Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

T&C Apply

Terms and Conditions

Your Consent to Proceed
To help us serve you better, we need your permission for a few things. Please read and agree before continuing.
*By proceeding, you indicate that you are subscribing to our service and promotional calls.

1. Sharing & Using Your Information

You allow Shriram Finance Limited (SFL) to share and/or fetch any of my/our information (including my/our sensitive personal information, location etc.) or any other device information when SFL considers such disclosure/ fetching as necessary, with/ from

Our employees, contracted agents and service providers
Credit bureaus, auditors, government and regulatory bodies
KYC agencies (UIDAI, CERSAI)

We do this to:

Help you apply and complete your onboarding
Verify your identity and do KYC checks
Follow legal and regulatory requirements
Check your creditworthiness
Process your data securely for risk review, scoring, and support
Contact you for service-related matters
Report defaults and recover overdue amounts if needed

2. Camera & Microphone Access

You allow us one-time access to your phone's camera and microphone. We only use it to complete KYC verification during your onboarding.

3. Privacy Policy

You confirm that you've read and understood our Privacy Policy, and you agree to review any updates we may make from time to time.

4. Terms & Conditions

You also agree to our Terms & Conditions, which govern your use of our services. Please read them carefully before proceeding.

5. Help from Our Support Team

You give us permission to share your details with our service partners. They may contact you to help you complete your application or guide you through the onboarding process. This consent will override any registrations with NCPR/NDNC.

KYC related Terms and Conditions

CKYC Consent -

I hereby authorize SFL to verify/check/obtain/download/upload/update my KYC details from/with the Central KYC Registry(CERSAI):

By verifying such details through the CKYC number (i.e. KYC Identifier Number - KIN) provided by me or
By obtaining such CKYC number/KIN, through details shared by me for this Application Form.
I hereby consent for receiving information from Central KYC Registry through SMS/Email on the above registered number/email address.

Aadhaar based authentication (Aadhaar eKYC) or verification (Aadhaar OKYC) facility provided by Unique Identification Authority of India "UIDAI" -

E-KYC Consent -

At my own discretion, I voluntarily opt to perform and avail Aadhaar based authentication (eKYC) or verification (OKYC) from UIDAI and hereby submit to the SFL, the physical copy of Aadhaar card / physical e-Aadhaar / masked Aadhaar / Aadhaar Secure QR code / offline electronic Aadhaar xml as issued by UIDAI (Aadhaar), Aadhaar number, Virtual ID, e-Aadhaar, Aadhaar Letter, XML file, date of birth, Aadhaar holder name, photo, demographic information, face authentication details and/or biometric information (collectively, "Information") for the purpose of establishing my identity / address proof or in the capacity of guardian of my minor child's identity / address.
I am informed by the SFL that in connection with Aadhaar e-KYC or Aadhaar OKYC services, SFL shall share Aadhaar number and/or biometrics with CIDR/UIDAI, and in response, the CIDR/UIDAI shall share with SFL, the authentication data or verification data such as Aadhaar Holder Name, Date of Birth, Address, Photo, and Registered Mobile Number.

PURPOSE: I for myself/as guardian of minor child, authorise and give my consent to the SFL, for following informed purposes: -

Above mentioned information shall be used for KYC and periodic KYC updation process as per the PML Act, 2002 and rules thereunder and RBI guidelines, or for establishing my identity, carrying out my identification, e-KYC, or OKYC, or Yes/No Authentication, demographic or other authentication / verification / identification as may be permitted as per applicable law, for all accounts, facilities, services and relationships of/through the SFL, existing and future.
Collecting, sharing, storing, preserving Information, maintaining records and using the Information and authentication/verification/ identification records:for the informed purposes above, as well as for regulatory and legal reporting and filings and/or where required under applicable law; producing records and logs of the consent, Information or of authentication, identification, verification etc. for evidentiary purposes including before a court of law, any authority or in arbitration.
I further understand that Aadhaar number and core biometrics will not be stored/ shared except as per laws/regulations and for CIDR/UIDAI submission.
I shall be submitting to the Company any one of the Officially Valid documents such as Aadhaar, Voter ID, Driving License or Passport for customer due diligence/KYC process.

CONSENT DATA AND INFORMATION SHARING FROM FOR DIGILOCKER PROVIDED BY MEIT (Ministry of Electronics and Information Technology):

I authorise and give my consent to the SFL to obtain, share and store Certified Copy of Officially Valid Documents (OVD) or equivalent e-documents of OVD including documents issued through secured cloud based Digilocker platform of MeIT for the purpose of availing Financial Products from SFL.

