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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit in Jamshedpur

Jamshedpur, a city known for its industrial development and strong workforce, offers several ways to grow your savings steadily. Among these, a Fixed Deposit in Jamshedpur remains a widely chosen option by individuals looking for consistency and clarity in their investments. It allows you to plan your finances with fixed returns over a selected tenure without frequent market-related changes. This guide will help you understand the key aspects of opening an FD in Jamshedpur, especially with Shriram Finance. You will learn about current interest rates, the benefits of fixed deposits, and how to select a deposit plan that aligns with your financial needs. By making informed choices, you can manage your savings more confidently and work towards building a strong financial base in this evolving city.

Types of Fixed Deposits

Shriram Finance in Jamshedpur brings fixed deposit options that cater to different saving needs.

interest rates

Cumulative Fixed Deposit

This deposit adds the earned interest back to the main deposit. There are no regular payouts. At the end of the term, the full sum, including interest, is given to you. Over time, the deposit grows through compounding. This is suitable for those who wish to save for long-term goals and do not need frequent payouts.

achievement

Non-Cumulative Fixed Deposit

Interest is given to you at set intervals—monthly, quarterly, or yearly—as per your preference. This provides regular income to manage your daily expenses. The interest process is simple, and payments are made on time. You can pick the deposit based on what suits your financial habits best.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Our fixed deposits can also help with various life milestones:

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate of 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while Non-Cumulative Fixed Deposit pays out interest at regular intervals.

Shriram Fixed Deposit Features and Benefits

Being informed about the features and benefits of fixed deposits can help you plan your investments better in Jamshedpur. Below are some important points about FD features.

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Flexible tenureFlexible tenure
Compounding Benefit
Attractive interest ratesAttractive interest rates
Static Alt Text
Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Jamshedpur

FD rates in Jamshedpur depend on the bank or financial provider and the duration of the fixed deposit. It is important to consider your financial goals before selecting one. Comparing rates can help you identify a deposit plan that suits your preferences—whether you are looking for regular returns or aiming to build your savings for long-term goals. Choosing wisely makes a difference in how your money works for you. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get an interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Jamshedpur

To create a fixed deposit account in Jamshedpur, some eligibility conditions need to be met. Usually, these are the common requirements for opening a fixed deposit account.

    • Partnership Firm
    • Companies
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Trust and Foundation
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Jamshedpur

In Jamshedpur, Shriram Finance provides Shriram Unnati Fixed Deposit services that can be started online or by visiting a nearby branch. The fixed deposit features flexible terms and competitive interest rates. Make sure all required documents are ready for a smoother process. The section below explains how you can begin your investment using the online process step by step.

How To Apply

  • Step 1 :

    Register using your mobile number.

  • Step 2 :

    Enter the investment amount, tenure and PAN.

  • Step 3 :

    Complete your KYC, share depositor details & any other declaration.

  • Step 4 :

    Verify the Bank Details. Then, add your nominee details and complete the payment online

  • Step 5 :

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Jamshedpur?

Before your fixed deposit matures, you can renew your Shriram FD in Jamshedpur to continue enjoying its benefits. You can complete the renewal process online through the website or mobile app or by visiting a branch. Below are the general steps to renew your fixed deposit online.

Flex tenure
Step 1 : Sign in to your account.
Attractive Interest
Step 2 : Select the FD investment you wish to renew.
Account save
Step 3 : Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 : Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 : Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Jamshedpur

There are FD branches in Jamshedpur set up by Shriram Finance to support customers in handling fixed deposit services. Whether you want to open fixed deposits or get help with renewals, the staff are trained to support your needs. Visiting a branch allows you to explore different FD options and apply easily.

Jamshedpur

  • Room No 103, R S Tower, Masjid Road, Golmuri, East Singhbhum JAMSHEDPUR,JHARKHAND Pincode: 831003 Phone:18001036369

Jamshedpur - I

  • Dayal Trade Centre, 6th Floor, Sher E Punjab Chowk, Adityapur,Tata Kandra Main Road JAMSHEDPUR,JHARKHAND Pincode: 831013 Phone:18001036369

Phusro

  • Second Floor, above ICICI Bank, Main Road, P.O Dhori, P.S Bermo, Phusro, Dhori BOKARO,JHARKHAND Pincode: 825102 Phone:18001034959
View All Branches

Shriram FD Customer Care in Jamshedpur

If you need help with your fixed deposit in Jamshedpur, our Customer Care support is just a phone call away. Reach out for information, updates, or support related to your fixed deposit. You’ll find the relevant customer care contact details below.

Toll Free

Shriram FD Status in Jamshedpur

Monitoring your Fixed deposit in Jamshedpur can be done using the online portal or by contacting customer care. These methods give timely updates on your interest income and maturity, helping you plan your financial activities effectively and take necessary steps without delay or confusion.

Fixed Deposit in Major Cities in India

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Fixed deposit in Indore

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Jamshedpur?

The minimum deposit amount for a fixed deposit in Jamshedpur for Shriram FD is Rs.5,000, with deposits accepted in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Jamshedpur?

The interest rate on FD in Jamshedpur is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Jamshedpur?

Yes, you can open a FD account online with Shriram Finance in Jamshedpur. The process is quick and convenient, involving these steps: 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate

Is premature withdrawal of a Fixed Deposit allowed in Jamshedpur?

Yes, premature withdrawal of a fixed deposit usually incurs a penalty, which typically involves a reduction in the applicable interest rate.

Can I open a Fixed Deposit in Jamshedpur in the name of a minor?

Yes, with Shriram Fixed Deposit, you can open a fixed deposit account for a minor as long as the guardian provides their consent.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, premature withdrawal of a fixed deposit usually results in a penalty that reduces the applicable interest rate on the deposit.

Can I change the nominee for my Fixed Deposit in Jamshedpur?

Yes, you can update the nominee for your FD account in Jamshedpur by submitting a request form along with valid identification details of the new nominee.

Can I open multiple Fixed Deposits in Jamshedpur?

Yes, opening multiple fixed deposits is permitted both within one financial institution and across several institutions.

What is the maximum amount that can be invested in a Fixed Deposit in Jamshedpur?

There is usually no upper limit on fixed deposits unless specified under particular schemes offered by financial institutions.

Can I open a Fixed Deposit in a joint account in Jamshedpur?

Yes, you can open a fixed deposit account in a joint account in Jamshedpur subject to the financial institution’s terms and conditions.

Are there any fixed deposit schemes for senior citizens in Jamshedpur?

Yes, many financial institutions offer additional fixed deposit interest rates for senior citizens compared to regular deposits. For instance, Shriram Finance offers additional interest rate of 0.50%* p.a. for senior citizens.

What is the difference between FD interest rates for regular and senior citizens in Jamshedpur?

Shriram Finance offers an additional 0.50%* p.a. interest rate for senior citizens compared to regular depositors.

Is there a difference between FD interest rates for different tenures in Jamshedpur?

Yes, FD interest rates can vary depending on the tenure. Longer tenures generally provide different rates compared to shorter ones due to the duration of commitment.

What is the process to close a Fixed Deposit prematurely in Jamshedpur?

To close a Shriram Fixed Deposit prematurely, you need to submit the original deposit receipt with a Rs.1 revenue stamp, a request letter, and a cancelled cheque. As per RBI guidelines, premature closure is not permitted within three months of deposit/renewal unless it is due to the depositor's death.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.