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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit in Mathura

Mathura, a city with historical importance and growing urban development, offers several options for people looking to plan their finances wisely. Among these, a Fixed Deposit in Mathura stands out as a reliable way to save and earn interest over a fixed period. It suits individuals who prefer a disciplined approach to managing their savings. This guide helps you understand how to open an FD in Mathura with Shriram Finance. It covers useful information such as interest payout choices, tenure options, and points to consider before investing. Whether your goal is to set money aside for future needs or simply grow your savings steadily, this guide will support you in making informed decisions.

Types of Fixed Deposits

Consider these fixed deposit options to help meet your financial goals

interest rates

Cumulative Fixed Deposit

This type of investment does not offer periodic interest payments. Instead, the interest earned is added back to your principal, creating a compounding effect. Your money grows faster over time as interest is earned on both the original deposit and accumulated interest. When the deposit matures, you receive the full amount your initial investment plus all the interest earned. Cumulative FDs are ideal for those seeking long-term growth without requiring regular income, as they use compound interest to increase returns.

achievement

Non-Cumulative Fixed Deposit

This option provides interest payments at fixed intervals, such as monthly, quarterly, or annually. Interest is calculated using simple interest methods. Non-cumulative FDs offer predictable returns and better access to your funds compared to cumulative deposits, making them suitable for managing ongoing expenses.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Our fixed deposits can also help with various life milestones

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate of 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while Non-Cumulative Fixed Deposit pays out interest at regular intervals.

Shriram Fixed Deposit Features and Benefits

Fixed deposits in Mathura offer a structured approach to saving money while earning consistent returns. By understanding their features and benefits, you can choose an option that aligns with your financial plans. Below are some important points to consider when deciding.

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Flexible tenureFlexible tenure
Compounding Benefit
Attractive interest ratesAttractive interest rates
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Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Mathura

FD rates in Mathura change based on the institution and the tenure of the deposit. Interest rates may vary, so comparing different schemes is recommended. You can decide whether to withdraw interest periodically or let it accumulate. The right fixed deposit plan helps you work towards your financial goals. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get an interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

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STEP 04

Tenure up to

months

Min 12 months

Max 60 months

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Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Mathura

Before you open a fixed deposit account in Mathura, make sure you meet the eligibility requirements. Usually, these categories can open an FD, and being aware of the conditions helps avoid any delays during account opening.

  • IndividualEligibility Criteria
    • Partnership Firm
    • Companies
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Trust and Foundation
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Mathura

When your fixed deposit matures, you may choose to renew your Shriram FD in Mathura and keep benefiting from its features. You can complete the renewal process online via the website or app, or at a branch. The steps listed below will guide you through renewing your FD online.

How To Apply

  • Step 1 :

    Register using your mobile number.

  • Step 2 :

    Enter the investment amount, tenure and PAN.

  • Step 3 :

    Complete your KYC, share depositor details & any other declaration.

  • Step 4 :

    Verify the Bank Details. Then, add your nominee details and complete the payment online

  • Step 5 :

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Mathura?

Before your fixed deposit matures, you can renew your Shriram FD in Mathura to continue enjoying its benefits. You can complete the renewal process online through the website or mobile app or by visiting a branch. Below are the general steps to renew your fixed deposit online.

Flex tenure
Step 1 : Sign in to your account.
Attractive Interest
Step 2 : Select the FD investment you wish to renew.
Account save
Step 3 : Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 : Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 : Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Mathura

Shriram Finance offers services at FD branches in Mathura, where you can open fixed deposits or seek help with account matters. Assistance is provided for renewals and applications. A branch visit helps you understand the features of various fixed deposit options.

Mathura

  • 1st Floor, Gauri Plaza, Above Syndicate Bank, Opposite Manas Nagar, Maholi Road MATHURA,UTTAR PRADESH Pincode: 281004 Phone:18001034959

Agra Regional Office

  • 1st Floor, Shop No. 1 & 5 Ram Raghu Plaza, Khandri Road AGRA,UTTAR PRADESH Pincode: 282002 Phone:18001036369

Agra

  • Shop No 8 & 9, Vinayak Mall, Opposite Diwani Court, M.G. Road AGRA,UTTAR PRADESH Pincode: 282002 Phone:18001036369
View All Branches

Shriram FD Customer Care in Mathura

If you have questions about your FD account, the Fixed Deposit Customer Care team is ready to assist. Those in Mathura can use the contact information below to connect with the team and resolve their concerns.

Toll Free

Shriram FD Status in Mathura

Estimate your potential FD returns using an FD returns calculator. Enter details such as the deposit amount, interest rate, and tenure to calculate expected earnings and simplify the process of planning your fixed deposit investments.

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Fixed deposit in Punjab

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Mathura?

The minimum deposit amount for a fixed deposit in Mathura for Shriram FD is Rs.5,000, with deposits accepted in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Mathura?

The interest rate on FD in Mathura is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Mathura?

Yes, you can open a FD account online with Shriram Finance in Mathura. The process is quick and convenient, involving these steps: 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate

Is premature withdrawal of a Fixed Deposit allowed in Mathura?

Yes, premature withdrawal of a fixed deposit usually incurs a penalty, which typically involves a reduction in the applicable interest rate.

Can I open a Fixed Deposit in Mathura in the name of a minor?

Yes, with Shriram Fixed Deposit, you can open a fixed deposit account for a minor as long as the guardian provides their consent.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, premature withdrawal of a fixed deposit usually results in a penalty that reduces the applicable interest rate on the deposit.

Can I change the nominee for my Fixed Deposit in Mathura?

Yes, you can update the nominee for your FD account in Mathura by submitting a request form along with valid identification details of the new nominee.

Can I open multiple Fixed Deposits in Mathura?

Yes, opening multiple fixed deposits is permitted both within one financial institution and across several institutions.

What is the maximum amount that can be invested in a Fixed Deposit in Mathura?

There is usually no upper limit on fixed deposits unless specified under particular schemes offered by financial institutions.

Can I open a Fixed Deposit in a joint account in Mathura?

Yes, you can open a fixed deposit account in a joint account in Mathura subject to the financial institution’s terms and conditions.

Are there any fixed deposit schemes for senior citizens in Mathura?

Yes, many financial institutions offer additional fixed deposit interest rates for senior citizens compared to regular deposits. For instance, Shriram Finance offers additional interest rate of 0.50%* p.a. for senior citizens.

What is the difference between FD interest rates for regular and senior citizens in Mathura?

Shriram Finance offers an additional 0.50%* p.a. interest rate for senior citizens compared to regular depositors.

Is there a difference between FD interest rates for different tenures in Mathura?

Yes, FD interest rates can vary depending on the tenure. Longer tenures generally provide different rates compared to shorter ones due to the duration of commitment.

What is the process to close a Fixed Deposit prematurely in Mathura?

To close a Shriram Fixed Deposit prematurely, you need to submit the original deposit receipt with a Rs.1 revenue stamp, a request letter, and a cancelled cheque. As per RBI guidelines, premature closure is not permitted within three months of deposit/renewal unless it is due to the depositor's death.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.