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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit In Hazaribagh

Looking to grow your savings with a secure investment option? A Fixed Deposit in Hazaribagh could be the right choice. With Shriram Finance, you get the opportunity to earn steady returns through the Shriram Fixed Deposit scheme. This investment option offers competitive interest rates, giving your money the potential to grow without the risks of market fluctuations. What makes it even more appealing is the flexibility it brings. You can choose a tenure that suits your financial goals, whether you're saving for the short term or planning ahead. Starting your investment is simple, with a low minimum deposit amount of just Rs.5000. This makes it accessible to a wide range of investors across Hazaribagh. If you're looking for a reliable way to build your corpus, an FD in Hazaribagh with Shriram Finance offers stability and peace of mind. Senior citizens and women investors can enjoy additional interest benefits, making it even more rewarding. Start your journey with Shriram Fixed Deposit today and take one step closer to meeting your financial goals. Apply online now or visit your nearest branch.

Types of Fixed Deposits

Following are the various forms of FDs to achieve your financial goals

interest rates

Cumulative Fixed Deposit

In a Cumulative Fixed Deposit, interest earned is not given out at regular intervals but is instead added to the principal. This causes the deposit to grow over time due to the power of compounding. On maturity, the investor receives a lump sum that includes both the initial deposit, and the total interest earned. Cumulative FDs are best for those who don’t need regular payouts and want to maximise long-term returns through compounding.

achievement

Non-Cumulative Fixed Deposit

A Non-Cumulative Fixed Deposit pays interest at set intervals, offering a dependable income. It’s perfect for people who require consistent cash flow. The interest is based on simple interest and may be paid monthly, quarterly, or annually. This type offers stable returns and better liquidity than cumulative FDs, making it useful for covering routine expenses.

retirement

FD for Senior Citizens

This FD type offers an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Also, our FDs can be used for various other financial goals

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate is 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while a Non-Cumulative Fixed Deposit pay out interest at regular intervals (monthly, quarterly, half-yearly, or yearly).

Shriram Fixed Deposit Features and Benefits

It's important to understand the fixed deposit features and benefits when deciding on an investment. Here are the key features and advantages of FD

Flex Tenure
Compounding benefitsCompounding benefits
Attractive Interest
Predictable turnsPredictable turns
Compounding Benefit
Flexible tenureFlexible tenure
Static Alt Text
Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Attractive interest ratesAttractive interest rates

Shriram Fixed Deposit Interest Rates in Hazaribagh

The FD rates in Hazaribagh tend to differ across various banks and financial entities. To get the most benefit, it's important to compare them. Interest rates usually depend on the tenure and the type of financial institution offering the FD. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get an interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Note: Interest rates are subject to change and the rate applicable will be the rate prevalent on the date of deposit / renewal.

The above additional interest rates will be applied on the yearly rate, which will be factored correspondingly into the calculation of compounding interest rates for periods shorter than a year, including monthly, quarterly, and half-yearly rates.

Fixed Deposit Returns Calculator

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I am a Senior Citizen

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I am a Woman

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Investment amount

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Min 12 months

Max 60 months

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Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Hazaribagh

To start a fixed deposit, you’ll first need to meet the fixed deposit eligibility criteria in Hazaribagh. Generally, the following are the eligibility conditions for opening an FD

  • IndividualEligibility Criteria
    • Indian Residents
    • Partnership Firm
    • Companies
    • Unincorporated Association or Body of Individual
    • Hindu Undivided Family
    • Trust and Foundation
    • Non-Resident Indians (NRIs)

How to Invest in Fixed Deposit with Shriram in Hazaribagh

Shriram Finance provides competitive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. You can open your fixed deposit account online or by visiting a branch in person. Ensure all required documents are available for a hassle-free process. The steps below explain how to invest in an FD online

How To Apply

  • Step 1

    Register using your mobile number.

  • Step 2

    Enter the investment amount, tenure and PAN.

  • Step 3

    Complete your KYC, share depositor details & any other declaration.

  • Step 4

    Verify the Bank Details. Then, add your nominee details and complete the payment online.

  • Step 5

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Hazaribagh?

