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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit in Miryalaguda

Miryalaguda's strategic importance in Telangana's economy makes it an ideal location for sound financial investments. A Fixed Deposit in Miryalaguda provides residents with a dependable approach to saving balancing protection with growth opportunities. The FD in Miryalaguda delivers straightforward structures that help investors navigate their financial journey with assurance. This detailed resource offers vital information regarding fixed deposits, from current rates to withdrawal provisions, equipping you to select options that cater to both present needs and long-range financial objectives in this dynamic market centre.

Types of Fixed Deposits

Following are the diverse forms of FDs to support your financial ambitions

interest rates

Cumulative Fixed Deposit

A Cumulative Fixed Deposit is an investment structure where interest generated isn't distributed regularly but instead merged with the principal amount. This compounding approach boosts the overall yield, as interest accumulates on the expanding principal. At maturity, investors receive a total sum containing both the initial investment and accrued interest. Cumulative FDs are ideal for those pursuing long-term growth without needing regular income, leveraging compounding to enhance returns.

achievement

Non-Cumulative Fixed Deposit

A Non-Cumulative Fixed Deposit delivers interest at predetermined intervals, creating a steady income flow. It's well-suited for individuals needing regular payouts. Interest calculation follows simple interest principles and can be disbursed monthly, quarterly, or annually. This option provides consistent returns and better liquidity compared to cumulative FDs, making it appropriate for handling recurring expenses.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Our fixed deposits can also help with various life milestones

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate of 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while Non-Cumulative Fixed Deposit pays out interest at regular intervals.

Shriram Fixed Deposit Features and Benefits

Exploring investment options with fixed deposits in Miryalaguda? Consider these essential features and benefits of FD

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Flexible tenureFlexible tenure
Compounding Benefit
Attractive interest ratesAttractive interest rates
Static Alt Text
Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Miryalaguda

The FD rates in Miryalaguda exhibit considerable diversity across different banking entities. Potential depositors should diligently assess alternatives to enhance their investment outcomes. Primary elements affecting interest returns include the designated tenure and the specific financial establishment offering the deposit program. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Miryalaguda

When applying for a fixed deposit in Miryalaguda, candidates must fulfil particular eligibility criteria. These investor categories are eligible to establish fixed deposits with Shriram Finance in Miryalaguda

  • IndividualEligibility Criteria
    • Partnership Firm
    • Companies
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Trust and Foundation
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Miryalaguda

Shriram Finance provides attractive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. Customers can initiate a fixed deposit account through Shriram Finance's online services or by personally visiting a Miryalaguda branch to complete the application process. It's advisable to keep all required documents prepared for seamless registration. When setting up an FD online in Miryalaguda, investors generally proceed through these steps

How To Apply

  • Step 1 :

    Register using your mobile number.

  • Step 2 :

    Enter the investment amount, tenure and PAN.

  • Step 3 :

    Complete your KYC, share depositor details & any other declaration.

  • Step 4 :

    Verify the Bank Details. Then, add your nominee details and complete the payment online

  • Step 5 :

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Miryalaguda?

Before your fixed deposit matures, you can renew your Shriram FD in Miryalaguda to continue enjoying its benefits. You can complete the renewal process online through the website or mobile app or by visiting a branch. Below are the general steps to renew your fixed deposit online.

Flex tenure
Step 1 : Sign in to your account.
Attractive Interest
Step 2 : Select the FD investment you wish to renew.
Account save
Step 3 : Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 : Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 : Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Miryalaguda

To accommodate your fixed deposit goals, Shriram Finance has established FD branches in Miryalaguda. These thoughtfully positioned centres employ knowledgeable financial experts who deliver personalised recommendations on how to open fixed deposit or handle current Unnati Fixed Deposit Scheme investments. Find below the directory of Shriram Finance branches in Miryalaguda

