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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit In Kasauli

For residents of Kasauli, fixed deposits continue to be a trusted choice for growing their money without market risks. It's ideal for those planning ahead for personal milestones or simply wanting stable returns. With an FD in Kasauli, you don’t need to worry about daily market movements as your money grows steadily. Shriram Finance offers an easy and accessible way to invest in fixed deposits. With competitive interest rates, flexible tenure, and a low minimum deposit, the Shriram Fixed Deposit suits a wide range of financial needs. The application process is straightforward. You can apply online or visit your nearest branch for personal assistance. Secure your future with a Fixed Deposit in Kasauli from Shriram Finance and enjoy peace of mind as your savings grow.

Types of Fixed Deposits

Following are the various forms of FDs to achieve your financial goals

interest rates

Cumulative Fixed Deposit

A Cumulative Fixed Deposit does not pay out interest periodically; instead, it adds the earned interest to the principal, creating a compounding effect. This helps boost overall returns as the investment grows over time. At maturity, the investor receives a single payout that includes both the original deposit and accumulated interest. It is best suited for individuals aiming for long-term capital growth without needing regular income.

achievement

Non-Cumulative Fixed Deposit

A Non-Cumulative Fixed Deposit pays interest at fixed intervals, offering a regular income flow. Calculated using simple interest, these payouts may be monthly, quarterly, or annually, depending on preference. This structure offers more liquidity and is best suited for people who need periodic income to manage routine expenses.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Also, our FDs can be used for various other financial goals

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate is 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while a Non-Cumulative Fixed Deposit pay out interest at regular intervals (monthly, quarterly, half-yearly, or yearly).

Shriram Fixed Deposit Features and Benefits

It is important to know the fixed deposit features and benefits when planning your savings. Below are some of the main features and advantages of an FD

Flex Tenure
Low minimum investment amountLow minimum investment amount
Attractive Interest
Predictable returnsPredictable returns
Compounding Benefit
Flexible tenureFlexible tenure
Static Alt Text
Compounding benefitsCompounding benefits
Predictable Return
Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Cumulative
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Low Investment
Attractive interest ratesAttractive interest rates

Shriram Fixed Deposit Interest Rates in Kasauli

The FD rates in Kasauli vary differ among banks and financial institutions. To optimise returns, it’s essential to evaluate these rates thoroughly. The applicable rate is generally influenced by factors such as the chosen institution and deposit duration. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get an interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Note:Interest rates are subject to change and the rate applicable will be the rate prevalent on the date of deposit / renewal.

The above additional interest rates will be applied on the yearly rate, which will be factored correspondingly into the calculation of compounding interest rates for periods shorter than a year, including monthly, quarterly, and half-yearly rates.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Kasauli

To begin a fixed deposit in Kasauli, you’ll need to satisfy certain eligibility rules. These are standard requirements to be met before applying for an FD account.

  • IndividualEligibility Criteria
    • Indian Residents
    • Companies
    • Partnership Firm
    • Hindu Undivided Family
    • Trust and Foundation
    • Non-Resident Indians (NRIs)
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Kasauli

Shriram Finance provides competitive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. Fixed deposits can be started online or at a local branch. Keep all necessary documents ready for a hassle-free process. The general procedure below outlines how to invest in an FD online

How To Apply

  • Step 1

    Register using your mobile number.

  • Step 2

    Enter the investment amount, tenure and PAN.

  • Step 3

    Complete your KYC, share depositor details & any other declaration.

  • Step 4

    Verify the Bank Details. Then, add your nominee details and complete the payment online.

  • Step 5

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Kasauli?

You may want to renew your Shriram FD in Kasauli after it matures for continued benefits. You can do so via our website, mobile app, or by visiting your nearest branch. The following steps outline the process of renewing your FD online

Flex tenure
Step 1 Sign in to your account.
Attractive Interest
Step 2 Select the FD investment you wish to renew.
Account save
Step 3 Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Kasauli

To address your concerns about fixed deposits, Shriram Finance operates FD branches in Kasauli. The staff at these branches provide helpful guidance on how to open fixed deposit accounts or manage existing Unnati Fixed Deposit Scheme accounts effectively. Here is a detailed list of Shriram Finance branches in Kasauli

Solan

  • Thakur Complex, Opposite Railway Crossing SOLAN,HIMACHAL PRADESH Pincode 173213 Phone18001034959

Darlaghat

  • Gautam Bhawan, Ward No. 10, Opposite Jalpa Mata Mandir, Darlaghat SOLAN,HIMACHAL PRADESH Pincode 171102 Phone18001036369

Solan - I

  • First Floor, Sanjay House, Auja, Saproon SOLAN,HIMACHAL PRADESH Pincode 173211 Phone18001034959
View All Branches

Shriram FD Customer Care in Kasauli

For any questions or support regarding your FD, our dedicated Fixed Deposit Customer Care team is here to help. The contact details are shared below

Toll Free

Shriram FD Status in Kasauli

You can check your Shriram Fixed Deposit status in Kasauli online or by reaching out to our customer care team. Keeping track helps ensure you don’t miss key updates like interest payments or maturity reminders.

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Fixed deposit in Indore

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in kasauli?

To start a fixed deposit with Shriram Finance in Kasauli, a minimum deposit of Rs.5000 is required. Additional deposits can be made in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in kasauli?

The interest rate on FD in kasauli is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in kasauli?

Yes, you can open a FD account online with Shriram Finance in kasauli. The process is quick and convenient, involving these steps 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate

Is premature withdrawal of a Fixed Deposit allowed in kasauli?

Yes, premature withdrawal is permitted in Kasauli, but it might involve reduced interest or a penalty. Always review the terms before proceeding.

Can I open a Fixed Deposit in kasauli in the name of a minor?

Yes, you can open a fixed deposit account in the name of a minor with a guardian's consent with Shriram Fixed Deposit.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, there is usually a penalty for premature withdrawal of a fixed deposit. This penalty often involves a reduction in interest rates applicable to the deposit.

Can I change the nominee for my Fixed Deposit in kasauli?

Yes, you can change the nominee for your FD account in kasauli. This process typically requires submitting a request form along with valid identification details of the new nominee.

Can I open multiple Fixed Deposits in kasauli?

Yes, you can open multiple fixed deposits in kasauli across different financial institutions or within the same financial institution.

What is the maximum amount that can be invested in a Fixed Deposit in kasauli?

Generally, there is no upper limit; however, some financial institutions may have specific schemes with defined limits.

Can I open a Fixed Deposit in a joint account in kasauli?

Yes, joint fixed deposit accounts are allowed. However, it is always recommended to check the specific terms with the bank or financial company.

Are there any fixed deposit schemes for senior citizens in kasauli?

Yes, many financial institutions offer additional fixed deposit interest rates for senior citizens compared to regular deposits. For instance, Shriram Finance offers additional interest rate of 0.50%* p.a. for senior citizens.

What is the difference between FD interest rates for regular and senior citizens in kasauli?

Shriram Finance offers an additional 0.50%* p.a. interest rate for senior citizens compared to regular depositors.

Is there a difference between FD interest rates for different tenures in kasauli?

Yes, FD interest rates can differ based on tenure. Typically, longer tenures may offer higher interest rates compared to shorter ones due to the extended commitment from the depositor.

What is the process to close a Fixed Deposit prematurely in kasauli?

To close a Shriram FD prematurely, submit the original deposit receipt with a Rs.1 revenue stamp, a request letter, and a cancelled cheque. According to the direction of the RBI, a deposit receipt cannot be prematurely closed before three months from the date of deposit/renewal except in case of death of the depositor.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.