Fixed Deposit allowed in Firozabad?

Yes, premature withdrawal of a fixed deposit is allowed in Firozabad; however, it may incur penalties or reduced interest rates. It’s advisable to check the specific terms before proceeding.

Can I open a Fixed Deposit in Firozabad in the name of a minor?

Yes, you can open a fixed deposit account in the name of a minor with a guardian's consent with Shriram Fixed Deposit.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, there is usually a penalty for premature withdrawal of a fixed deposit. This penalty often involves a reduction in interest rates applicable to the deposit.

Can I change the nominee for my Fixed Deposit in Firozabad?

Yes, you can change the nominee for your FD account in Firozabad. This process typically requires submitting a request form along with valid identification details of the new nominee.

Can I open multiple Fixed Deposits in Firozabad?

Yes, you can open multiple fixed deposits in Firozabad across different financial institutions or within the same financial institution.

What is the maximum amount that can be invested in a Fixed Deposit in Firozabad?

Generally, there is no upper limit; however, some financial institutions may have specific schemes with defined limits.

Can I open a Fixed Deposit in a joint account in Firozabad?

Yes, you can open a fixed deposit account in a joint account in Firozabad subject to the financial institution’s terms and conditions.

Are there any fixed deposit schemes for senior citizens in Firozabad?

Yes, many financial institutions offer additional fixed deposit interest rates for senior citizens compared to regular deposits. For instance, Shriram Finance offers additional interest rate of 0.50%* p.a. for senior citizens.

What is the difference between FD interest rates for regular and senior citizens in Firozabad?

Shriram Finance offers an additional 0.50%* p.a. interest rate for senior citizens compared to regular depositors.

Is there a difference between FD interest rates for different tenures in Firozabad?

Yes, FD interest rates can differ based on tenure. Typically, longer tenures may offer higher interest rates compared to shorter ones due to the extended commitment from the depositor.

What is the process to close a Fixed Deposit prematurely in Firozabad?

To close a Shriram FD prematurely, submit the original deposit receipt with a Rs.1 revenue stamp, a request letter, and a cancelled cheque. According to the direction of the RBI, a deposit receipt cannot be prematurely closed before three months from the date of deposit/renewal except in case of death of the depositor.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.