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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit In Kashipur

Fixed deposits (FDs) offer a simple and safe way to earn steady returns by locking in a certain amount for a fixed duration. A Fixed Deposit in Kashipur remains a dependable choice for many individuals in Kashipur who prefer financial security over market risks. With Shriram Fixed Deposit, residents can benefit from competitive interest rates, flexible tenure options, and additional interest for women and senior citizens. Shriram Finance brings this trusted product to Kashipur, helping individuals grow their savings without unnecessary complications. If you're considering a secure place to invest, an FD in Kashipur with Shriram Finance is a step towards building your future with confidence. Explore your options and begin your fixed deposit today.

Types of Fixed Deposits

Following are the various forms of FDs to achieve your financial goals

interest rates

Cumulative Fixed Deposit

With a Cumulative Fixed Deposit, interest is retained in the account and added to the principal, allowing it to compound over time. Instead of regular payouts, the investor receives the full maturity value at the end of the term. This amount includes the original deposit and the accumulated interest. It’s a good option for those focused on long-term financial growth without needing interim returns.

achievement

Non-Cumulative Fixed Deposit

A Non-Cumulative Fixed Deposit offers interest payouts on a monthly, quarterly, or yearly basis. It works on simple interest and is suitable for individuals who depend on regular income. These deposits offer more flexibility, making them helpful for managing everyday spending.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Also, our FDs can be used for various other financial goals

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate is 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while a Non-Cumulative Fixed Deposit pay out interest at regular intervals (monthly, quarterly, half-yearly, or yearly).

Shriram Fixed Deposit Features and Benefits

Being aware of the fixed deposit features and benefits can support more structured financial planning. Here’s a summary of what our fixed deposit includes

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Attractive interest ratesAttractive interest rates
Compounding Benefit
Flexible tenureFlexible tenure
Static Alt Text
Compounding benefitsCompounding benefits
Predictable Return
Low minimum investment amountLow minimum investment amount
Cumulative
Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Low Investment
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes

Shriram Fixed Deposit Interest Rates in Kashipur

The FD rates in Kashipur are determined individually by each bank or financial body. Reviewing these can help you choose the most rewarding option. Rates generally vary based on the institution and selected tenure. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get an interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Note: Interest rates are subject to change and the rate applicable will be the rate prevalent on the date of deposit / renewal.

The above additional interest rates will be applied on the yearly rate, which will be factored correspondingly into the calculation of compounding interest rates for periods shorter than a year, including monthly, quarterly, and half-yearly rates.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

loangraph

Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Kashipur

Opening a fixed deposit with Shriram Finance involves meeting some eligibility norms. Typically, these are the conditions required to apply for an FD

  • IndividualEligibility Criteria
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Partnership Firm
    • Hindu Undivided Family
    • Trust and Foundation
    • Companies
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Kashipur

Shriram Finance provides competitive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. You have the choice to open an FD account online or by visiting a nearby branch. Make sure you have the required documents to avoid any delays. The steps listed below represent how to proceed with FD investment online

How To Apply

  • Step 1

    Register using your mobile number.

  • Step 2

    Enter the investment amount, tenure and PAN.

  • Step 3

    Complete your KYC, share depositor details & any other declaration.

  • Step 4

    Verify the Bank Details. Then, add your nominee details and complete the payment online.

  • Step 5

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Kashipur?

When your fixed deposit matures, you can renew your Shriram FD in Kashipur to keep earning returns. The renewal can be done online, through our app, or by going to a branch. The process for online renewal is outlined below

Flex tenure
Step 1 Sign in to your account.
Attractive Interest
Step 2 Select the FD investment you wish to renew.
Account save
Step 3 Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Kashipur

Fixed deposit services are available at Shriram Finance through our FD branches in Kashipur. Our teams can help you open fixed deposit or manage your existing Unnati Fixed Deposit Scheme. You’ll find a list of branches below

Kashipur

  • 1st Floor, Chamunda Complex, Ram Nagar Road, Kashipur UDHAM SINGH NAGAR,UTTARAKHAND Pincode 244713 Phone18001036369

Khatima

  • 1st Floor, Sanjay Com, Near Allahabad Bank, Pilibhit Road, Khatima UDHAM SINGH NAGAR,UTTARAKHAND Pincode 262308 Phone18001036369

Rudrapur

  • Floor I, Khet No 40/4/1 Rampura, Kashipur Road RUDRAPUR,UTTARAKHAND Pincode 263153 Phone18001034959
View All Branches

Shriram FD Customer Care in Kashipur

For any assistance with your FD, our Fixed Deposit Customer Care team is here to help. Contact us for quick answers to questions related to your account. Details are shared below

Toll Free

Shriram FD Status in Kashipur

You can check the status of your Fixed Deposit in Kashipur through our online services or by contacting customer care. It’s important to stay informed about your maturity date and interest payouts.

Fixed Deposit in Major Cities in India

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Fixed deposit in Indore

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in kashipur?

Shriram Finance allows you to begin your FD investment from Rs.5000. Additional investments must be in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in kashipur?

The interest rate on FD in kashipur is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in kashipur?

Yes, you can open a FD account online with Shriram Finance in kashipur. The process is quick and convenient, involving these steps 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate

Is premature withdrawal of a Fixed Deposit allowed in kashipur?

Yes, premature withdrawal of an FD is allowed, but may result in penalties or lower interest payouts. Check the specific terms beforehand.

Can I open a Fixed Deposit in kashipur in the name of a minor?

Yes, you can open a fixed deposit account in the name of a minor with a guardian's consent with Shriram Fixed Deposit.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, there is usually a penalty for premature withdrawal of a fixed deposit. This penalty often involves a reduction in interest rates applicable to the deposit.

Can I change the nominee for my Fixed Deposit in kashipur?

Yes, you can change the nominee for your FD account in kashipur. This process typically requires submitting a request form along with valid identification details of the new nominee.

Can I open multiple Fixed Deposits in kashipur?

Yes, you can open multiple fixed deposits in kashipur across different financial institutions or within the same financial institution.

What is the maximum amount that can be invested in a Fixed Deposit in kashipur?

Generally, there is no upper limit; however, some financial institutions may have specific schemes with defined limits.

Can I open a Fixed Deposit in a joint account in kashipur?

Yes, you can open a fixed deposit account in a joint account in kashipur subject to the financial institutions terms and conditions.

Are there any fixed deposit schemes for senior citizens in kashipur?

Yes, many financial institutions offer additional fixed deposit interest rates for senior citizens compared to regular deposits. For instance, Shriram Finance offers additional interest rate of 0.50%* p.a. for senior citizens.

What is the difference between FD interest rates for regular and senior citizens in kashipur?

Shriram Finance offers an additional 0.50%* p.a. interest rate for senior citizens compared to regular depositors.

Is there a difference between FD interest rates for different tenures in kashipur?

Yes, FD interest rates can differ based on tenure. Typically, longer tenures may offer higher interest rates compared to shorter ones due to the extended commitment from the depositor.

What is the process to close a Fixed Deposit prematurely in kashipur?

To close a Shriram FD prematurely, submit the original deposit receipt with a Rs.1 revenue stamp, a request letter, and a cancelled cheque. According to the direction of the RBI, a deposit receipt cannot be prematurely closed before three kashipurths from the date of deposit/renewal except in case of death of the depositor.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.