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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit in Neemuch

A Fixed Deposit in Neemuch provides residents with a stable investment avenue merging capital security with consistent earning potential. The FD in Neemuch offers straightforward parameters that allow investors to plan with financial certainty. This guide delivers essential knowledge about fixed deposits, covering everything from current interest benefits to liquidity provisions, equipping you to make informed choices that support both immediate financial demands and future economic security in this city.

Types of Fixed Deposits

Following are the multiple types of FDs to help attain your financial aspirations

interest rates

Cumulative Fixed Deposit

A Cumulative Fixed Deposit works by adding your interest back to your main deposit instead of paying it out. This creates a growth-boosting effect as you earn interest on both your original amount and previously earned interest. When your deposit term finishes, you get everything at once your starting deposit plus all built-up interest. This option is perfect for those wanting maximum growth who don't need regular income from their savings.

achievement

Non-Cumulative Fixed Deposit

A Non-Cumulative Fixed Deposit gives you interest at set time periods, creating a steady income flow. Interest calculations use simple interest methods and can be distributed monthly, quarterly, or annually. This choice provides reliable earnings and better access to your money compared to cumulative FDs, making it suitable for handling regular expenses.

retirement

Fixed Deposit for Women

Female depositors receive an additional interest benefit of 0.05%* p.a.

Life assured income

FD for Senior Citizens

This specialised FD variety gives elderly investors an extra 0.50%* p.a. interest rate.

cash

FD for Monthly Income

This arrangement allows for regular monthly interest payouts to depositors.

coin

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through physical banking channels within India.

Furthermore, our FDs can facilitate various additional financial objectives

  • Fixed Deposit for Children
  • FD for Wedding Expenses
  • FD for Home Expenses
  • FD for Retirement Fund

The FD interest rate is 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while a Non-Cumulative Fixed Deposit pay out interest at regular intervals (monthly, quarterly, half-yearly, or yearly).

Shriram Fixed Deposit Features and Benefits

A clear comprehension of fixed deposit attributes and advantages serves as the foundation for judicious investment planning. The significant aspects of FD incorporate

Flex Tenure
Compounding benefitsCompounding benefits
Attractive Interest
Predictable returnsPredictable returns
Compounding Benefit
Low minimum investment amountLow minimum investment amount
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Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Attractive interest ratesAttractive interest rates
Cumulative
Flexible tenureFlexible tenure
Low Investment
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes

Shriram Fixed Deposit Interest Rates in Neemuch

FD rates in Neemuch offer marked differences among competing financial establishments. Informed depositors consistently research available alternatives before finalising their decisions. Interest accumulation is generally influenced by considerations including your selected investment timeframe and the specific bank handling your deposit. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get an interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Neemuch

Shriram Finance maintains distinct eligibility standards for those wishing to open fixed deposits in Neemuch. The entities qualified to invest in fixed deposits in Neemuch comprise

  • IndividualEligibility Criteria
    • Non-Resident Indians (NRIs)
    • Trust and Foundation
    • Partnership FirmTrust and Foundation
    • Partnership Firm
    • Companies
    • Indian Residents
    • Hindu Undivided Family

How to Invest in Fixed Deposit with Shriram in Neemuch

Shriram Finance provides attractive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. Setting up a fixed deposit is achievable either electronically or through a personal visit to a Neemuch branch for application processing. Ensure you've collected all mandatory paperwork for a straightforward registration experience. Commonly, the following procedure outlines how to invest in FD online

How To Apply

  • Step 1

    Register using your mobile number.

  • Step 2

    Enter the investment amount, tenure and PAN.

  • Step 3

    Complete your KYC, share depositor details & any other declaration.

  • Step 4

    Complete the payment online and add nominee details.

  • Step 5

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Neemuch?