Miryalaguda

  • D.No.19-440, 2nd Floor, Satya Kamala Complex, Sagar Road MIRYALAGUDA,TELANGANA Pincode: 508207 Phone:18001034959

Miryalaguda - II

  • H No-19-862, Ground Floor, Hunuman Pet MIRYALAGUDA,TELANGANA Pincode: 508207 Phone:18001034959

Nalgonda

  • H.No 5-4-85, 2nd Floor, BS Reddy Complex, Prakasham Bazzar NALGONDA,TELANGANA Pincode: 508001 Phone:18001034959
View All Branches

Shriram FD Customer Care in Miryalaguda

Should you need clarification or assistance related to your fixed deposit account, our Fixed Deposit Customer Care specialists are prepared to assist you. Contact our team via telephone for immediate guidance about your investments. Our customer assistance numbers are conveniently accessible when assistance is required.

Toll Free

Shriram FD Status in Miryalaguda

To monitor your Shriram Fixed Deposit status in Miryalaguda, browse through our intuitive digital services or contact our dedicated support personnel. Regularly tracking your FD status ensures you remain updated on nearing maturity periods and accrued interest advantages.

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Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Miryalaguda?

The minimum deposit amount for a fixed deposit in Miryalaguda for Shriram FD is Rs.5,000, with deposits accepted in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Miryalaguda?

The interest rate on FD in Miryalaguda is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Miryalaguda?

Yes, you can open a FD account online with Shriram Finance in Miryalaguda. The process is quick and convenient, involving these steps: 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate

Is premature withdrawal of a Fixed Deposit allowed in Miryalaguda?

Yes, early withdrawal of a fixed deposit is permitted in Miryalaguda; however, this option typically comes with certain penalties or reduced interest rates. It's recommended to review the specific terms before proceeding with your decision.

Can I open a Fixed Deposit in Miryalaguda in the name of a minor?

Yes, establishing a fixed deposit account for a minor in Miryalaguda is possible through Shriram Fixed Deposit when proper guardian authorisation is provided.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, closing a fixed deposit before its maturity usually incurs a penalty. This commonly appears as a reduction in the applicable interest rate on your deposit.

Can I change the nominee for my Fixed Deposit in Miryalaguda?

Yes, modifying the nominee for your FD account in Miryalaguda is possible. The process generally requires you to submit a designated form along with valid identification documents of your newly chosen nominee.

Can I open multiple Fixed Deposits in Miryalaguda?

Yes, you have the option to create several fixed deposits in Miryalaguda with different financial institutions or within the same banking organisation.

What is the maximum amount that can be invested in a Fixed Deposit in Miryalaguda?

Typically, no upper investment limit exists; however, specific financial institutions might implement certain schemes with defined maximum thresholds.

Can I open a Fixed Deposit in a joint account in Miryalaguda?

Yes, creating a fixed deposit using a joint account in Miryalaguda is allowed, provided you adhere to the specific requirements established by the financial institution.

Are there any fixed deposit schemes for senior citizens in Miryalaguda?

Yes, numerous financial organisations provide favourable fixed deposit interest rates for senior citizens compared to standard deposits. Specifically, Shriram Finance offers senior citizens an additional interest rate of 0.50%* p.a.

What is the difference between FD interest rates for regular and senior citizens in Miryalaguda?

Shriram Finance provides senior citizens with a preferential interest rate that is 0.50%* p.a. higher than what regular depositors receive.

Is there a difference between FD interest rates for different tenures in Miryalaguda?

Yes, FD interest rates vary according to the selected tenure. Typically, longer commitment periods offer higher interest rates than shorter durations due to the extended financial commitment from the depositor.

What is the process to close a Fixed Deposit prematurely in Miryalaguda?

To prematurely close a Shriram FD, you must submit the original deposit receipt with a Rs.1 revenue stamp affixed, accompanied by a formal request letter and a cancelled cheque. As per RBI guidelines, deposits cannot be closed before three months from the deposit/renewal date except in cases of depositor death.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.