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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit in Haridwar

Residents of Haridwar are increasingly turning to safer savings options that provide financial stability. Fixed deposits (FDs) have become a popular choice for those seeking steady growth without exposure to market risks. This investment option is well-suited to everyone, including salaried individuals, small business owners, and retirees, as the certainty of fixed returns enables better planning for future financial needs. Shriram Finance makes it simple to open a Fixed Deposit in Haridwar, offering competitive interest rates. Our FDs come with flexible tenures and a low minimum deposit requirement, making them accessible to a wide range of investors. With Shriram Fixed Deposit, you can benefit from compounding and tailored investment options designed to meet your financial objectives. If you’re looking to grow your savings while avoiding market volatility, opening an FD in Haridwar is a sensible choice. Visit Shriram Finance and start your savings journey with confidence today.

Types of Fixed Deposits

Following are the various forms of FDs to achieve your financial goals.

interest rates

Cumulative Fixed Deposit

With a Cumulative Fixed Deposit, rather than receiving periodic payments, interest accumulates with your principal sum throughout the investment period. Your money grows steadily through compound interest effects. When the deposit matures, you collect one comprehensive payment comprising your initial investment plus all accrued interest. This arrangement particularly benefits those seeking wealth accumulation over time without requiring regular cash flow.

achievement

Non-Cumulative Fixed Deposit

A Non-Cumulative Fixed Deposits deliver consistent interest earnings at predetermined intervals, creating a dependable revenue source. Calculated using simple interest principles, these payments can reach you monthly, quarterly or yearly. Offering greater accessibility than their cumulative counterparts, these deposits suit individuals needing to meet recurring financial commitments.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Our fixed deposits can also help with various life milestones:

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate of 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while Non-Cumulative Fixed Deposit pays out interest at regular intervals.

Shriram Fixed Deposit Features and Benefits

Understanding the fixed deposit features and benefits enables more effective money management strategies. Below is a concise summary of the key characteristics and advantages an FD provides:

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Flexible tenureFlexible tenure
Compounding Benefit
Attractive interest ratesAttractive interest rates
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Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Haridwar

The FD rates in Haridwar differ substantially between banking institutions and financial organisations. Thorough comparison is essential to maximise your investment returns. These interest rates typically vary according to investment duration and the specific provider issuing the deposit. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

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I am a Woman

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Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

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Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Haridwar

Opening a fixed deposit with Shriram Finance necessitates fulfilling specific qualification requirements. Generally, prospective depositors must meet the following conditions to qualify for an FD.

    • Partnership Firm
    • Companies
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Trust and Foundation
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Haridwar

Shriram Finance provides competitive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. You have the flexibility to establish an FD account either digitally or in person at a physical location. Ensure all necessary paperwork is prepared beforehand to enjoy a smooth application process. The following steps illustrate the typical online procedure for making a fixed deposit investment.

How To Apply

  • Step 1 :

    Register using your mobile number.

  • Step 2 :

    Enter the investment amount, tenure and PAN.

  • Step 3 :

    Complete your KYC, share depositor details & any other declaration.

  • Step 4 :

    Verify the Bank Details. Then, add your nominee details and complete the payment online

  • Step 5 :

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Haridwar?

Before your fixed deposit matures, you can renew your Shriram FD in Haridwar to continue enjoying its benefits. You can complete the renewal process online through the website or mobile app or by visiting a branch. Below are the general steps to renew your fixed deposit online.

Flex tenure
Step 1 : Sign in to your account.
Attractive Interest
Step 2 : Select the FD investment you wish to renew.
Account save
Step 3 : Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 : Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 : Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Haridwar

Our network of FD branches in Haridwar has been established to deliver comprehensive fixed deposit services. Each location features knowledgeable staff to help you open fixed deposit or manage your Unnati Fixed Deposit Scheme account. Find the list of our Haridwar branches below.

Haridwar-Dehradun

  • First Floor, Khasra No. 2435/2 and 2436, Demand Reg. No. 279/156, Arya Nagar, Jwalapur HARIDWAR,UTTARAKHAND Pincode: 249407 Phone:18001036369

Rishikesh

  • 1st Floor, Kaushik Complex, Gali No 29, Amit Gram ByPass Road Gumaniwala RISHIKESH,UTTARAKHAND Pincode: 249201 Phone:18001034959

Rishikesh-Dehradun

  • 1st Floor, Mishra Tower, 90, Railway Road RISHIKESH,UTTARAKHAND Pincode: 249201 Phone:18001034959
View All Branches

Shriram FD Customer Care in Haridwar

For any support regarding your FD account, you can get in touch with our Fixed Deposit Customer Care team. We are ready to assist you with quick and helpful responses to all your investment queries. Contact information is provided below.

Toll Free

Shriram FD Status in Haridwar

To check your Shriram Fixed Deposit status in Haridwar, you can use our online platforms or reach out to our customer support team. Regular status checks ensure you remain fully informed about your FD maturity timeline and interest earnings.

Fixed Deposit in Major Cities in India

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Fixed deposit in Indore

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Haridwar?

To open a fixed deposit with Shriram Finance in Haridwar, the minimum deposit required is Rs.5,000. Additional investments must be made in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Haridwar?

Currently, our fixed deposits in Haridwar come with an interest rate of 8.15%* p.a. (T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Haridwar?

Yes, you can open a FD account online with Shriram Finance in Haridwar. The process is simple involving the following steps: 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate.

Is premature withdrawal of a Fixed Deposit allowed in Haridwar?

Yes, premature withdrawal of fixed deposits is allowed in Haridwar. However, it may incur a penalty or reduced interest rates, so reviewing the terms beforehand is recommended.

Can I open a Fixed Deposit in Haridwar in the name of a minor?

Yes, you can open a fixed deposit account in the name of a minor with a guardian's consent.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, premature withdrawal of fixed deposits typically attracts a penalty, resulting in lower interest earnings.

Can I change the nominee for my Fixed Deposit in Haridwar?

Yes, you can change the nominee for your FD by submitting a formal request along with valid ID proof of the new nominee.

Can I open multiple Fixed Deposits in Haridwar?

Yes, you can hold multiple fixed deposits in Haridwar, either with one financial institution or across different providers.

What is the maximum amount that can be invested in a Fixed Deposit in Haridwar?

While there is generally no upper limit for FD investments, some schemes may impose specific caps.

Can I open a Fixed Deposit in a joint account in Haridwar?

Yes, joint fixed deposit accounts are permitted in Haridwar, subject to the terms and conditions of the financial institution.

Are there any fixed deposit schemes for senior citizens in Haridwar?

Yes, several institutions provide exclusive schemes for senior citizens. For example, Shriram Finance provides an additional 0.50%* p.a. for senior citizen depositors.

What is the difference between FD interest rates for regular and senior citizens in Haridwar?

Shriram Finance offers senior citizens an additional 0.50%* p.a. over the standard interest rates available to regular customers.

Is there a difference between FD interest rates for different tenures in Haridwar?

Yes, FD interest rates vary based on tenure, with longer durations generally offering higher returns.

What is the process to close a Fixed Deposit prematurely in Haridwar?

To close a Shriram Finance fixed deposit prematurely, you need to submit the original deposit certificate bearing a Rs.1 revenue stamp, a written application, and a cancelled cheque. As per Reserve Bank of India (RBI) rules, early closure within three months is not permitted unless due to the depositor’s demise.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.