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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit in Nalgonda

Nalgonda's blend of agriculture and developing commerce creates a unique environment for financial planning. For residents looking to secure their future, a Fixed Deposit in Nalgonda provides a reliable foundation without the stress of market fluctuations. FD in Nalgonda give investors peace of mind through guaranteed returns and clear terms. This comprehensive guide explores everything you need to know about fixed deposits from comparing rates to understanding how different tenure choices can help you reach specific financial targets.

Types of Fixed Deposits

Following are the various forms of FDs to achieve your financial goals

interest rates

Cumulative Fixed Deposit

A cumulative fixed deposit is a savings vehicle where interest earned stays with your principal rather than being distributed. This compounding mechanism enhances your total returns as interest generates on an increasingly larger amount. At the completion of the term, you receive everything together your original deposit plus all accumulated interest. Cumulative FDs are particularly suitable for investors who want maximum growth potential without needing regular income.

achievement

Non-Cumulative Fixed Deposit

A Non-Cumulative Fixed Deposit delivers interest at defined intervals, creating a steady revenue flow. This option is perfectly aligned with the needs of those requiring consistent payouts. Interest calculations follow simple interest principles and can be received monthly, quarterly, or yearly. This deposit type offers predictable earnings and better access to your money compared to cumulative options, making it appropriate for managing recurring financial obligations.

retirement

FD for Monthly Income

This option is structured to provide systematic monthly interest payments to support ongoing financial requirements.

Life assured income

FD for Senior Citizens

This FD type rewards older investors with an enhanced interest rate of 0.50%* p.a. above standard rates.

cash

Fixed Deposit for Women

Women depositors enjoy a special additional interest rate of 0.05%* p.a. on their investments.

coin

Fixed Deposit for NRI

Non-Resident Indians have the opportunity to invest in fixed deposits through offline banking channels while in India.

Also, our FDs can be used for various other financial goals

  • Fixed Deposit for Children
  • FD for Wedding Expenses
  • FD for Home Expenses
  • FD for Retirement Fund

The FD interest rate is 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while a Non-Cumulative Fixed Deposit pay out interest at regular intervals (monthly, quarterly, half-yearly, or yearly).

Shriram Fixed Deposit Features and Benefits

Before investing your hard-earned money, take time to understand what fixed deposits provide. The following list highlights the primary features and benefits of FD worth considering.

Flex Tenure
Flexible tenureFlexible tenure
Attractive Interest
Low minimum investment amountLow minimum investment amount
Compounding Benefit
Attractive interest ratesAttractive interest rates
Static Alt Text
Compounding benefitsCompounding benefits
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Low Investment
Predictable returnsPredictable returns

Shriram Fixed Deposit Interest Rates in Nalgonda

The FD rates in Nalgonda vary noticeably between different financial institutions and banks. Careful analysis of available rates is critical for maximising investment growth. Interest percentages are typically influenced by key factors including deposit timeframe and the specific category of financial entity extending the fixed deposit option. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get an interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

loangraph

Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Nalgonda

When initiating a fixed deposit account, you need to meet established fixed deposit eligibility guidelines in Nalgonda. The following categories typically qualify for FD accounts

  • IndividualEligibility Criteria
    • Partnership Firm
    • Trust and Foundation
    • Companies
    • Unincorporated Association or Body of Individual
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Indian Residents

How to Invest in Fixed Deposit with Shriram in Nalgonda

Shriram Finance provides attractive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. You can open a fixed deposit account through internet banking or visit a branch office to conclude the application procedures. Have your complete documentation prepared for an uncomplicated experience. Generally, the steps listed below explain the process to invest in FD online in Nalgonda

How To Apply

  • Step 1

    Register using your mobile number.

  • Step 2

    Enter the investment amount, tenure and PAN.

  • Step 3

    Complete your KYC, share depositor details & any other declaration.

  • Step 4

    Complete the payment online and add nominee details.

  • Step 5

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Nalgonda?

