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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit in Haldwani

Many people turn to fixed deposits when they want a reliable way to save and grow their money without worrying about market swings. A Fixed Deposit in Haldwani can be a solid option to plan ahead financially. Shriram Finance offers Shriram Fixed Deposit with attractive interest rates and flexible tenures to suit different saving goals. What’s more, women and senior citizens enjoy special rates, making it a practical choice for various life stages. The application process is simple, and only basic documentation is needed, making it easy for anyone to get started. If you're looking for a stable investment, consider starting an FD in Haldwani through Shriram Finance. It’s a convenient way to make your savings work harder for you.

Types of Fixed Deposits

Following are the various forms of FDs to achieve your financial goals

interest rates

Cumulative Fixed Deposit

A Cumulative Fixed Deposit allows interest to remain invested in the account, compounding along with the principal. The investor receives the full payout only at maturity, which includes both the initial investment and all earned interest. These FDs are ideal for those aiming for long-term financial gains without requiring ongoing returns.

achievement

Non-Cumulative Fixed Deposit

A Non-Cumulative Fixed Deposit is meant for those who prefer regular earnings. Interest is paid out monthly, quarterly, or annually and is based on simple interest. It supports individuals needing steady income and is a practical choice for meeting routine expenses.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Our fixed deposits can also help with various life milestones:

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate of 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while Non-Cumulative Fixed Deposit pays out interest at regular intervals.

Shriram Fixed Deposit Features and Benefits

Knowing the fixed deposit features and benefits can lead to more thoughtful financial planning. Here’s a compact list of the key highlights of our fixed deposit:

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Flexible tenureFlexible tenure
Compounding Benefit
Attractive interest ratesAttractive interest rates
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Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Haldwani

The FD rates in Haldwani are set differently by each provider. Evaluating and comparing these can help you make the most of your funds. These rates mostly depend on the tenure and type of institution. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Haldwani

To start a fixed deposit with Shriram Finance, certain eligibility conditions apply. Here are the usual requirements for opening an FD.

    • Partnership Firm
    • Companies
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Trust and Foundation
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Haldwani

Shriram Finance provides competitive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. To open an FD account, you can either apply online or walk into your nearest branch. Keeping your documents ready will speed up the process. Follow the steps below to invest online in a fixed deposit.

How To Apply

  • Step 1 :

    Register using your mobile number.

  • Step 2 :

    Enter the investment amount, tenure and PAN.

  • Step 3 :

    Complete your KYC, share depositor details & any other declaration.

  • Step 4 :

    Verify the Bank Details. Then, add your nominee details and complete the payment online

  • Step 5 :

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Haldwani?

Before your fixed deposit matures, you can renew your Shriram FD in Haldwani to continue enjoying its benefits. You can complete the renewal process online through the website or mobile app or by visiting a branch. Below are the general steps to renew your fixed deposit online.

Flex tenure
Step 1 : Sign in to your account.
Attractive Interest
Step 2 : Select the FD investment you wish to renew.
Account save
Step 3 : Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 : Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 : Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Haldwani

Shriram Finance operates FD branches in Haldwani to serve your fixed deposit needs. Our dedicated team has professionals who can help you open fixed deposit or manage the existing Unnati Fixed Deposit Scheme accounts. A full list of branches is shared below.

Haldwani

  • 1st Floor, Khata No.150, Ward No.56, Manpur Pashchim Rampur Road HALDWANI,UTTARAKHAND Pincode: 263139 Phone:18001036369

Haldwani - I

  • C-16-299/(3-278) Gurunanakpura Above Mini'S Showroom, Bhotiya Padav Thandi Sadak,Near Kotak Mahindra Bank, Opposite Durga City Centre Gate, Haldwani HALDWANI,UTTARAKHAND Pincode: 263139 Phone:18001036369

Haridwar-Dehradun

  • First Floor, Khasra No. 2435/2 and 2436, Demand Reg. No. 279/156, Arya Nagar, Jwalapur HARIDWAR,UTTARAKHAND Pincode: 249407 Phone:18001036369
View All Branches

Shriram FD Customer Care in Haldwani

If you require assistance with your fixed deposit, our customer support team is available. Call us for help with your investment or for answers to any queries. Contact details can be found below.

Toll Free

Shriram FD Status in Haldwani

To check your Fixed Deposit status in Haldwani, you may use our digital platforms or connect with our support team. It’s useful to stay on top of your maturity and interest schedule.

Fixed Deposit in Major Cities in India

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Fixed deposit in pune
Fixed deposit in Indore

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Haldwani?

With Shriram Finance, you may open a fixed deposit by investing a minimum of Rs.5,000. Any further investment must be in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Haldwani?

At present, the FD interest rate offered in Haldwani is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Haldwani?

Yes, you can open a FD account online with Shriram Finance in Haldia. The process is quick and convenient, involving these steps: 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate

Is premature withdrawal of a Fixed Deposit allowed in Haldwani?

Yes, early withdrawals are possible but might attract a penalty or reduced interest. Always review the terms before proceeding.

Can I open a Fixed Deposit in Haldwani in the name of a minor?

Yes, a fixed deposit account can be opened in a minor’s name, with the involvement of a guardian.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, fixed deposits withdrawn early are generally subject to penalties, typically through reduced interest returns.

Can I change the nominee for my Fixed Deposit in Haldwani?

Yes, updating your nominee is possible. You’ll need to raise a formal request along with valid ID proof of the new nominee.

Can I open multiple Fixed Deposits in Haldwani?

Yes, you are permitted to open multiple fixed deposits either within the same institution or with different institutions.

What is the maximum amount that can be invested in a Fixed Deposit in Haldwani?

Generally, there is no fixed upper limit on FD investments. However, some schemes might have a maximum cap depending on their terms.

Can I open a Fixed Deposit in a joint account in Haldwani?

Yes, joint FDs are permitted in Haldwani, subject to the provider’s terms and conditions.

Are there any fixed deposit schemes for senior citizens in Haldwani?

Yes, there are several institutions providing exclusive schemes for senior citizens with higher interest rates than regular rates. For example, Shriram Finance provides an additional 0.50%* p.a. for senior citizen depositors.

What is the difference between FD interest rates for regular and senior citizens in Haldwani?

Senior citizens get an additional 0.50%* p.a. from Shriram Finance compared to the rate for standard depositors.

Is there a difference between FD interest rates for different tenures in Haldwani?

Yes, interest rates for fixed deposits in Haldwani vary with tenure. Longer tenures often yield higher interest rates.

What is the process to close a Fixed Deposit prematurely in Haldwani?

To close an FD before maturity, submit the original deposit receipt with a Rs.1 revenue stamp, a written request, and a cancelled cheque. As per Reserve Bank of India (RBI) guidelines, premature closure is not allowed within three months, except in case of the depositor’s death.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.