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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit in Jehanabad

In Jehanabad, steady financial planning is gaining importance. A fixed deposit offers a dependable way to grow your savings in this city. With minimal risk and guaranteed returns, fixed deposits remain a preferred option for those who want to secure their future without getting into high-risk investments. When you opt for an FD in Jehanabad through Shriram Finance, you benefit from attractive interest rates, flexible tenure options, and a smooth application process. Shriram Fixed Deposit fits various needs, be it saving for family responsibilities, creating a retirement buffer, or planning for upcoming expenses. With no market dependency, you can stay stress-free and focus on your financial goals. Residents of Jehanabad can count on Shriram Finance for personalised service and prompt support. The straightforward documentation process ensures that you don’t waste time on unnecessary formalities. With a fixed deposit, you’re choosing not just safety but also consistent growth. Visit your nearest branch today to open a Fixed Deposit in Jehanabad.

Types of Fixed Deposits

Following are the various forms of FDs to achieve your financial goals.

interest rates

Cumulative Fixed Deposit

In a Cumulative Fixed Deposit, the interest earned is not paid out periodically but added to the principal, creating a compounding effect. This helps in increasing the overall returns as the investment grows over time. At the end of the tenure, the investor receives a single payout that includes both the original deposit and the accrued interest. It is well-suited for individuals focusing on long-term capital growth without the need for regular earnings.

achievement

Non-Cumulative Fixed Deposit

A Non-Cumulative Fixed Deposit pays out interest at fixed intervals, offering a steady income stream. It works on simple interest and the payments may be scheduled monthly, quarterly, or annually. This format provides more liquidity and is an appropriate choice for individuals who prefer periodic payouts to manage their regular financial needs.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Our fixed deposits can also help with various life milestones:

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate of 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while Non-Cumulative Fixed Deposit pays out interest at regular intervals.

Shriram Fixed Deposit Features and Benefits

Knowing the features and benefits of a fixed deposit is crucial when planning your savings. Below are some of the core features and advantages of an FD:

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Flexible tenureFlexible tenure
Compounding Benefit
Attractive interest ratesAttractive interest rates
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Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Jehanabad

The FD rates in Jehanabad may vary across banks and financial institutions. Comparing these rates carefully can help you maximise returns. The applicable rate is usually influenced by factors like the duration of the deposit and the type of institution you choose. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

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Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Jehanabad

To open a fixed deposit in Jehanabad, certain eligibility conditions must be fulfilled. Generally, these are the standard eligibility criteria you need to meet before applying for an FD.

    • Partnership Firm
    • Companies
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Trust and Foundation
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Jehanabad

Shriram Finance provides competitive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. You can open a fixed deposit account online or visit a branch to complete the application process. Make sure that you have all necessary documents ready for a smooth experience. Generally, the steps below are the process to invest in FD online.

How To Apply

  • Step 1 :

    Register using your mobile number.

  • Step 2 :

    Enter the investment amount, tenure and PAN.

  • Step 3 :

    Complete your KYC, share depositor details & any other declaration.

  • Step 4 :

    Verify the Bank Details. Then, add your nominee details and complete the payment online

  • Step 5 :

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Jehanabad?

Before your fixed deposit matures, you can renew your Shriram FD in Jehanabad to continue enjoying its benefits. You can complete the renewal process online through the website or mobile app or by visiting a branch. Below are the general steps to renew your fixed deposit online.

