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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit in Kampur

For many residents of Kampur, building a secure financial future is becoming increasingly important. A fixed deposit is one of the simplest and safest ways to grow your savings. With Shriram Fixed Deposit, you can benefit from competitive interest rates, flexible tenures, and the assurance of low-risk investment. Opening an FD in Kampur with Shriram Finance is hassle-free, requiring minimal paperwork and providing easy assistance whenever needed. Whether you’re planning ahead or want to make better use of idle funds, this FD suits all stages of life. From salaried individuals to small traders and retirees, a Fixed Deposit in Kampur steady and reliable returns. If you're aiming for a dependable savings plan, now is the time to get started with Shriram Finance.

Types of Fixed Deposits

Following are the various forms of FDs to achieve your financial goals.

interest rates

Cumulative Fixed Deposit

In a Cumulative Fixed Deposit, the interest earned is not paid out during the deposit period but is added to the principal amount. This reinvestment enables the deposit to grow through compounding. At maturity, the investor receives a lump sum that includes both the initial amount and the accumulated interest. This option is suitable for individuals with long-term financial goals who do not need regular payouts.

achievement

Non-Cumulative Fixed Deposit

A Non-Cumulative Fixed Deposit offers interest payouts at fixed intervals, making it easier to generate regular income. The interest is calculated on a simple interest basis and can be disbursed monthly, quarterly, or yearly. This type of deposit offers more liquidity than cumulative FDs and is well-suited to those with ongoing financial needs.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Our fixed deposits can also help with various life milestones:

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate of 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while Non-Cumulative Fixed Deposit pays out interest at regular intervals.

Shriram Fixed Deposit Features and Benefits

Understanding the features and benefits of our fixed deposits can help you manage your finances more efficiently. Below is a summary of the key aspects of an FD:

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Flexible tenureFlexible tenure
Compounding Benefit
Attractive interest ratesAttractive interest rates
Static Alt Text
Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Kampur

The FD rates in Kampur may differ depending on the financial institution. Comparing rates before investing helps you find options with better returns. These rates usually depend on the tenure and the institution offering them. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Kampur

To open an FD account in Kampur, you need to meet certain fixed deposit eligibility requirements. These generally include the following.

    • Partnership Firm
    • Companies
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Trust and Foundation
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Kampur

Shriram Finance provides competitive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. You can open a fixed deposit either online or by visiting a nearby branch. Make sure you have all the required documents ready for a smooth application process. Here’s a brief guide to starting an FD online.

How To Apply

  • Step 1 :

    Register using your mobile number.

  • Step 2 :

    Enter the investment amount, tenure and PAN.

  • Step 3 :

    Complete your KYC, share depositor details & any other declaration.

  • Step 4 :

    Verify the Bank Details. Then, add your nominee details and complete the payment online

  • Step 5 :

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Kampur?

Before your fixed deposit matures, you can renew your Shriram FD in Kampur to continue enjoying its benefits. You can complete the renewal process online through the website or mobile app or by visiting a branch. Below are the general steps to renew your fixed deposit online.

Flex tenure
Step 1 : Sign in to your account.
Attractive Interest
Step 2 : Select the FD investment you wish to renew.
Account save
Step 3 : Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 : Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 : Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Kampur

Shriram Finance operates FD branches in Kampur to support your deposit needs. Our team can help you open fixed deposit or manage your Unnati Fixed Deposit Scheme. Below is a list of our branches in Kampur

Hojai

  • Second Floor, Abdul Majid Complex, Main Road, Hojai NAGAON,ASSAM Pincode: 782435 Phone:18001036369

Nagaon

  • 1st Floor, A.T.Road, Natun Bazar,Itachali NAGAON,ASSAM Pincode: 782003 Phone:18001034959

Biswanath Chariali

  • 1st Floor, Opposite Netralaya Eye Hospital, NH 15, Bniswanath Chariali BISWANATH,ASSAM Pincode: 784176 Phone:18001036369
View All Branches

Shriram FD Customer Care in Kampur

If you need assistance with your fixed deposit, our customer care team is ready to help. For queries or support, feel free to contact us using the numbers provided below.

Toll Free

Shriram FD Status in Kampur

To keep up with your investment details, you can check your fixed deposit status in Kampur through our online platforms or by speaking with customer care. Monitoring your FD helps you stay updated on maturity and interest payouts.

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Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Kampur?

The minimum deposit to initiate a fixed deposit with Shriram Finance in Kampur is Rs.5,000. Subsequent investment increments must be in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Kampur?

The interest rate on FD in Kampur stands at 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Kampur?

Yes, Shriram Finance facilitates the online opening of fixed deposit accounts in Kampur. The process is quick and convenient, involving these steps: 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate.

Is premature withdrawal of a Fixed Deposit allowed in Kampur?

Yes, the premature withdrawal of a fixed deposit in Kampur is permissible. However, it is important to note that such withdrawals may result in a reduction of the accrued interest or the imposition of penalties.

Can I open a Fixed Deposit in Kampur in the name of a minor?

Yes, it is feasible to open a fixed deposit account in Kampur under the name of a minor. In such instances, a legal guardian is required to provide their consent.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, typically, a penalty is levied if a fixed deposit is withdrawn before its maturity date. This penalty often leads to a lower interest rate than the originally contracted rate.

Can I change the nominee for my Fixed Deposit in Kampur?

Yes, the nominee details associated with a fixed deposit in Kampur can be modified. This requires the submission of a specific request form along with valid identification proof of the proposed new nominee.

Can I open multiple Fixed Deposits in Kampur?

Yes, you can open multiple fixed deposit accounts in Kampur. These accounts can be held with the same financial institution or distributed across various institutions.

What is the maximum amount that can be invested in a Fixed Deposit in Kampur?

Generally, there is no predefined upper limit on the amount that can be invested in fixed deposits. However, it is advisable to verify if specific investment schemes offered by individual institutions have any stipulated maximum investment thresholds.

Can I open a Fixed Deposit in a joint account in Kampur?

Yes, the option to open joint fixed deposit accounts is available in Kampur. However, this is subject to the specific terms and conditions set forth by the chosen financial institution.

Are there any fixed deposit schemes for senior citizens in Kampur?

Yes, numerous financial institutions in Kampur offer specialised fixed deposit schemes that provide higher interest rates for senior citizens. Shriram Finance, for instance, provides an additional 0.50%* p.a. for senior citizens.

What is the difference between FD interest rates for regular and senior citizens in Kampur?

Shriram Finance offers senior citizens an interest rate that is 0.50%* p.a. higher than that offered to regular depositors.

Is there a difference between FD interest rates for different tenures in Kampur?

Yes, interest rates for fixed deposits in Kampur vary depending on the duration of the investment. Typically, fixed deposits with longer tenures attract higher interest rates due to the extended commitment of funds.

What is the process to close a Fixed Deposit prematurely in Kampur?

To initiate the premature closure of a Shriram Finance fixed deposit in Kampur, it is necessary to submit the original deposit receipt affixed with a Rs.1 revenue stamp, a formal written request for closure, and a cancelled cheque. It is important to note that Reserve Bank of India (RBI) regulations stipulate that fixed deposits cannot be closed within the initial three months of deposit or renewal, except in the event of the depositor's demise.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.