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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit in Imphal East

A Fixed Deposit in Imphal East stands out as a reliable investment that offers consistent returns over time. Shriram Finance has made this option more accessible with a low minimum deposit of Rs.5,000 and flexible schemes tailored to different needs. You can choose cumulative options that make the most of compounding or go with non-cumulative plans for periodic income. With attractive interest rates and an easy-to-follow process, Shriram Fixed Deposit provides the assurance and simplicity many savers in Imphal East are seeking. Opening an FD in Imphal East is straightforward and efficient, requiring minimal paperwork and offering dedicated assistance at every stage. For those wanting to preserve their earnings and watch them grow steadily, this could be an excellent way to get started.

Types of Fixed Deposits

Following are the various forms of FDs to achieve your financial goals.

interest rates

Cumulative Fixed Deposit

A Cumulative Fixed Deposit is a form of term deposit where the interest earned is not paid out at intervals but reinvested into the principal. This boosts the overall principal and increases returns through compounding. On maturity, the full amount received includes both the original deposit and the accumulated interest. These FDs are ideal for those who want to grow their money over time without requiring periodic income, as compounding works in their favour.

achievement

Non-Cumulative Fixed Deposit

A Non-Cumulative Fixed Deposit gives interest payouts at regular intervals, offering a steady income stream. It suits individuals who depend on regular earnings. Interest is calculated using simple interest and may be credited monthly, quarterly or annually. These FDs offer regular returns and better liquidity than cumulative ones, making them useful for covering ongoing expenses.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Our fixed deposits can also help with various life milestones:

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate of 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while Non-Cumulative Fixed Deposit pays out interest at regular intervals.

Shriram Fixed Deposit Features and Benefits

Before investing, it’s essential to understand the features and benefits of a fixed deposit. Here are the key highlights and advantages of FDs:

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Flexible tenureFlexible tenure
Compounding Benefit
Attractive interest ratesAttractive interest rates
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Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Imphal East

The FD rates in Imphal East differ between banks and financial companies. It’s important to compare these rates to ensure you get optimal returns. Usually, the rates are based on the deposit tenure and the institution offering it. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Imphal East

To begin a fixed deposit in Imphal East, you must meet some basic eligibility requirements. These standard conditions to open an FD account are mentioned below.

    • Partnership Firm
    • Companies
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Trust and Foundation
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Imphal East

Shriram Finance provides competitive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. A fixed deposit can be opened online or by visiting the closest branch. Keeping the necessary documents ready makes the process smoother. The usual steps for online FD booking include.

How To Apply

  • Step 1 :

    Register using your mobile number.

  • Step 2 :

    Enter the investment amount, tenure and PAN.

  • Step 3 :

    Complete your KYC, share depositor details & any other declaration.

  • Step 4 :

    Verify the Bank Details. Then, add your nominee details and complete the payment online

  • Step 5 :

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Imphal East?

Before your fixed deposit matures, you can renew your Shriram FD in Imphal East to continue enjoying its benefits. You can complete the renewal process online through the website or mobile app or by visiting a branch. Below are the general steps to renew your fixed deposit online.

Flex tenure
Step 1 : Sign in to your account.
Attractive Interest
Step 2 : Select the FD investment you wish to renew.
Account save
Step 3 : Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 : Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 : Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Imphal East

Shriram Finance meets your fixed deposit needs through its FD branches in Imphal East. The staff at these branches can guide you on how to open fixed deposit accounts or manage your existing Unnati Fixed Deposit Scheme. Here is a list of our branches in Imphal East.

Imphal

  • 2nd Floor, Khoyathong, Pukhri Achouba Nagamapal Road, Ward No.3, Near Amazon Building, Khoyathong IMPHAL,MANIPUR Pincode: 795001 Phone:18001036369

Guwahati - I (Chandmari)

  • Senapati Commercial, 2nd Floor, Mani Ram Dewan Road, Near Abishek Motors, Silpukhuri GUWAHATI,ASSAM Pincode: 781003 Phone:18001036369

Guwahati 2

  • 3rd Floor, Meghmaller Apartment, Near Central Nursing Home, Survey Beltola GUWAHATI,ASSAM Pincode: 781028 Phone:18001036369
View All Branches

Shriram FD Customer Care in Imphal East

Have questions about your fixed deposit? Our support team is here to help. Feel free to contact us for assistance using the numbers provided below.

Toll Free

Shriram FD Status in Imphal East

You can keep track of your Fixed Deposit status in Imphal East through our online services or by speaking with customer care. This helps you stay updated on your investment's maturity and interest progress.

Fixed Deposit in Major Cities in India

Fixed deposit in Mumbai
Fixed deposit in pune
Fixed deposit in Indore
Fixed deposit in Punjab

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Imphal East?

To open a fixed deposit with Shriram Finance in Imphal East, you must invest at least Rs.5,000. Any additional investments should be made in increments of Rs.1,000.

What is the interest rate on Fixed Deposits in Imphal East?

Shriram Finance offers an interest rate of 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Imphal East?

Yes, opening an FD account online with Shriram Finance in Imphal East is simple. The process is quick and convenient, involving the following steps: 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate.

Is premature withdrawal of a Fixed Deposit allowed in Imphal East?

Yes, you can withdraw your FD before maturity, but this may incur penalties or result in lower interest rates. It's best to check the specific terms beforehand.

Can I open a Fixed Deposit in Imphal East in the name of a minor?

Yes, a fixed deposit account can be opened in the name of a minor with guardian consent and completion of formalities.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Generally, premature withdrawals do have a penalty, often in the form of a reduced interest rate.

Can I change the nominee for my Fixed Deposit in Imphal East?

Yes, you can change the nominee by submission of a formal request and valid ID for the new nominee.

Can I open multiple Fixed Deposits in Imphal East?

Yes, you can open multiple fixed deposit accounts within the same or different financial institutions in Imphal East.

What is the maximum amount that can be invested in a Fixed Deposit in Imphal East?

Typically, there's no fixed upper limit for fixed deposit investments, though specific schemes might have their own guidelines.

Can I open a Fixed Deposit in a joint account in Imphal East?

Yes, joint fixed deposit accounts are permitted. This will be subject to the financial institution's terms.

Are there any fixed deposit schemes for senior citizens in Imphal East?

Yes, senior citizens are offered additional interest rates on fixed deposits by many financial institutions. For example, Shriram Finance offers an additional interest rate of 0.50%* p.a. on fixed deposits for senior citizens.

What is the difference between FD interest rates for regular and senior citizens in Imphal East?

Shriram Finance offers an additional 0.50%* p.a. interest rate for senior citizens compared to regular depositors.

Is there a difference between FD interest rates for different tenures in Imphal East?

Yes, FD interest rates differ based on the investment tenure, with longer tenures often offering higher rates.

What is the process to close a Fixed Deposit prematurely in Imphal East?

To close your Shriram FD prematurely in Imphal East, the original deposit receipt with a Rs.1 revenue stamp, a request letter, and a cancelled cheque are required. As per Reserve Bank of India (RBI) regulations, premature closure within three months of deposit or renewal is not permitted unless in the event of the depositor's death.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.