When your FD term concludes, you may find it beneficial to renew your Shriram FD in Nalgonda for continued financial returns. Access our website/mobile app or local branches to renew your fixed deposit. The following outlines the standard process for online FD renewal

Flex tenure
Step 1 Sign in to your account.
Attractive Interest
Step 2 Select the FD investment you wish to renew.
Account save
Step 3 Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 Select the FD amount and tenure.
Review
Step 5 Review and confirm the terms of the renewed FD investment and confirm the renewal.
Confirm
Step 6 Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Nalgonda

FD branches in Nalgonda are maintained by Shriram Finance to serve your fixed deposit interests. These offices employ knowledgeable professionals who provide expert consultation on how to open fixed deposit accounts or manage your current Unnati Fixed Deposit Scheme investments. Shriram Finance branch details for Nalgonda

Nalgonda

  • H.No 5-4-85, 2nd Floor, BS Reddy Complex, Prakasham Bazzar NALGONDA,TELANGANA Pincode 508001 Phone18001034959

Nalgonda - I

  • D. No. 4 11 430 1 B,1st Floor, Chaitanyapuri Devarakonda Road Nr, National Hall NALGONDA,TELANGANA Pincode 508001 Phone18001034959

Nalgonda - II

  • Sy.No.1509, House No.6-2-1321/2, First Floor, Above SBI Maithri Women's College, VT Colony, Hyderabad Road NALGONDA,TELANGANA Pincode 508001 Phone18001034959
View All Branches

Shriram FD Customer Care in Nalgonda

If you require clarification or help with matters concerning your fixed deposit account, our Customer Care team stands ready to support you. Reach out by telephone for prompt assistance with your investment queries. Find our customer service numbers below

Toll Free

Shriram FD Status in Nalgonda

To verify your Fixed Deposit status in Nalgonda, Shriram Finance's digital services and dedicated support staff can assist you. Regular status monitoring ensures you remain updated on maturity schedules and interest accruals on your investment.

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Fixed deposit in Punjab

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Nalgonda?

The minimum deposit amount for a fixed deposit in Nalgonda for Shriram FD is RsRs.5000, with deposits accepted in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Nalgonda?

The interest rate on FD in Nalgonda is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Nalgonda?

Yes, you can open a FD account online with Shriram Finance in Nalgonda. The process is quick and convenient, involving these steps 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate

Is premature withdrawal of a Fixed Deposit allowed in Nalgonda?

Yes, premature withdrawal of a fixed deposit is allowed in Nalgonda; however, it may incur penalties or reduced interest rates. It is advisable to check the specific terms before proceeding.

Can I open a Fixed Deposit in Nalgonda in the name of a minor?

Yes, you can open a fixed deposit account in the name of a minor with a guardian's consent with Shriram Fixed Deposit.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, there is usually a penalty for premature withdrawal of a fixed deposit. This penalty often involves a reduction in interest rates applicable to the deposit.

Can I change the nominee for my Fixed Deposit in Nalgonda?

Yes, you can change the nominee for your FD account in Nalgonda. This process typically requires submitting a request form along with valid identification details of the new nominee.

Can I open multiple Fixed Deposits in Nalgonda?

Yes, you can open multiple fixed deposits in Nalgonda across different financial institutions or within the same financial institution.

What is the maximum amount that can be invested in a Fixed Deposit in Nalgonda?

Generally, there is no upper limit; however, some financial institutions may have specific schemes with defined limits.

Can I open a Fixed Deposit in a joint account in Nalgonda?

Yes, you can open a fixed deposit account in a joint account in Nalgonda subject to the financial institutions terms and conditions.

Are there any fixed deposit schemes for senior citizens in Nalgonda?

Yes, many financial institutions offer additional fixed deposit interest rates for senior citizens compared to regular deposits. For instance, Shriram Finance offers additional interest rate of 0.50%* p.a. for senior citizens.

What is the difference between FD interest rates for regular and senior citizens in Nalgonda?

Shriram Finance offers an additional 0.50%* p.a. interest rate for senior citizens compared to regular depositors.

Is there a difference between FD interest rates for different tenures in Nalgonda?

Yes, FD interest rates can differ based on tenure. Typically, longer tenures may offer higher interest rates compared to shorter ones due to the extended commitment from the depositor.

What is the process to close a Fixed Deposit prematurely in Nalgonda?

To close a Shriram FD prematurely, submit the original deposit receipt with a Rs.1 revenue stamp, a request letter, and a cancelled cheque. According to the direction of the RBI, a deposit receipt cannot be prematurely closed before three months from the date of deposit/renewal except in case of death of the depositor.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.