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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit in Imphal West

A fixed deposit (FD) is a reliable investment choice where you earn interest by depositing a fixed amount for a set period. Since it isn’t tied to the market, your returns remain steady despite economic changes. In Imphal West, fixed deposits are a preferred option for those seeking secure savings and long-term planning. Many working professionals, families, and retirees trust FDs for their financial goals. If you're looking to open a Fixed Deposit in Imphal West, Shriram Finance offers a convenient and dependable solution. With flexible tenures, attractive interest rates, and additional benefits for women and senior citizens, Shriram Fixed Deposit stands out. The application process is simple and requires only basic documents. If dependable returns and ease of investment matter to you, start your FD in Imphal West with Shriram Finance today.

Types of Fixed Deposits

Following are the various forms of FDs to achieve your financial goals.

interest rates

Cumulative Fixed Deposit

A Cumulative Fixed Deposit is a type of term deposit where the interest earned is not paid out regularly but is instead reinvested with the original sum. This process allows the principal to grow over time, resulting in higher returns due to compounding. At the end of the term, the investor receives a lump sum that includes both the principal and the accumulated interest. Cumulative FDs suit those looking for long-term savings growth without the need for regular income, as they rely on compounding to build wealth.

achievement

Non-Cumulative Fixed Deposit

A Non-Cumulative Fixed Deposit offers interest payouts at fixed intervals, ensuring a consistent source of income. It is ideal for those who rely on regular payments. The interest is calculated on a simple basis and may be credited monthly, quarterly, or annually. This type of FD provides stable earnings and offers better liquidity compared to cumulative deposits, making it useful for managing routine financial needs.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Our fixed deposits can also help with various life milestones:

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate of 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while Non-Cumulative Fixed Deposit pays out interest at regular intervals.

Shriram Fixed Deposit Features and Benefits

Knowing the fixed deposit features and benefits helps you choose the right investment. Listed below are the main aspects and advantages of FDs:

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Flexible tenureFlexible tenure
Compounding Benefit
Attractive interest ratesAttractive interest rates
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Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Imphal West

The FD rates in Imphal West differ across various banks and financial institutions. Comparing these rates is key to gaining the best possible returns. The interest offered usually depends on factors like deposit tenure and the institution providing the FD. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Imphal West

To start a fixed deposit in Imphal West, you must fulfil specific eligibility conditions. The usual criteria for opening an FD account are as follows.

    • Partnership Firm
    • Companies
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Trust and Foundation
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Imphal West

Shriram Finance provides competitive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. You may choose to open your fixed deposit online or by visiting the nearest branch. Keep all necessary documents ready to ensure a smooth experience. The common steps for online FD booking include.

How To Apply

  • Step 1 :

    Register using your mobile number.

  • Step 2 :

    Enter the investment amount, tenure and PAN.

  • Step 3 :

    Complete your KYC, share depositor details & any other declaration.

  • Step 4 :

    Verify the Bank Details. Then, add your nominee details and complete the payment online

  • Step 5 :

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Imphal West?

Before your fixed deposit matures, you can renew your Shriram FD in Imphal West to continue enjoying its benefits. You can complete the renewal process online through the website or mobile app or by visiting a branch. Below are the general steps to renew your fixed deposit online.

Flex tenure
Step 1 : Sign in to your account.
Attractive Interest
Step 2 : Select the FD investment you wish to renew.
Account save
Step 3 : Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 : Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 : Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Imphal West

Shriram Finance responds to your fixed deposit needs through its FD branches in Imphal West. These branches have knowledgeable staff who can guide you on how to open fixed deposit accounts or manage your existing Unnati Fixed Deposit Scheme. Here is a list of our branches in Imphal West.

Imphal

  • 2nd Floor, Khoyathong, Pukhri Achouba Nagamapal Road, Ward No.3, Near Amazon Building, Khoyathong IMPHAL,MANIPUR Pincode: 795001 Phone:18001036369

Guwahati - I (Chandmari)

  • Senapati Commercial, 2nd Floor, Mani Ram Dewan Road, Near Abishek Motors, Silpukhuri GUWAHATI,ASSAM Pincode: 781003 Phone:18001036369

Guwahati 2

  • 3rd Floor, Meghmaller Apartment, Near Central Nursing Home, Survey Beltola GUWAHATI,ASSAM Pincode: 781028 Phone:18001036369
View All Branches

Shriram FD Customer Care in Imphal West

If you have any queries regarding your fixed deposit, our customer care team is here to help. Reach out to us for quick assistance using the contact details given below.

Toll Free

Shriram FD Status in Imphal West

You can conveniently check the status of your Shriram Fixed Deposit in Imphal West through our digital services or by getting in touch with customer care. Staying informed helps you track interest earnings and maturity timelines.

Fixed Deposit in Major Cities in India

Fixed deposit in Mumbai
Fixed deposit in pune
Fixed deposit in Indore
Fixed deposit in Punjab

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Imphal West?

To start a fixed deposit with Shriram Finance in Imphal West, a minimum of Rs.5,000 is required. Any additional amount must be deposited in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Imphal West?

The interest rate on FD in Imphal West is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Imphal West?

Yes, opening an FD account online with Shriram Finance in Imphal West is simple. The process is quick and convenient, involving these steps: 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate.

Is premature withdrawal of a Fixed Deposit allowed in Imphal West?

Yes, premature withdrawal is allowed in Imphal West, although it may result in penalties or reduced interest. It's best to check the specific terms beforehand.

Can I open a Fixed Deposit in Indora in the name of a minor?

Yes, Shriram Finance allows you to open fixed deposit account in a minor’s name, provided a guardian gives consent.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Generally, early withdrawal attracts a penalty in the form of a lower interest rate on the deposit.

Can I change the nominee for my Fixed Deposit in Imphal West?

Yes, nominee details for your FD in Imphal West can be updated by submitting a formal request and valid ID proof of the new nominee.

Can I open multiple Fixed Deposits in Imphal West?

Yes, you can hold multiple FDs in Imphal West, either with the same financial provider or different institutions.

What is the maximum amount that can be invested in a Fixed Deposit in Imphal West?

There is usually no maximum limit, though specific schemes might set caps based on internal policies.

Can I open a Fixed Deposit in a joint account in Imphal West?

Yes, joint fixed deposit accounts are permitted in Imphal West, based on the terms and conditions of the institution.

Are there any fixed deposit schemes for senior citizens in Imphal West?

Yes, many institutions offer higher interest rates to senior citizens, often 0.50%* p.a. above standard rates. Shriram Finance provides this additional benefit.

What is the difference between FD interest rates for regular and senior citizens in Imphal West?

Shriram Finance offers senior citizens an added 0.50%* p.a. interest over the regular FD rates.

Is there a difference between FD interest rates for different tenures in Imphal West?

Yes, FD interest rates vary depending on the tenure, with longer terms generally providing higher returns.

What is the process to close a Fixed Deposit prematurely in Imphal West?

To close your fixed deposit with Shriram Finance prematurely in Imphal West, the original deposit receipt with a Rs.1 revenue stamp, a request letter, and a cancelled cheque are required. As per Reserve Bank of India (RBI) regulations, premature closure within three months of deposit or renewal is not permitted unless in the event of the depositor's death.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.