KYC through Video Customer Identification Process(VCIP) – If I opt for VCIP Mode, I hereby agree and acknowledge/authorise:

That video based KYC validation (” Video KYC process”) has been provided as alternate method for establishing my identity with SFL
That my KYC will be completed by SFL, through Video KYC process, in accordance with process provided under the prevailing regulation, including Master Direction Know Your Customer (KYC) Direction, 2016, issued by Reserve Bank of India(“RBI”) and the amendments thereof.
All particulars, information and details to be provided by me in relation to this Video KYC process represent the true, correct and upto date information of myself in all respects.
That Video KYC process shall include but shall not be limited to the following steps concluded by authorised officer of SFL:
Live capturing of photo, along with live GPS co-ordinate (Geo-tagging) of the customer undertaking the VCIP and date time stamp where such live photo is being taken;
Permanent Account Number (PAN) is mandatory for onboarding through V-CIP mode and capturing clear image of PAN card during the V-CIP process. The PAN details will be verified from the verification facility of the issuing authority.
If Aadhaar card is permitted to be accepted as a documentary proof under law/regulation, the same will be obtained as contemplated under the prevalent law/regulation.
Video recording of the interaction (for concluding Video KYC) will be stored by SFL in accordance with applicable law/regulation.

Camera & Microphone Access

You allow us one-time access to your phone's camera and microphone. We only use it to complete KYC verification during your onboarding.

Fixed Deposit In Rohtak

For many people in Rohtak, finding a stable way to grow their savings has become a top priority. A fixed deposit offers a safe and straightforward route to do just that. With Shriram Fixed Deposit, you get competitive interest rates, flexible tenure options and the comfort of low-risk investing. Opening an FD in Rohtak with Shriram Finance is simple. The process involves minimal documentation, and support is always within reach. Whether you’re setting money aside for future plans or just want your idle funds to earn more, this FD works well across various life stages. Salaried professionals, small business owners, and retirees are opting for a Fixed Deposit in Rohtak for stable returns. If you’re looking for a dependable savings option, it’s time to act. Start your FD journey in Rohtak with Shriram Finance today.

Types of Fixed Deposits

Following are the various forms of FDs to achieve your financial goals

Cumulative Fixed Deposit

In a Cumulative Fixed Deposit, the interest is not paid out during the term but is added to the principal. This reinvestment allows the amount to grow through the power of compounding. At the end of the tenure, the investor receives a lump sum that includes both the original deposit and the accumulated interest. This option is ideal for those with long-term goals who don’t need regular income.

Non-Cumulative Fixed Deposit

A Non-Cumulative Fixed Deposit provides interest at fixed intervals, helping generate steady income. The interest is calculated using simple interest and can be paid monthly, quarterly, or annually. This type of FD offers greater liquidity than cumulative deposits and works well for individuals with regular financial needs.

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

FD for Monthly Income

This option allows for regular monthly interest payouts.

Also, our FDs can be used for various other financial goals

FD for Retirement Fund
FD for Wedding Expenses
Fixed Deposit for Children
FD for Home Expenses

The FD interest rate is 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while a Non-Cumulative Fixed Deposit pay out interest at regular intervals (monthly, quarterly, half-yearly, or yearly).

Shriram Fixed Deposit Features and Benefits

Knowing our fixed deposit features and benefits can help you plan your finances more effectively. Here is a summary of the key features and advantages of an FD

Flexible tenure Flexible tenure

Attractive interest rates Attractive interest rates

Compounding benefits Compounding benefits

Predictable returns Predictable returns

Special interest benefit for senior citizens and women depositors Special interest benefit for senior citizens and women depositors

Cumulative and non-cumulative schemes Cumulative and non-cumulative schemes

Low minimum investment amount Low minimum investment amount

Shriram Fixed Deposit Interest Rates in Rohtak

The FD rates in Rohtak can vary depending on the bank or financial institution. Checking and comparing these rates helps you choose an option that offers better returns. They usually depend on the length of the deposit and the institution offering it. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get an interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)	At Maturity % p.a
12	7.00
^{(Digital Only)}15	7.25
18- 23	7.15
24- 35	7.25
36-60	7.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)	Monthly % p.a.	Quarterly % p.a.	Half-Yearly % p.a.	Yearly % p.a.
12	6.79	6.82	6.88	7.00
^{(Digital Only)}15	7.02	7.06	7.12	7.25
18 - 23	6.93	6.97	7.03	7.15
24 - 35	7.02	7.06	7.12	7.25
36 - 60	7.35	7.39	7.46	7.60

Additional Benefits

Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Note: Interest rates are subject to change and the rate applicable will be the rate prevalent on the date of deposit / renewal.