When your FD matures, you may want to renew your Shriram FD in Hazaribagh for continued benefits. Visit our website/mobile app or branches to renew your fixed deposit. Below are the general steps to renew FD online

Flex tenure
Step 1 Sign in to your account.
Attractive Interest
Step 2 Select the FD investment you wish to renew.
Account save
Step 3 Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Hazaribagh

Shriram Finance operates FD branches in Hazaribagh to meet your fixed deposit requirements. Our staff at these branches are well-trained to guide you on how to open fixed deposit accounts or handle existing Unnati Fixed Deposit Scheme accounts. Below is the branch list in Hazaribagh

Hazaribagh

  • 1st Floor, Shri Krishna Kutir, P. No-289/290, Oppsite Raj Furniture, St. Columbus College Road, Near Jhinjhariya Pool, Nilamber Pitamber Chowk HAZARIBAG,JHARKHAND Pincode 825301 Phone18001036369

Hazaribagh Regional Office

  • First Floor, Shri Krishna Kutir, Plot No-289/290, Opposite to Raj Furniture, St. Columbus College Road, Near Jhinjhariya Pool, Nilamber Pitamber Chowk HAZARIBAG,JHARKHAND Pincode 825301 Phone18001036369

Barhi

  • 1st Floor, C/O - Satydeo Prasad Keshri, Kalawati Market, Gaya Road, Near Barhi Chowk, Behind Axis Bank, Barhi HAZARIBAG,JHARKHAND Pincode 825405 Phone18001036369
View All Branches

Shriram FD Customer Care in Hazaribagh

For any queries or support related to your fixed deposit account, our Fixed Deposit Customer Care team is here to assist you. You can reach us by phone for prompt help with your investments. Below are the customer care contact numbers

Toll Free

Shriram FD Status in Hazaribagh

To check your Shriram Fixed Deposit status in Hazaribagh, feel free to use our online service or reach out to our support team. Staying updated on your FD status helps you track interest and maturity timelines.

Fixed Deposit in Major Cities in India

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Fixed deposit in Indore

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Hazaribagh?

To open a fixed deposit with Shriram Finance in Hazaribagh, the minimum amount required is Rs.5000. Any further deposits should be made in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Hazaribagh?

The interest rate on FD in Hazaribagh is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Hazaribagh?

Yes, you can open a FD account online with Shriram Finance in Hazaribagh. The process is quick and convenient, involving these steps 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate.

Is premature withdrawal of a Fixed Deposit allowed in Hazaribagh?

Yes, you can withdraw your FD before maturity in Hazaribagh. However, early withdrawals may attract a penalty or offer a reduced rate of interest.

Can I open a Fixed Deposit in Hazaribagh in the name of a minor?

Yes, you can open a fixed deposit account in the name of a minor. A guardian’s consent and supervision are essential for such accounts.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, penalties usually apply for premature FD withdrawals. This generally results in a lower interest rate.

Can I change the nominee for my Fixed Deposit in Hazaribagh?

Yes, you can update your nominee details by submitting the appropriate request and valid ID proof of the new nominee.

Can I open multiple Fixed Deposits in Hazaribagh?

Yes, you are allowed to open multiple fixed deposits in Hazaribagh. These can be spread across different financial institutions or held within the same institution.

What is the maximum amount that can be invested in a Fixed Deposit in Hazaribagh?

Usually, there is no fixed cap on FD investments. However, certain schemes may specify limits based on the financial institution.

Can I open a Fixed Deposit in a joint account in Hazaribagh?

Yes, joint FD accounts are allowed in Hazaribagh, subject to the specific guidelines of the financial institution.

Are there any fixed deposit schemes for senior citizens in Hazaribagh?

Yes, several financial institutions offer additional interest rates for senior citizens on fixed deposits, which is usually 0.50%* p.a. on fixed deposits for senior citizens.

What is the difference between FD interest rates for regular and senior citizens in Hazaribagh?

Senior citizens earn an additional 0.50%* p.a. on top of the regular FD interest rate when investing with Shriram Finance.

Is there a difference between FD interest rates for different tenures in Hazaribagh?

Yes, interest rates on fixed deposits in Hazaribagh vary depending on tenure. Longer tenures generally offer better returns due to the extended investment period.

What is the process to close a Fixed Deposit prematurely in Hazaribagh?

If you wish to close your Shriram FD prematurely in Hazaribagh, provide the original deposit receipt, a Rs.1 revenue stamp, a written request, and a cancelled cheque. As per RBI rules, FDs cannot be closed within the first three months except in the case of the depositor’s death.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.