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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit in Lohit

A fixed deposit is an investment where your funds are locked in for a specific period at a fixed interest rate. It’s ideal for those seeking a secure investment that grows steadily without the uncertainty of market fluctuations. Many people are turning to Fixed Deposit in Lohit for its security and predictability. Shriram Finance provides competitive interest rates, flexible tenure options, and a low minimum investment requirement of Rs.5,000. Moreover, senior citizens and women enjoy additional interest benefits, making it a great option for a variety of investors. With Shriram Fixed Deposit, you can plan for the future with peace of mind. You can open an FD in Lohit online or at a nearby branch, making the process simple and straightforward. Don't miss the opportunity to start investing today.

Types of Fixed Deposits

Following are the various forms of FDs to achieve your financial goals

interest rates

Cumulative Fixed Deposit

In a Cumulative Fixed Deposit, the interest earned is added to the original amount and paid out together at the time of maturity. This allows your investment to grow through the power of compounding. On maturity, you receive both the principal and the accumulated interest. It’s a suitable option for those with long-term financial plans who don’t rely on regular income.

achievement

Non-Cumulative Fixed Deposit

With a Non-Cumulative Fixed Deposit, interest is disbursed at regular intervals, making it a practical choice for individuals who need steady earnings. Interest is calculated on a simple basis and may be paid monthly, quarterly, or annually. It provides more liquidity than cumulative options and works well for those with frequent financial needs.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Our fixed deposits can also help with various life milestones

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate of 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while Non-Cumulative Fixed Deposit pays out interest at regular intervals.

Shriram Fixed Deposit Features and Benefits

Knowing the fixed deposit features and benefits helps you organise your finances more efficiently. Here’s a brief look at the key highlights

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Flexible tenureFlexible tenure
Compounding Benefit
Attractive interest ratesAttractive interest rates
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Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Lohit

The FD rates in Lohit vary depending on the financial institution. Comparing these rates can help you select one that offers better returns. The rates usually depend on the deposit term and the type of financial institution. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

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STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Lohit

You must meet certain eligibility criteria to open a fixed deposit account in Lohit. These generally include the following

  • IndividualEligibility Criteria
    • Partnership Firm
    • Companies
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Trust and Foundation
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Lohit

Shriram Finance provides competitive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. You can open a fixed deposit either online or by visiting your nearest branch. Keeping the necessary documents ready will make the process smoother. Here’s how you can apply for an FD online

How To Apply

  • Step 1 :

    Register using your mobile number.

  • Step 2 :

    Enter the investment amount, tenure and PAN.

  • Step 3 :

    Complete your KYC, share depositor details & any other declaration.

  • Step 4 :

    Verify the Bank Details. Then, add your nominee details and complete the payment online

  • Step 5 :

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Lohit?

Before your fixed deposit matures, you can renew your Shriram FD in Lohit to continue enjoying its benefits. You can complete the renewal process online through the website or mobile app or by visiting a branch. Below are the general steps to renew your fixed deposit online.

Flex tenure
Step 1 : Sign in to your account.
Attractive Interest
Step 2 : Select the FD investment you wish to renew.
Account save
Step 3 : Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 : Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 : Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Lohit

If you have any questions about your FD, our Fixed Deposit Customer Care team is available to help. Contact us using the numbers given below for prompt assistance

Shillong

  • 1st Floor, Main Road, Lumbasuk, Lawjynriew, Shillong NONGTHYMMAI,MEGHALAYA Pincode: 793014 Phone:18001034959

Guwahati - I (Chandmari)

  • Senapati Commercial, 2nd Floor, Mani Ram Dewan Road, Near Abishek Motors, Silpukhuri GUWAHATI,ASSAM Pincode: 781003 Phone:18001036369

Dhemaji

  • 1st Floor, Dhemaji Main Town, Chariali Axis Bank Building DHEMAJI,ASSAM Pincode: 787057 Phone:18001036369
View All Branches

Shriram FD Customer Care in Lohit

If you have any questions about your FD, our Fixed Deposit Customer Care team is available to help. Contact us using the numbers given below for prompt assistance

Toll Free

Shriram FD Status in Lohit

To track your Fixed Deposit status in Lohit, simply log in to our online services or reach out to customer care. Keeping tabs on your FD helps you stay updated on interest and maturity details.

Fixed Deposit in Major Cities in India

Fixed deposit in Mumbai
Fixed deposit in pune
Fixed deposit in Indore

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Lohit?

You need to invest a minimum of Rs.5,000 to open a fixed deposit with Shriram Finance. Additional investments must be made in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Lohit?

The current FD interest rate offered in Lohit is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Lohit?

Yes, it is possible to open a FD account online with Shriram Finance in Lohit. The process is quick and convenient, involving these steps: 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate.

Is premature withdrawal of a Fixed Deposit allowed in Lohit?

Yes, fixed deposits in Lohit can be withdrawn prematurely. However, this may lead to lower interest income or applicable charges.

Can I open a Fixed Deposit in Lohit in the name of a minor?

Yes, you can open a fixed deposit account in the name of a minor if a guardian manages the account and provides consent.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, early withdrawal of a fixed deposit generally results in reduced interest as a penalty.

Can I change the nominee for my Fixed Deposit in Lohit?

Yes, nominee changes can be made by submitting a form and valid ID proof of the new nominee.

Can I open multiple Fixed Deposits in Lohit?

Yes, you can hold several FDs with the same or different financial institutions in Lohit.

What is the maximum amount that can be invested in a Fixed Deposit in Lohit?

There is usually no upper limit on FD investment, although some schemes may set specific limits.

Can I open a Fixed Deposit in a joint account in Lohit?

Yes, joint FD accounts are available in Lohit, depending on the terms and conditions of the financial institution.

Are there any fixed deposit schemes for senior citizens in Lohit?

Yes, many financial institutions provide exclusive schemes for senior citizens. Shriram Finance offers 0.50%* p.a. over the regular rate for senior depositors.

What is the difference between FD interest rates for regular and senior citizens in Lohit?

Senior citizens receive an additional 0.50%* p.a. on fixed deposit interest by Shriram Finance, compared to regular deposit holders.

Is there a difference between FD interest rates for different tenures in Lohit?

Yes, the interest rate depends on the tenure you choose. Longer terms generally offer better rates.

What is the process to close a Fixed Deposit prematurely in Lohit?

To close your Shriram Fixed Deposit early, you must provide the original FD receipt, a Rs.1 revenue stamp, a written request, and a cancelled cheque. According to Reserve Bank of India (RBI) rules, premature closure within three months of opening or renewal is only allowed if the account holder has passed away.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.