The above additional interest rates will be applied on the yearly rate, which will be factored correspondingly into the calculation of compounding interest rates for periods shorter than a year, including monthly, quarterly, and half-yearly rates.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

On Maturity
Monthly
Quarterly
Half-Yearly
Yearly

Investment Summary

Interest Rate %

Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Rohtak

To open an FD account in Rohtak, you must meet specific fixed deposit eligibility criteria. Generally, these criteria include the following

Eligibility Criteria
- Hindu Undivided Family
- Indian Residents
- Non-Resident Indians (NRIs)
- Partnership Firm
- Trust and Foundation
- Companies
- Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Rohtak

Shriram Finance provides competitive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. You can choose to open a fixed deposit either online or by visiting a nearby branch. Keep all necessary documents ready to ensure a hassle-free application. Here’s a simple outline of the steps to start an FD online

Step 1
Register using your mobile number.
Step 2
Enter the investment amount, tenure and PAN.
Step 3
Complete your KYC, share depositor details & any other declaration.
Step 4
Verify the Bank Details. Then, add your nominee details and complete the payment online.
Step 5
Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Rohtak?

When your fixed deposit reaches maturity, you may want to renew your Shriram FD in Rohtak for continued benefits. This can be done via our website, mobile app, or at one of our branches. These are the general steps for online FD renewal

Shriram Fixed Deposit Branches in Rohtak

Shriram Finance has FD branches in Rohtak to serve your fixed deposit needs. Our staff is equipped to guide you through the process to open fixed deposit or manage your Unnati Fixed Deposit Scheme account. Below is the list of our branches in Rohtak

Rohtak

Ram Gopal Colony, Opposite Tilak Nagar , Near Haryana Motors & Jannat Banquet Hall ROHTAK, HARYANA Pincode124001 Phone18001034959

Rohtak-Hisar

HCF-21, 1st Floor, Appu Ghar Complex, Civil Road, Near Induslnd Bank ROHTAK, HARYANA Pincode124001 Phone18001034959

Meham

First Floor, Above Numero Uno, Opposite Haryana Gramin Bank, Main Rohtak Road, Mehem ROHTAK, HARYANA Pincode124112 Phone18001034959

View All Branches

Shriram FD Customer Care in Rohtak

If you need any help with your FD, our Fixed Deposit Customer Care team is here to support you. For questions or assistance, reach out to us on the contact numbers given below

Toll Free

Shriram FD Status in Rohtak

To stay informed about your investment, you can check your Fixed Deposit status in Rohtak through our online services or by contacting customer care. Keeping track of your FD helps you plan around maturity dates and interest payments.

Fixed Deposit in Major Cities in India

Fixed deposit in Mumbai

Fixed deposit in pune

Fixed deposit in Indore

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Rohtak?

The minimum required deposit for opening a fixed deposit with Shriram Finance in Rohtak is Rs.5000, with any additional amounts to be invested in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Rohtak?

The interest rate on FD in Rohtak stands at 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Rohtak?

Yes, you can open a FD account online with Shriram Finance in Rohtak. The process is quick and convenient, involving these steps 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate.

Is premature withdrawal of a Fixed Deposit allowed in Rohtak?

Yes, premature withdrawal of a fixed deposit in Rohtak is permitted. However, doing so may reduce the interest earned or attract penalties.

Can I open a Fixed Deposit in Rohtak in the name of a minor?

Yes, you can open a fixed deposit account in the name of a minor. A guardian must provide consent and manage the account.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, if you choose to withdraw a fixed deposit before maturity, a penalty is usually applied. This is commonly in the form of a lower interest rate.

Can I change the nominee for my Fixed Deposit in Rohtak?

Yes, nominee details for a fixed deposit in Rohtak can be updated. You'll need to submit a request form along with ID proof of the new nominee.

Can I open multiple Fixed Deposits in Rohtak?

Yes, you can open multiple fixed deposits in Rohtak, either with the same financial institution or across different ones.

What is the maximum amount that can be invested in a Fixed Deposit in Rohtak?

Generally, there’s no set upper limit for fixed deposit investments. However, individual schemes may have defined maximum limits.

Can I open a Fixed Deposit in a joint account in Rohtak?

Yes, joint fixed deposit accounts are available in Rohtak, subject to the terms of the chosen financial institution.

Are there any fixed deposit schemes for senior citizens in Rohtak?

Yes, many institutions offer higher interest rates for senior citizens on FDs. Shriram Finance, for instance, provides an additional 0.50%* p.a. for senior citizens.

What is the difference between FD interest rates for regular and senior citizens in Rohtak?

Shriram Finance offers senior citizens an interest rate that is 0.50%* p.a. higher than that offered to regular depositors.

Is there a difference between FD interest rates for different tenures in Rohtak?

Yes, interest rates for fixed deposits vary based on the tenure. Typically, longer-term fixed deposits attract higher interest rates due to extended commitment.

What is the process to close a Fixed Deposit prematurely in Rohtak?

If you want to close a Shriram Finance fixed deposit prematurely, submit the original deposit receipt with a Rs.1 revenue stamp, a request letter, and a cancelled cheque. As per Reserve Bank of India (RBI) rules, fixed deposits cannot be closed within the first three months unless in the event of the depositor’s death.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.

Non Resident Indian