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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit in Jagdalpur

A Fixed Deposit in Jagdalpur gives a methodical approach to savings with dependable growth potential. FDs in Jagdalpur offer clear parameters that allow for confident investment decisions. This overview delivers essential information about fixed deposits, from current rates to liquidity options, equipping you to create investment approaches that support both short-term financial needs and long-term aspirations in this developing city.

Types of Fixed Deposits

Following are the multiple types of FDs to help attain your financial aspirations.

interest rates

Cumulative Fixed Deposit

A Cumulative Fixed Deposit employs a compounding strategy where interest earnings remain with your principal instead of being withdrawn. This creates an expanding growth effect that enhances your wealth accumulation, as you generate returns on both your initial capital and previously earned interest. Upon maturity, you collect the consolidated amount including your original deposit plus all compounded gains. This approach particularly benefits investors seeking substantial long-term growth without requiring regular income.

achievement

Non-Cumulative Fixed Deposit

A Non-Cumulative Fixed Deposit arranges for interest payouts at specified intervals, establishing a reliable revenue flow. Using simple interest formulas for calculations, these distributions can be scheduled monthly, quarterly, or yearly based on your requirements. This structure delivers predictable earnings and improved access to funds compared to cumulative options, especially supporting those with ongoing financial commitments.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Our fixed deposits can also help with various life milestones:

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate of 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while Non-Cumulative Fixed Deposit pays out interest at regular intervals.

Shriram Fixed Deposit Features and Benefits

Grasping the significant features and advantages of fixed deposits is important for making educated investment decisions. The fundamental elements of FD include:

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Flexible tenureFlexible tenure
Compounding Benefit
Attractive interest ratesAttractive interest rates
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Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Jagdalpur

FD rates in Jagdalpur reveal meaningful differences among various banks and NBFCs. Prudent investors consistently check different possibilities before placing their savings. Your earnings are typically determined by factors like your selected lock-in period and the specific financial company safeguarding your deposit. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Jagdalpur

For initiating a Shriram Finance fixed deposit in Jagdalpur, potential depositors need to meet particular eligibility parameters. The types of investors eligible for fixed deposits in Jagdalpur are.

    • Partnership Firm
    • Companies
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Trust and Foundation
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Jagdalpur

Shriram Finance provides attractive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. Initiating a fixed deposit is convenient using internet services or through a direct visit to a Jagdalpur branch to lodge your application. Prepare all required identification and address verification documents in advance for a streamlined signup experience. Generally, these methodical steps help you secure an FD online.

How To Apply

  • Step 1 :

    Register using your mobile number.

  • Step 2 :

    Enter the investment amount, tenure and PAN.

  • Step 3 :

    Complete your KYC, share depositor details & any other declaration.

  • Step 4 :

    Verify the Bank Details. Then, add your nominee details and complete the payment online

  • Step 5 :

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Jagdalpur?

Before your fixed deposit matures, you can renew your Shriram FD in Jagdalpur to continue enjoying its benefits. You can complete the renewal process online through the website or mobile app or by visiting a branch. Below are the general steps to renew your fixed deposit online.

Flex tenure
Step 1 : Sign in to your account.
Attractive Interest
Step 2 : Select the FD investment you wish to renew.
Account save
Step 3 : Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 : Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 : Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Jagdalpur

Shriram Finance offers optimally positioned FD branches in Jagdalpur to meet your fixed deposit objectives. These investor-centric facilities employ skilled financial advisors who deliver tailored guidance on how to open fixed deposit accounts or manage existing Unnati Fixed Deposit Scheme portfolios. Below is the index of Shriram Finance branches in Jagdalpur.