Flex tenure
Step 1 : Sign in to your account.
Attractive Interest
Step 2 : Select the FD investment you wish to renew.
Account save
Step 3 : Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 : Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 : Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Jehanabad

Shriram Finance operates FD branches in Jehanabad to cater to your fixed deposit requirements. Experienced professionals are available at these branches who provide expert guidance on how to open fixed deposit or manage the existing Unnati Fixed Deposit Scheme accounts. A list of Shriram Finance branches in Jehanabad is provided below

Jehanabad

  • Opposite Reliance Petrol Pump, Village - Kanaudi, P.O. Muther JEHANABAD,BIHAR Pincode: 804417 Phone:18001036369

Bikramganj

  • Samrat Complex, First Floor, Dehri Road, Near Kishan Petrol Pump, Bikranganj ROHTAS,BIHAR Pincode: 802212 Phone:18001036369

Aurangabad(BH)

  • 2nd Floor, Malti Complex Infront of Gate School, Old GT road Aurangabad Kutchehry, Aurangabad (BH) AURANGABAD,BIHAR Pincode: 824101 Phone:18001036369
View All Branches

Shriram FD Customer Care in Jehanabad

For support or questions related to your FD account, you can contact our Fixed Deposit Customer Care. Assistance is just a call away, and our team is ready to provide timely guidance. Our customer care numbers are mentioned below.

Toll Free

Shriram FD Status in Jehanabad

You can check your Shriram Fixed Deposit status in Jehanabad either online or by reaching out to our customer support team. Staying updated on your FD helps you keep track of interest earnings and maturity details.

Fixed Deposit in Major Cities in India

Fixed deposit in Mumbai
Fixed deposit in pune
Fixed deposit in Indore

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Jehanabad?

The minimum investment amount for a fixed deposit in Jehanabad with Shriram Finance is Rs.5,000. Deposits can be made in multiples of Rs.1,000 thereafter.

What is the interest rate on Fixed Deposits in Jehanabad?

The interest rate on FD in Jehanabad is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Jehanabad?

Yes, you can open a FD account online with Shriram Finance in Jehanabad. The process is simple and convenient, involving the following steps: 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate.

Is premature withdrawal of a Fixed Deposit allowed in Jehanabad?

Yes, premature withdrawal of a fixed deposit is permitted in Jehanabad. However, it may attract a penalty or lower interest rates. It is recommended to review the specific terms before opting for early closure.

Can I open a Fixed Deposit in Jehanabad in the name of a minor?

Yes, you can open a fixed deposit account in the name of a minor. A guardian’s consent and supervision are required for such accounts.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, fixed deposits are generally subject to a penalty for premature withdrawal. This usually results in a reduced interest rate being applied to the deposit.

Can I change the nominee for my Fixed Deposit in Jehanabad?

Yes, you can change the nominee for your FD account in Jehanabad. This process typically requires submitting a request form along with valid identification details of the new nominee.

Can I open multiple Fixed Deposits in Jehanabad?

Yes, it is possible to open multiple fixed deposits in Jehanabad. These can be spread across different financial institutions or held within the same institution.

What is the maximum amount that can be invested in a Fixed Deposit in Jehanabad?

There is usually no maximum cap on the amount that can be invested in a fixed deposit. However, certain FD schemes may specify an upper limit depending on the institution’s terms.

Can I open a Fixed Deposit in a joint account in Jehanabad?

Yes, fixed deposit accounts can be opened jointly in Jehanabad, subject to the specific terms and conditions of the financial institution.

Are there any fixed deposit schemes for senior citizens in Jehanabad?

Yes, many financial institutions offer additional interest rates for senior citizens on fixed deposits, typically 0.50%* p.a. for senior citizen depositors.

What is the difference between FD interest rates for regular and senior citizens in Jehanabad?

Shriram Finance provides an additional 0.50%* p.a. interest rate for senior citizens compared to regular investors.

Is there a difference between FD interest rates for different tenures in Jehanabad?

Yes, FD interest rates vary depending on the tenure. Typically, longer tenures tend to offer higher returns due to extended investment periods.

What is the process to close a Fixed Deposit prematurely in Jehanabad?

To close your Shriram FD prematurely in Jehanabad, you need to submit the original deposit receipt affixed with a Rs.1 revenue stamp, a request letter, and a cancelled cheque. As per RBI guidelines, premature closure is not permitted within three months from the date of deposit or renewal, unless it is due to the death of the depositor.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.