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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit in Jabalpur

Planning for the future often starts with small, steady steps. In Jabalpur, many individuals are now taking that step with fixed deposits. It’s a way to put your savings to work without needing to track the markets or take big risks. You decide the amount, the time, and how you want your interest monthly, quarterly or at the end of the term. This guide will explain how to open a Fixed Deposit in Jabalpur with Shriram Finance. A Shriram Fixed Deposit offers flexibility and helps you structure your savings in a way that suits your life plans. Whether you are exploring your first FD in Jabalpur or reviewing options, this guide can help you make a well-informed and confident decision.

Types of Fixed Deposits

Select from fixed deposit types that are designed to suit your financial requirements.

interest rates

Cumulative Fixed Deposit

A cumulative fixed deposit in Jabalpur combines interest with the original amount throughout the investment period. This format enhances the maturity amount due to compounding. It’s a good choice for people who wish to save without requiring income during the tenure.

achievement

Non-Cumulative Fixed Deposit

In non-cumulative fixed deposits, interest is paid at regular intervals instead of being reinvested. These payouts provide periodic income and better liquidity. It's suitable for individuals who prefer predictable earnings during the deposit term.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Our fixed deposits can also help with various life milestones:

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate of 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while Non-Cumulative Fixed Deposit pays out interest at regular intervals.

Shriram Fixed Deposit Features and Benefits

To make smart savings decisions in Jabalpur, it is good to understand the features and benefits of fixed deposits. Some of the key points are listed below.

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Flexible tenureFlexible tenure
Compounding Benefit
Attractive interest ratesAttractive interest rates
Static Alt Text
Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Jabalpur

FD rates in Jabalpur change depending on the institution and investment term. Different providers offer different interest rates, making comparison beneficial. Whether you prefer regular income or long-term growth, selecting a fixed deposit that fits your goals helps manage savings effectively and supports informed financial choices. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get an interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

loangraph

Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Jabalpur

In Jabalpur, managing your savings starts with understanding how fixed deposits work. Knowing their features and advantages can guide better financial decisions. Some important details about fixed deposits are listed below.

    • Partnership Firm
    • Companies
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Trust and Foundation
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Jabalpur

Shriram Finance introduces Shriram Unnati Fixed Deposit in Jabalpur, with applications accepted online or through branches. Flexible tenures and competitive interest rates are included. Keep your documents ready for a hassle-free application process. Below are the steps to invest in Shriram Unnati Fixed Deposit online.

How To Apply

  • Step 1 :

    Register using your mobile number.

  • Step 2 :

    Enter the investment amount, tenure and PAN.

  • Step 3 :

    Complete your KYC, share depositor details & any other declaration.

  • Step 4 :

    Verify the Bank Details. Then, add your nominee details and complete the payment online

  • Step 5 :

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Jabalpur?

Before your fixed deposit matures, you can renew your Shriram FD in Jabalpur to continue enjoying its benefits. You can complete the renewal process online through the website or mobile app or by visiting a branch. Below are the general steps to renew your fixed deposit online.

Flex tenure
Step 1 : Sign in to your account.
Attractive Interest
Step 2 : Select the FD investment you wish to renew.
Account save
Step 3 : Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 : Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 : Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Jabalpur

Shriram Finance offers customer support at FD branches in Jabalpur, making it easy to manage or open fixed deposits. Trained professionals assist with account opening, renewals, and other queries. Visiting a branch helps clarify the features of various deposit types before applying.

Jabalpur

  • 936/1, 3rd Floor Digambar Tower, Above Axis Bank, Infront Of Mastermind Coaching Classes Wright Town JABALPUR,MADHYA PRADESH Pincode: 482002 Phone:18001036369

Jabalpur - III

  • No : 1380, 1st Floor, Naiper Town, Near Madan Mahal, Police Station, Home Science College Road JABALPUR,MADHYA PRADESH Pincode: 482001 Phone:18001036369

Panagar

  • First Floor, H.No. 198, Ward No. 11, Gurunanak Ward, Panagar JABALPUR,MADHYA PRADESH Pincode: 483220 Phone:18001034959
View All Branches

Shriram FD Customer Care in Jabalpur

If you need help with your fixed deposit, the Fixed Deposit Customer Care team in Jabalpur can assist you. The customer care contact numbers are mentioned below for quick access.

Toll Free

Shriram FD Status in Jabalpur

Keep track of your Fixed deposit in Jabalpur by logging into the online portal or contacting customer care. These channels provide updates on maturity details and interest earnings, supporting better financial decisions. Regular monitoring ensures convenience and effective management of your savings.

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Fixed deposit in Punjab

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Jabalpur?

The minimum deposit amount for a fixed deposit in Jabalpur for Shriram FD is Rs.5,000, with deposits accepted in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Jabalpur?

The interest rate on FD in Jabalpur is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Jabalpur?

Yes, you can open a FD account online with Shriram Finance in Jabalpur. The process is quick and convenient, involving these steps: 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate

Is premature withdrawal of a Fixed Deposit allowed in Jabalpur?

Yes, premature withdrawal of a fixed deposit usually incurs a penalty, which typically involves a reduction in the applicable interest rate.

Can I open a Fixed Deposit in Jabalpur in the name of a minor?

Yes, with Shriram Fixed Deposit, you can open a fixed deposit account for a minor as long as the guardian provides their consent.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, premature withdrawal of a fixed deposit usually results in a penalty that reduces the applicable interest rate on the deposit.

Can I change the nominee for my Fixed Deposit in Jabalpur?

Yes, you can update the nominee for your FD account in Jabalpur by submitting a request form along with valid identification details of the new nominee.

Can I open multiple Fixed Deposits in Jabalpur?

Yes, opening multiple fixed deposits is permitted both within one financial institution and across several institutions.

What is the maximum amount that can be invested in a Fixed Deposit in Jabalpur?

There is usually no upper limit on fixed deposits unless specified under particular schemes offered by financial institutions.

Can I open a Fixed Deposit in a joint account in Jabalpur?

Yes, you can open a fixed deposit account in a joint account in Jabalpur subject to the financial institution’s terms and conditions.

Are there any fixed deposit schemes for senior citizens in Jabalpur?

Yes, many financial institutions offer additional fixed deposit interest rates for senior citizens compared to regular deposits. For instance, Shriram Finance offers additional interest rate of 0.50%* p.a. for senior citizens.

What is the difference between FD interest rates for regular and senior citizens in Jabalpur?

Shriram Finance offers an additional 0.50%* p.a. interest rate for senior citizens compared to regular depositors.

Is there a difference between FD interest rates for different tenures in Jabalpur?

Yes, FD interest rates can vary depending on the tenure. Longer tenures generally provide different rates compared to shorter ones due to the duration of commitment.

What is the process to close a Fixed Deposit prematurely in Jabalpur?

To close a Shriram Fixed Deposit prematurely, you need to submit the original deposit receipt with a Rs.1 revenue stamp, a request letter, and a cancelled cheque. As per RBI guidelines, premature closure is not permitted within three months of deposit/renewal unless it is due to the depositor's death.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.