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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit in Mandsaur

A Fixed Deposit in Mandsaur offers residents a prudent path to capital growth—uniting security assurance with earning potential. The FD in Mandsaur provides clear-cut frameworks that assist investors in navigating their financial path confidently. This comprehensive resource delivers key information about fixed deposits, spanning current interest offerings to liquidity arrangements, enabling you to shape financial strategies that address both present-day needs and future financial aspirations in this economically significant region.

Types of Fixed Deposits

Following are the multiple types of FDs to help attain your financial aspirations

interest rates

Cumulative Fixed Deposit

A Cumulative Fixed Deposit allows interest to accumulate with your principal amount rather than being paid out. This creates a compounding effect where your money grows faster as interest earns its own interest. When the deposit term ends, you receive everything at once—your original investment plus all accumulated interest. This option is ideal for those seeking long-term growth who don't need immediate income from their savings.

achievement

Non-Cumulative Fixed Deposit

A Non-Cumulative Fixed Deposit delivers interest payments at defined intervals, creating a steady income flow. Interest calculations use simple interest methods and can be distributed monthly, quarterly, or yearly. This choice provides dependable earnings and easier access to your returns compared to cumulative FDs, making it appropriate for meeting regular financial obligations.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Our fixed deposits can also help with various life milestones

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate of 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while Non-Cumulative Fixed Deposit pays out interest at regular intervals.

Shriram Fixed Deposit Features and Benefits

For prudent investment decisions, a thorough understanding of fixed deposit characteristics and advantages is imperative. Key FD features include:

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Flexible tenureFlexible tenure
Compounding Benefit
Attractive interest ratesAttractive interest rates
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Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Mandsaur

FD rates in Mandsaur reveal meaningful distinctions between diverse financial service providers. Wise savers routinely examine all potential opportunities before committing their resources. The returns generated are commonly determined by aspects like your selected maturity period and the specific institution safeguarding your deposit. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Mandsaur

Investing in Shriram Finance fixed deposits in Mandsaur necessitates meeting predetermined eligibility conditions. The investor categories that qualify for fixed deposits in Mandsaur include

  • IndividualEligibility Criteria
    • Partnership Firm
    • Companies
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Trust and Foundation
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Mandsaur

Shriram Finance provides attractive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. Initiating a fixed deposit can be handled through the internet or via a direct visit to a Mandsaur branch for application submission. Have all required documents ready to facilitate a seamless registration experience. The standard procedure to invest in FD online typically involves these stages

How To Apply

  • Step 1 :

    Register using your mobile number.

  • Step 2 :

    Enter the investment amount, tenure and PAN.

  • Step 3 :

    Complete your KYC, share depositor details & any other declaration.

  • Step 4 :

    Verify the Bank Details. Then, add your nominee details and complete the payment online

  • Step 5 :

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Mandsaur?

Before your fixed deposit matures, you can renew your Shriram FD in Mandsaur to continue enjoying its benefits. You can complete the renewal process online through the website or mobile app or by visiting a branch. Below are the general steps to renew your fixed deposit online.

Flex tenure
Step 1 : Sign in to your account.
Attractive Interest
Step 2 : Select the FD investment you wish to renew.
Account save
Step 3 : Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 : Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 : Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Mandsaur

Shriram Finance provides accessibly located FD branches in Mandsaur to support your fixed deposit objectives. These service-focused establishments employ seasoned financial consultants who extend professional advice on how to open fixed deposit accounts or oversee active Unnati Fixed Deposit Scheme plans. Below is the list of Shriram Finance branches in Mandsaur

Mandsaur

  • Trupati Plaza, 2nd Floor, Railway Station Road MANDSAUR,MADHYA PRADESH Pincode: 458001 Phone:18001034959

Mandsaur - II

  • Plot No:11, Behind Jodhpur Bekery, Main Station Road MANDSAUR,MADHYA PRADESH Pincode: 458001 Phone:18001034959

Bhanpura

  • Ground Floor, House. No. 25, Ward No. 01, Garodh Road, Bhanpura MANDSAUR,MADHYA PRADESH Pincode: 458775 Phone:18001036369
View All Branches

Shriram FD Customer Care in Mandsaur

In case questions develop or you need elaboration on your fixed deposit account details, our knowledgeable Fixed Deposit Customer Care professionals in Mandsaur are poised to offer solutions. Communicate via phone for efficient assistance regarding your investment matters. Our complete customer service contact details are easily retrievable when assistance is required.

Toll Free

Shriram FD Status in Mandsaur

For evaluating your Shriram Fixed Deposit status in Mandsaur, utilise our sophisticated web services or communicate with our attentive client assistance personnel. Regular assessment of your FD status ensures you stay informed about nearing maturity dates and interest additions.

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Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Mandsaur?

The minimum deposit amount for a fixed deposit in Mandsaur for Shriram FD is Rs.5,000, with deposits accepted in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Mandsaur?

The interest rate on FD in Mandsaur is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Mandsaur?

Yes, you can open a FD account online with Shriram Finance in Mandsaur. The process is quick and convenient, involving these steps: 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate

Is premature withdrawal of a Fixed Deposit allowed in Mandsaur?

Yes, early redemption of a fixed deposit is allowed in Mandsaur; however, this may lead to penalty impositions or decreased interest earnings. It's beneficial to examine the specific terms before initiating withdrawal.

Can I open a Fixed Deposit in Mandsaur in the name of a minor?

Yes, you can create a fixed deposit account for a minor in Mandsaur with guardian approval through Shriram Fixed Deposit.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, penalties are generally applied for premature withdrawal of fixed deposits. These typically manifest as reduced interest rates on your deposit amount.

Can I change the nominee for my Fixed Deposit in Mandsaur?

Yes, updating the nominee for your FD account in Mandsaur is possible. This process usually requires submitting a formal application along with valid identification documents of the new nominee.

Can I open multiple Fixed Deposits in Mandsaur?

Yes, you may establish several fixed deposits in Mandsaur, either across various financial institutions or within the same banking entity.

What is the maximum amount that can be invested in a Fixed Deposit in Mandsaur?

Generally, no upper limit exists; however, specific financial institutions may implement maximum thresholds for particular deposit schemes.

Can I open a Fixed Deposit in a joint account in Mandsaur?

Yes, establishing a fixed deposit through a joint account in Mandsaur is viable, subject to the financial institution's specific terms and conditions.

Are there any fixed deposit schemes for senior citizens in Mandsaur?

Yes, many financial organisations offer premium fixed deposit interest rates for senior citizens compared to regular deposits. Specifically, Shriram Finance provides an additional interest rate of 0.50%* p.a. for senior citizens.

What is the difference between FD interest rates for regular and senior citizens in Mandsaur?

Shriram Finance extends an additional 0.50%* p.a. interest rate to senior citizens compared to standard depositor rates in Mandsaur.

Is there a difference between FD interest rates for different tenures in Mandsaur?

Yes, FD interest rates differ based on tenure selection. Typically, longer investment periods may secure higher interest rates compared to shorter durations due to the extended commitment timeframe.

What is the process to close a Fixed Deposit prematurely in Mandsaur?

To prematurely terminate a Shriram FD in Mandsaur, submit the original deposit receipt with a Rs.1 revenue stamp affixed, a formal request letter, and a cancelled cheque. According to RBI guidelines, deposits cannot be closed within three months of deposit/renewal except in cases of depositor demise.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.