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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit In Rohru

Fixed deposits offer a secure way to grow your money by locking in a fixed interest rate over a chosen period. In Rohru, many families prioritise safety over market-linked returns which makes FDs a preferred savings option. They are especially useful for those planning ahead for education, healthcare, or long-term needs. Shriram Finance offers a simple and trusted way to invest through Shriram Fixed Deposit. With flexible tenure, competitive interest rates, and a low minimum investment, it provides a steady path towards financial stability. Opening an FD in Rohru is easy. You can apply online or walk into a nearby branch, and the process requires minimal documentation with timely assistance. If you’re looking to grow your savings safely, consider starting a Fixed Deposit in Rohru with Shriram Finance today.

Types of Fixed Deposits

Following are the various forms of FDs to achieve your financial goals

interest rates

Cumulative Fixed Deposit

A Cumulative Fixed Deposit serves as a term deposit where interest isn't distributed regularly but instead combined with the principal amount. This compounding effect enhances the overall yield, as interest accumulates on the expanding principal. At maturity, depositors receive a complete payment that includes both the initial deposit and all accrued interest. Cumulative FDs are most appropriate for those focused on long-term growth without requiring regular income, employing compounding to maximise returns.

achievement

Non-Cumulative Fixed Deposit

A Non-Cumulative Fixed Deposit issues interest payments periodically, establishing a steady income flow. It's ideal for those needing consistent financial payouts. Interest is calculated using simple interest principles and may be remitted monthly, quarterly, or annually. This arrangement provides foreseeable returns and improved liquidity in contrast to cumulative FDs, making it suitable for addressing recurring financial requirements.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Also, our FDs can be used for various other financial goals

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate is 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while a Non-Cumulative Fixed Deposit pay out interest at regular intervals (monthly, quarterly, half-yearly, or yearly).

Shriram Fixed Deposit Features and Benefits

Before you invest, take a moment to understand the fixed deposit features and benefits. Here are some key aspects to consider

Flex Tenure
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Attractive Interest
Attractive interest ratesAttractive interest rates
Compounding Benefit
Compounding benefitsCompounding benefits
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Predictable returnsPredictable returns
Predictable Return
Flexible tenureFlexible tenure
Cumulative
Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Low Investment
Low minimum investment amountLow minimum investment amount

Shriram Fixed Deposit Interest Rates in Rohru

The FD rates in Rohru can differ considerably across banks and financial institutions. Comparing these rates is essential to maximise your returns. Typically, interest rates are determined by factors such as the deposit tenure and the type of institution offering the FD. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get an interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Note: Interest rates are subject to change and the rate applicable will be the rate prevalent on the date of deposit / renewal.

The above additional interest rates will be applied on the yearly rate, which will be factored correspondingly into the calculation of compounding interest rates for periods shorter than a year, including monthly, quarterly, and half-yearly rates.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Rohru

To open a fixed deposit in Rohru, you need to meet certain eligibility criteria. Typically, these are the standard requirements you must fulfil before applying for an FD.

  • IndividualEligibility Criteria
    • Partnership Firm
    • Companies
    • Trust and Foundation
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Rohru

Shriram Finance provides competitive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. Opening a fixed deposit account can be accomplished online or by visiting a branch to complete the application process. Having all necessary documents prepared will facilitate a seamless experience. The typical steps for investing in FD online are as follows

How To Apply

  • Step 1

    Register using your mobile number.

  • Step 2

    Enter the investment amount, tenure and PAN.

  • Step 3

    Complete your KYC, share depositor details & any other declaration.

  • Step 4

    Verify the Bank Details. Then, add your nominee details and complete the payment online.

  • Step 5

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Rohru?

