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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit In North Tripura

Fixed deposits are trusted by many for offering steady growth without the risk of market volatility. By investing a fixed sum for a chosen period, you earn interest on your savings with full peace of mind. In North Tripura, locals including service holders, business owners, and retired persons often choose fixed deposits as a safe way to manage their funds. If you're looking for a Fixed Deposit in North Tripura, Shriram Finance has a dependable solution with its Shriram Fixed Deposit. You can start investing with just Rs.5000 and select a tenure that matches your financial goals. The scheme offers competitive rates, along with special interest benefits for senior citizens and women depositors. The account opening process is straightforward and can be done online or offline. Whether you're securing your future or parking surplus funds, an FD in North Tripura with Shriram Finance is a practical choice.

Types of Fixed Deposits

Following are the various forms of FDs to achieve your financial goals

interest rates

Cumulative Fixed Deposit

With a Cumulative Fixed Deposit, the interest you earn is not paid out regularly but reinvested into the deposit. This allows the principal to grow over time through compounding. When the deposit matures, you receive a single payout that includes both your original amount and the accumulated interest. This option is ideal for those looking to build their savings over the long term without needing frequent income.

achievement

Non-Cumulative Fixed Deposit

A Non-Cumulative Fixed Deposit pays out interest at regular intervals, offering a steady stream of income. It suits those who prefer regular returns. Interest is based on simple interest calculations and can be credited monthly, quarterly, or annually. This option provides better liquidity and reliable returns, making it suitable for covering ongoing expenses.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Also, our FDs can be used for various other financial goals

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate is 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while a Non-Cumulative Fixed Deposit pay out interest at regular intervals (monthly, quarterly, half-yearly, or yearly).

Shriram Fixed Deposit Features and Benefits

Understanding the fixed deposit features and benefits is helpful when selecting the right option. Below are the main highlights and advantages of an FD

Flex Tenure
Attractive interest ratesAttractive interest rates
Attractive Interest
Flexible tenureFlexible tenure
Compounding Benefit
Predictable returnsPredictable returns
Static Alt Text
Low minimum investment amountLow minimum investment amount
Predictable Return
Compounding benefitsCompounding benefits
Cumulative
Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Low Investment
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes

Shriram Fixed Deposit Interest Rates in North Tripura

The FD rates in North Tripura can differ based on the bank or financial institution. Comparing these rates is important to earn more from your investment. Usually, rates depend on the FD tenure and the institution offering it. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get an interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Note: Interest rates are subject to change and the rate applicable will be the rate prevalent on the date of deposit / renewal.

The above additional interest rates will be applied on the yearly rate, which will be factored correspondingly into the calculation of compounding interest rates for periods shorter than a year, including monthly, quarterly, and half-yearly rates.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in North Tripura

Before setting up a fixed deposit, you must meet certain eligibility criteria in North Tripura. These are the standard requirements for starting an FD account

  • IndividualEligibility Criteria
    • Indian Residents
    • Trust and Foundation
    • Partnership Firm
    • Companies
    • Hindu Undivided Family
    • Non-Resident Indians (NRIs)
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in North Tripura

Shriram Finance provides competitive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. You can apply for a fixed deposit online or by visiting a branch. Keep your documents ready to ensure the process goes smoothly. Here’s how to begin your FD online

How To Apply

  • Step 1

    Register using your mobile number.

  • Step 2

    Enter the investment amount, tenure and PAN.

  • Step 3

    Complete your KYC, share depositor details & any other declaration.

  • Step 4

    Verify the Bank Details. Then, add your nominee details and complete the payment online.

  • Step 5

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in North Tripura?

Upon your FD reaching maturity, you might wish to renew your Shriram FD in North Tripura to keep earning returns. You can renew it online or at one of our branches. The general online renewal steps are

Flex tenure
Step 1 Sign in to your account.
Attractive Interest
Step 2 Select the FD investment you wish to renew.
Account save
Step 3 Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in North Tripura

Shriram Finance has well-equipped FD branches in North Tripura for personalised assistance. Our trained staff are here to help you open fixed deposit accounts or handle your current Unnati Fixed Deposit Scheme. Here is a list of our branches in North Tripura

Dharmanagar

  • Floor II, Thana Road, Ward No - 6, Dharmanagar NORTH TRIPURA, TRIPURA Pincode799250 Phone18001036369

Agartala

  • 2nd Floor, Motor Stand, Chittaranjan Road, Above S D Electronics, Agartala College AGARTALA, TRIPURA Pincode799004 Phone18001036369

Agartala - II

  • Ground Floor, Krishna Nagar, Old Kalibari Land, Agartala WEST TRIPURA, TRIPURA Pincode799001 Phone18001036369
View All Branches

Shriram FD Customer Care in North Tripura

For any fixed deposit-related queries, our customer care team is here to support you. Just call the numbers listed below for assistance.

Toll Free

Shriram FD Status in North Tripura

To check your Fixed Deposit status in North Tripura, you can log in online or speak to our customer care. Monitoring your FD helps you stay informed about your returns and maturity details.

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Fixed deposit in Indore

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in north tripura?

The minimum deposit amount for a fixed deposit in north tripura for Shriram FD is Rs.5000, with deposits accepted in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in north tripura?

The interest rate on FD in north tripura is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in north tripura?

Yes, you can open a FD account online with Shriram Finance in north tripura. The process is quick and convenient, involving these steps 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate

Is premature withdrawal of a Fixed Deposit allowed in north tripura?

Yes, you’re allowed to withdraw your FD early in North Tripura, though this may result in penalties or reduced interest. Be sure to check terms before proceeding.

Can I open a Fixed Deposit in north tripura in the name of a minor?

Yes, you can open a fixed deposit account in the name of a minor with a guardian's consent with Shriram Fixed Deposit.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, there is usually a penalty for premature withdrawal of a fixed deposit. This penalty often involves a reduction in interest rates applicable to the deposit.

Can I change the nominee for my Fixed Deposit in north tripura?

Yes, you can change the nominee for your FD account in north tripura. This process typically requires submitting a request form along with valid identification details of the new nominee.

Can I open multiple Fixed Deposits in north tripura?

Yes, you can open multiple fixed deposits in north tripura across different financial institutions or within the same financial institution.

What is the maximum amount that can be invested in a Fixed Deposit in north tripura?

Generally, there is no upper limit; however, some financial institutions may have specific schemes with defined limits.

Can I open a Fixed Deposit in a joint account in north tripura?

Yes, joint fixed deposits are permitted in North Tripura as per the terms of the financial institution.

Are there any fixed deposit schemes for senior citizens in north tripura?

Yes, many financial institutions offer additional fixed deposit interest rates for senior citizens compared to regular deposits. For instance, Shriram Finance offers additional interest rate of 0.50%* p.a. for senior citizens.

What is the difference between FD interest rates for regular and senior citizens in north tripura?

Shriram Finance offers an additional 0.50%* p.a. interest rate for senior citizens compared to regular depositors.

Is there a difference between FD interest rates for different tenures in north tripura?

Yes, FD interest rates can differ based on tenure. Typically, longer tenures may offer higher interest rates compared to shorter ones due to the extended commitment from the depositor.

What is the process to close a Fixed Deposit prematurely in north tripura?

To close a Shriram FD prematurely, submit the original deposit receipt with a Rs.1 revenue stamp, a request letter, and a cancelled cheque. According to the direction of the RBI, a deposit receipt cannot be prematurely closed before three months from the date of deposit/renewal except in case of death of the depositor.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.