Jagdalpur

  • 1st floor, Panigrahi Complex Infront of Shankar Mandir bodhghat Police Thana Road JAGDALPUR,CHHATTISGARH Pincode: 494001 Phone:18001036369

Jagdalpur - I

  • 1st Floor, Chamdia Complex, Near Kendriya Vidyalaya Jagdalpur JAGDALPUR,CHHATTISGARH Pincode: 494001 Phone:18001036369

Janjgir

  • Tiwari Complex, Infront of Rajnish Book Depot, Kera Road JANJGIRCHAMPA,CHHATTISGARH Pincode: 495668 Phone:18001036369
View All Branches

Shriram FD Customer Care in Jagdalpur

Should doubts come up or you seek further information regarding your fixed deposit account, our expert Fixed Deposit Customer Care specialists in Jagdalpur stand prepared to deliver comprehensive solutions. Connect with our telephone line for quick help with your investments. Our full customer support contact information remains easily accessible at any time.

Toll Free

Shriram FD Status in Jagdalpur

For monitoring your Shriram Fixed Deposit status in Jagdalpur, visit our robust online platform or connect with our attentive customer support staff. Consistent tracking of your FD status enables you to stay informed about nearing maturity deadlines and interest developments.

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Fixed deposit in Indore

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Jagdalpur?

The minimum deposit amount for a fixed deposit in Jagdalpur for Shriram FD is Rs.5,000, with deposits accepted in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Jagdalpur?

The interest rate on FD in Jagdalpur is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Jagdalpur?

Yes, you can open a FD account online with Shriram Finance in Jagdalpur. The process is quick and convenient, involving these steps: 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate

Is premature withdrawal of a Fixed Deposit allowed in Jagdalpur?

Yes, early withdrawal of fixed deposits is permitted in Jagdalpur, though it typically entails penalties or reduced interest benefits. It's advisable to review the specific conditions before initiating the withdrawal process.

Can I open a Fixed Deposit in Jagdalpur in the name of a minor?

Yes, you can open a fixed deposit account for a minor in Jagdalpur with appropriate guardian oversight through Shriram Fixed Deposit services.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, withdrawing from a fixed deposit before maturity generally incurs penalties, typically in the form of a lower interest rate applied to the deposit amount.

Can I change the nominee for my Fixed Deposit in Jagdalpur?

Yes, updating the nominee for your FD account in Jagdalpur is possible. This process usually requires submitting a formal application along with valid identification documents for the new nominee.

Can I open multiple Fixed Deposits in Jagdalpur?

Yes, you have the flexibility to establish multiple fixed deposits in Jagdalpur across different financial institutions or within the same banking organisation.

What is the maximum amount that can be invested in a Fixed Deposit in Jagdalpur?

Generally, there is no defined upper limit, although specific financial institutions may impose maximum thresholds for particular deposit schemes.

Can I open a Fixed Deposit in a joint account in Jagdalpur?

Yes, creating a fixed deposit through a joint account in Jagdalpur is feasible, provided you comply with the financial institution's terms and requirements.

Are there any fixed deposit schemes for senior citizens in Jagdalpur?

Yes, many financial organisations offer enhanced fixed deposit schemes with preferential interest rates for senior citizens in Jagdalpur. Specifically, Shriram Finance provides an additional 0.50%* p.a. interest rate for senior citizen depositors.

What is the difference between FD interest rates for regular and senior citizens in Jagdalpur?

At Shriram Finance, senior citizens receive a preferential interest rate that is 0.50%* p.a. higher than the standard rate offered to regular depositors.

Is there a difference between FD interest rates for different tenures in Jagdalpur?

Yes, interest rates for fixed deposits vary based on the investment period. Typically, longer commitment durations offer more attractive rates compared to shorter terms due to the extended investment timeframe.

What is the process to close a Fixed Deposit prematurely in Jagdalpur?

To prematurely terminate a Shriram FD in Jagdalpur, you need to submit the original deposit certificate with a Rs.1 revenue stamp affixed, along with a written request and a cancelled cheque. As mandated by RBI guidelines, deposits cannot be closed before completing three months from the date of deposit/renewal except in cases of depositor mortality.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.