When your investment term expires, you might benefit from deciding to renew your Shriram FD in Neemuch to extend your wealth-building journey. Access renewal services via our internet platforms or through in-person visits to nearby branches. Here's how to efficiently renew your deposit through our online system

Flex tenure
Step 1 Sign in to your account.
Attractive Interest
Step 2 Select the FD investment you wish to renew.
Account save
Step 3 Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 Select the FD amount and tenure.
Review
Step 5 Review and confirm the terms of the renewed FD investment and confirm the renewal.
Confirm
Step 6 Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Neemuch

Shriram Finance maintains thoughtfully situated FD branches in Neemuch to address your fixed deposit requirements. These service-excellence locations employ skilled financial professionals who furnish specialised direction on how to open fixed deposit accounts or supervise current Unnati Fixed Deposit Scheme holdings. Below is the list of Shriram Finance branches in Neemuch

Neemuch

  • 2nd Floor, Parshwa Plaza, Above Central Bank, Tagore Marg, Town Hall Road NEEMUCH,MADHYA PRADESH Pincode 458441 Phone18001034959

Manasa

  • Ground Floor, Ward No.15, Rampura Road, Near ICICI Bank, ,Manasa NEEMUCH,MADHYA PRADESH Pincode 458110 Phone18001034959

Neelbad

  • First Floor, Plot No. 194/1, Ward No. 26, Main Road NEELBAD,MADHYA PRADESH Pincode 462044 Phone18001034959
View All Branches

Shriram FD Customer Care in Neemuch

When uncertainties occur or you need further information about your fixed deposit account, our attentive Fixed Deposit Customer Care advisors in Neemuch stand by to provide comprehensive answers. Contact us by phone for expedient help concerning your investments. Our full customer assistance contact details are always conveniently accessible.

Toll Free

Shriram FD Status in Neemuch

For evaluating your Shriram Fixed Deposit status in Neemuch, benefit from our advanced digital services or reach out to our courteous customer support specialists. Methodical tracking of your FD status ensures you remain notified about looming maturity dates and interest accumulations.

Fixed Deposit in Major Cities in India

Fixed deposit in Mumbai
Fixed deposit in pune
Fixed deposit in Indore

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Neemuch?

The minimum deposit amount for a fixed deposit in Neemuch for Shriram FD is RsRs.5000, with deposits accepted in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Neemuch?

The interest rate on FD in Neemuch is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Neemuch?

Yes, you can open a FD account online with Shriram Finance in Neemuch. The process is quick and convenient, involving these steps 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate

Is premature withdrawal of a Fixed Deposit allowed in Neemuch?

Yes, early access to a fixed deposit is available in Neemuch; however, this may result in penalty charges or reduced interest returns. It is advisable to check the specific terms before proceeding with withdrawal.

Can I open a Fixed Deposit in Neemuch in the name of a minor?

Yes, creating a fixed deposit account for a minor in Neemuch is possible with guardian approval through Shriram Fixed Deposit.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, penalties typically apply for premature withdrawal of fixed deposits. These penalties usually manifest as a reduction in the applicable interest rate on your deposit.

Can I change the nominee for my Fixed Deposit in Neemuch?

Yes, updating the nominee for your FD account in Neemuch is feasible. This process generally requires submitting a specific form along with valid identification documentation of the new nominee.

Can I open multiple Fixed Deposits in Neemuch?

Yes, establishing several fixed deposits in Neemuch is permissible, either across different financial institutions or within the same banking entity.

What is the maximum amount that can be invested in a Fixed Deposit in Neemuch?

Generally, no upper investment limit exists; however, certain financial institutions may implement specific maximum thresholds for particular deposit schemes.

Can I open a Fixed Deposit in a joint account in Neemuch?

Yes, establishing a fixed deposit through a joint account in Neemuch is viable, subject to the financial institution's specific terms and conditions.

Are there any fixed deposit schemes for senior citizens in Neemuch?

Yes, various financial organisations offer preferential fixed deposit interest rates for senior citizens compared to standard deposits. Specifically, Shriram Finance extends an additional interest rate of 0.50%* p.a. for senior citizens.

What is the difference between FD interest rates for regular and senior citizens in Neemuch?

Shriram Finance provides senior citizens with an enhanced interest rate of 0.50%* p.a. above that offered to regular depositors in Neemuch.

Is there a difference between FD interest rates for different tenures in Neemuch?

Yes, FD interest rates vary according to tenure selection. Typically, longer investment periods may secure higher interest rates compared to shorter durations due to the extended commitment timeframe.

What is the process to close a Fixed Deposit prematurely in Neemuch?

To prematurely terminate a Shriram FD in Neemuch, submit the original deposit receipt with a Rs.1 revenue stamp, accompanied by a written request and a cancelled cheque. According to RBI guidelines, deposits cannot be closed before three months from the deposit/renewal date except in cases of depositor demise.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.