Upon the maturity of your FD, you may consider options to renew your Shriram FD in Rohru for continued benefits. Please visit our website, mobile application or branches to renew your fixed deposit. The standard online FD renewal process includes

Flex tenure
Step 1 Sign in to your account.
Attractive Interest
Step 2 Select the FD investment you wish to renew.
Account save
Step 3 Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Rohru

Shriram Finance operates FD branches in Rohru to address your fixed deposit requirements. These branches are staffed with knowledgeable professionals who offer expert guidance on how to open fixed deposit or manage existing Unnati Fixed Deposit Scheme accounts. The following is a list of Shriram Finance branches in Rohru

Rohru

  • Bautinala, Near Petrol Pump, Tehsil - Rohroo, Shimla ROHRU, HIMACHAL PRADESH Pincode171207 Phone18001034959

Nahan

  • First Floor, Khasra No. 1654/1457/394, Akhil Motors, Kattcha Tank Cantt Road, Nahan SIRMAUR, HIMACHAL PRADESH Pincode173001 Phone18001034959

Baddi

  • Kaushal Complex, First Floor, Above Mahindra Finance Adjoing Indian Oil Pump, Haripur Sindholi BADDI, HIMACHAL PRADESH Pincode173205 Phone18001036369
View All Branches

Shriram FD Customer Care in Rohru

If you have any questions or require assistance regarding your fixed deposit account, our Fixed Deposit Customer Care team is available to help. You can contact them by telephone for prompt support with your investments. Our customer care numbers are provided below

Toll Free

Shriram FD Status in Rohru

To review your Fixed Deposit status in Rohru, you may access our online services or contact our customer care. Monitoring your FD status helps you stay informed about maturity dates and interest earnings.

Fixed Deposit in Major Cities in India

Fixed deposit in Mumbai
Fixed deposit in pune
Fixed deposit in Indore

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in rohru?

To invest in Shriram Fixed Deposit in Rohru, the minimum amount is Rs.5000. Further deposits are allowed in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in rohru?

The interest rate on FD in rohru is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in rohru?

Yes, you can open a FD account online with Shriram Finance in rohru. The process is quick and convenient, involving these steps 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate

Is premature withdrawal of a Fixed Deposit allowed in rohru?

Yes, you have the option to withdraw your FD before the maturity date. Just be sure to check the terms, as there might be a penalty involved, or you might receive a lower interest payout.

Can I open a Fixed Deposit in rohru in the name of a minor?

Yes, you can open a fixed deposit account in the name of a minor with a guardian's consent with Shriram Fixed Deposit.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, there is usually a penalty for premature withdrawal of a fixed deposit. This penalty often involves a reduction in interest rates applicable to the deposit.

Can I change the nominee for my Fixed Deposit in rohru?

Yes, you can change the nominee for your FD account in rohru. This process typically requires submitting a request form along with valid identification details of the new nominee.

Can I open multiple Fixed Deposits in rohru?

Yes, you can open multiple fixed deposits in rohru across different financial institutions or within the same financial institution.

What is the maximum amount that can be invested in a Fixed Deposit in rohru?

Generally, there is no upper limit; however, some financial institutions may have specific schemes with defined limits.

Can I open a Fixed Deposit in a joint account in rohru?

Yes, fixed deposit accounts can be opened jointly in Rohru, subject to the specific terms and conditions set by the financial institution.

Are there any fixed deposit schemes for senior citizens in rohru?

Yes, many financial institutions offer additional fixed deposit interest rates for senior citizens compared to regular deposits. For instance, Shriram Finance offers additional interest rate of 0.50%* p.a. for senior citizens.

What is the difference between FD interest rates for regular and senior citizens in rohru?

Shriram Finance offers an additional 0.50%* p.a. interest rate for senior citizens compared to regular depositors.

Is there a difference between FD interest rates for different tenures in rohru?

Yes, FD interest rates can differ based on tenure. Typically, longer tenures may offer higher interest rates compared to shorter ones due to the extended commitment from the depositor.

What is the process to close a Fixed Deposit prematurely in rohru?

To close a Shriram FD prematurely, submit the original deposit receipt with a Rs.1 revenue stamp, a request letter, and a cancelled cheque. According to the direction of the RBI, a deposit receipt cannot be prematurely closed before three months from the date of deposit/renewal except in case of death of the depositor.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.