Download Shriram One app
Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

T&C Apply

  • Yes
  • No
stickyTab

Fixed Deposit in Jhansi

Jhansi, a city with a rich heritage and growing economic opportunities, provides a favourable setting for individuals to manage and grow their savings. One of the commonly considered options here is a Fixed Deposit in Jhansi, as it offers a planned approach to earning returns over a fixed period. For those who prefer clarity and consistency in their financial journey, fixed deposits remain a practical choice. This guide explores all you need to know about starting an FD in Jhansi with Shriram Finance. From understanding the available tenures to reviewing current interest rates and payout options, the guide offers helpful insights. It is designed to support you in selecting a deposit plan that suits your savings goals, enabling you to make confident and informed financial decisions.

Types of Fixed Deposits

Fixed deposits from Shriram Finance in Jhansi cater to different savings approaches.

interest rates

Cumulative Fixed Deposit

Interest is added to the principal and grows over time. You receive the full amount, including accumulated interest, at the end of the term. It is a suitable choice if you want your savings to grow without regular interest payouts.

achievement

Non-Cumulative Fixed Deposit

This type provides interest at fixed intervals—monthly, quarterly, or yearly—depending on your choice. It helps manage routine expenses and gives you a regular source of income. Interest is calculated straightforwardly and paid on the selected schedule. Whether you prefer saving for the future or need regular earnings, you can pick the deposit type that suits your needs. Shriram Finance offers both deposit types through their Jhansi branches and online platform.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Our fixed deposits can also help with various life milestones:

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate of 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while Non-Cumulative Fixed Deposit pays out interest at regular intervals.

Shriram Fixed Deposit Features and Benefits

To make smart savings decisions in Jhansi, it is good to understand the features and benefits of fixed deposits. Some of the key points are listed below.

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Flexible tenureFlexible tenure
Compounding Benefit
Attractive interest ratesAttractive interest rates
Static Alt Text
Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Jhansi

FD rates in Jhansi vary based on the bank or finance company and how long you invest. Interest rates may be different with each provider, so it is wise to compare them. You can go for an option that gives regular returns or allows your savings to grow. A well-chosen fixed deposit helps you manage your money better and plan future expenses more clearly. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get an interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

loangraph

Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Jhansi

Before setting up a fixed deposit in Jhansi, it is important to check the eligibility rules. Usually, the requirements mentioned below must be met before you can open your fixed deposit.

    • Partnership Firm
    • Companies
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Trust and Foundation
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Jhansi

Shriram Finance offers Shriram Unnati Fixed Deposit to people in Jhansi. This allows you to apply online or visit a nearby branch. This fixed deposit comes with flexible durations and suitable interest options. To make the process easier, keep your documents handy. You can refer to the steps below for guidance on applying for a Shriram Unnati Fixed Deposit online.

How To Apply

  • Step 1 :

    Register using your mobile number.

  • Step 2 :

    Enter the investment amount, tenure and PAN.

  • Step 3 :

    Complete your KYC, share depositor details & any other declaration.

  • Step 4 :

    Verify the Bank Details. Then, add your nominee details and complete the payment online

  • Step 5 :

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Jhansi?

Before your fixed deposit matures, you can renew your Shriram FD in Jhansi to continue enjoying its benefits. You can complete the renewal process online through the website or mobile app or by visiting a branch. Below are the general steps to renew your fixed deposit online.

Flex tenure
Step 1 : Sign in to your account.
Attractive Interest
Step 2 : Select the FD investment you wish to renew.
Account save
Step 3 : Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 : Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 : Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Jhansi

Shriram Finance has FD branches in Jhansi that assist customers looking to open fixed deposits or maintain existing accounts. Trained staff are available to guide you with account opening, renewals, and other needs. A branch visit may help you explore different fixed deposit types and choose the right one.

Jhansi

  • 3rd Floor 169/2 SK Tower Kachahari Chauraha, Kanpur Road JHANSI,UTTAR PRADESH Pincode: 284001 Phone:18001036369

Jhansi - I

  • Ground Floor, Aabha Complex, In front of Irrigation Department, Gwalior Road, Civil Lines JHANSI,UTTAR PRADESH Pincode: 284001 Phone:18001036369

Agra - I

  • Plot No. 9, Khasra No.551, Mauja Bhogipura, 1st Floor, Hanuman Nagar, Shahganj AGRA,UTTAR PRADESH Pincode: 282010 Phone:18001036369
View All Branches

Shriram FD Customer Care in Jhansi

If you are based in Jhansi and require assistance with your fixed deposit account, you can contact our Fixed Deposit Customer Care team. They are here to help with any issues or queries. The contact details are provided below for quick access.

Toll Free

Shriram FD Status in Jhansi

To keep up with your fixed deposit in Jhansi, use the digital portal or contact customer care. Both options give access to important information such as maturity timelines and earned interest, helping you manage your deposit wisely and ensuring you can view the status when required.

Fixed Deposit in Major Cities in India

Fixed deposit in Mumbai
Fixed deposit in pune
Fixed deposit in Indore

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Jhansi?

The minimum deposit amount for a fixed deposit in Jhansi for Shriram FD is Rs.5,000, with deposits accepted in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Jhansi?

The interest rate on FD in Jhansi is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Jhansi?

Yes, you can open a FD account online with Shriram Finance in Jhansi. The process is quick and convenient, involving these steps: 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate

Is premature withdrawal of a Fixed Deposit allowed in Jhansi?

Yes, you can withdraw your fixed deposit before maturity in Jhansi. However, it may include a penalty, typically in the form of a reduced interest rate.

Can I open a Fixed Deposit in Jhansi in the name of a minor?

Yes, Shriram Finance allows you to open a fixed deposit account in Jhansi for a minor, provided the guardian gives consent and submits the necessary documents.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, in Jhansi, withdrawing a fixed deposit early usually attracts a penalty, which can reduce the applicable interest rate.

Can I change the nominee for my Fixed Deposit in Jhansi?

Yes, you can update the nominee of your FD in Jhansi by filling out a request form and submitting the new nominee’s valid ID proof.

Can I open multiple Fixed Deposits in Jhansi?

Yes, in Jhansi, it is possible to hold multiple fixed deposits either with one financial institution or across different ones.

What is the maximum amount that can be invested in a Fixed Deposit in Jhansi?

Generally, there is no upper limit to investing in fixed deposits in Jhansi, unless specified under a particular financial product.

Can I open a Fixed Deposit in a joint account in Jhansi?

Yes, a fixed deposit account can be opened in Jhansi jointly, subject to the terms laid out by the financial provider.

Are there any fixed deposit schemes for senior citizens in Jhansi?

Yes, many financial institutions offer additional fixed deposit interest rates for senior citizens compared to regular deposits. For instance, Shriram Finance offers additional interest rate of 0.50%* p.a. for senior citizens.

What is the difference between FD interest rates for regular and senior citizens in Jhansi?

Shriram Finance offers an additional 0.50%* p.a. interest rate for senior citizens compared to regular depositors.

Is there a difference between FD interest rates for different tenures in Jhansi?

Yes, in Jhansi, interest rates for fixed deposits can vary depending on the tenure, with different durations offering different rates.

What is the process to close a Fixed Deposit prematurely in Jhansi?

To prematurely close a Shriram Fixed Deposit in Jhansi, provide the original FD receipt, a Rs.1 revenue stamp, a written request, and a cancelled cheque. As per RBI rules, closure within three months is only allowed in case of the depositor's death.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.