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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit In Rohtak

For many people in Rohtak, finding a stable way to grow their savings has become a top priority. A fixed deposit offers a safe and straightforward route to do just that. With Shriram Fixed Deposit, you get competitive interest rates, flexible tenure options and the comfort of low-risk investing. Opening an FD in Rohtak with Shriram Finance is simple. The process involves minimal documentation, and support is always within reach. Whether you’re setting money aside for future plans or just want your idle funds to earn more, this FD works well across various life stages. Salaried professionals, small business owners, and retirees are opting for a Fixed Deposit in Rohtak for stable returns. If you’re looking for a dependable savings option, it’s time to act. Start your FD journey in Rohtak with Shriram Finance today.

Types of Fixed Deposits

Following are the various forms of FDs to achieve your financial goals

interest rates

Cumulative Fixed Deposit

In a Cumulative Fixed Deposit, the interest is not paid out during the term but is added to the principal. This reinvestment allows the amount to grow through the power of compounding. At the end of the tenure, the investor receives a lump sum that includes both the original deposit and the accumulated interest. This option is ideal for those with long-term goals who don’t need regular income.

achievement

Non-Cumulative Fixed Deposit

A Non-Cumulative Fixed Deposit provides interest at fixed intervals, helping generate steady income. The interest is calculated using simple interest and can be paid monthly, quarterly, or annually. This type of FD offers greater liquidity than cumulative deposits and works well for individuals with regular financial needs.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Also, our FDs can be used for various other financial goals

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate is 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while a Non-Cumulative Fixed Deposit pay out interest at regular intervals (monthly, quarterly, half-yearly, or yearly).

Shriram Fixed Deposit Features and Benefits

Knowing our fixed deposit features and benefits can help you plan your finances more effectively. Here is a summary of the key features and advantages of an FD

Flex Tenure
Flexible tenure Flexible tenure
Attractive Interest
Attractive interest rates Attractive interest rates
Compounding Benefit
Compounding benefits Compounding benefits
Static Alt Text
Predictable returns Predictable returns
Predictable Return
Special interest benefit for senior citizens and women depositors Special interest benefit for senior citizens and women depositors
Cumulative
Cumulative and non-cumulative schemes Cumulative and non-cumulative schemes
Low Investment
Low minimum investment amount Low minimum investment amount

Shriram Fixed Deposit Interest Rates in Rohtak

The FD rates in Rohtak can vary depending on the bank or financial institution. Checking and comparing these rates helps you choose an option that offers better returns. They usually depend on the length of the deposit and the institution offering it. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get an interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Note: Interest rates are subject to change and the rate applicable will be the rate prevalent on the date of deposit / renewal.

The above additional interest rates will be applied on the yearly rate, which will be factored correspondingly into the calculation of compounding interest rates for periods shorter than a year, including monthly, quarterly, and half-yearly rates.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

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STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Rohtak

To open an FD account in Rohtak, you must meet specific fixed deposit eligibility criteria. Generally, these criteria include the following

  • IndividualEligibility Criteria
    • Hindu Undivided Family
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Partnership Firm
    • Trust and Foundation
    • Companies
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Rohtak

Shriram Finance provides competitive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. You can choose to open a fixed deposit either online or by visiting a nearby branch. Keep all necessary documents ready to ensure a hassle-free application. Here’s a simple outline of the steps to start an FD online

How To Apply

  • Step 1

    Register using your mobile number.

  • Step 2

    Enter the investment amount, tenure and PAN.

  • Step 3

    Complete your KYC, share depositor details & any other declaration.

  • Step 4

    Verify the Bank Details. Then, add your nominee details and complete the payment online.

  • Step 5

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Rohtak?

When your fixed deposit reaches maturity, you may want to renew your Shriram FD in Rohtak for continued benefits. This can be done via our website, mobile app, or at one of our branches. These are the general steps for online FD renewal

Flex tenure
Step 1 Sign in to your account.
Attractive Interest
Step 2 Select the FD investment you wish to renew.
Account save
Step 3 Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Rohtak

Shriram Finance has FD branches in Rohtak to serve your fixed deposit needs. Our staff is equipped to guide you through the process to open fixed deposit or manage your Unnati Fixed Deposit Scheme account. Below is the list of our branches in Rohtak

Rohtak

  • Ram Gopal Colony, Opposite Tilak Nagar , Near Haryana Motors & Jannat Banquet Hall ROHTAK, HARYANA Pincode124001 Phone18001034959

Rohtak-Hisar

  • HCF-21, 1st Floor, Appu Ghar Complex, Civil Road, Near Induslnd Bank ROHTAK, HARYANA Pincode124001 Phone18001034959

Meham

  • First Floor, Above Numero Uno, Opposite Haryana Gramin Bank, Main Rohtak Road, Mehem ROHTAK, HARYANA Pincode124112 Phone18001034959
View All Branches

Shriram FD Customer Care in Rohtak

If you need any help with your FD, our Fixed Deposit Customer Care team is here to support you. For questions or assistance, reach out to us on the contact numbers given below

Toll Free

Shriram FD Status in Rohtak

To stay informed about your investment, you can check your Fixed Deposit status in Rohtak through our online services or by contacting customer care. Keeping track of your FD helps you plan around maturity dates and interest payments.

Fixed Deposit in Major Cities in India

Fixed deposit in Mumbai
Fixed deposit in pune
Fixed deposit in Indore

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Rohtak?

The minimum required deposit for opening a fixed deposit with Shriram Finance in Rohtak is Rs.5000, with any additional amounts to be invested in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Rohtak?

The interest rate on FD in Rohtak stands at 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Rohtak?

Yes, you can open a FD account online with Shriram Finance in Rohtak. The process is quick and convenient, involving these steps 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate.

Is premature withdrawal of a Fixed Deposit allowed in Rohtak?

Yes, premature withdrawal of a fixed deposit in Rohtak is permitted. However, doing so may reduce the interest earned or attract penalties.

Can I open a Fixed Deposit in Rohtak in the name of a minor?

Yes, you can open a fixed deposit account in the name of a minor. A guardian must provide consent and manage the account.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, if you choose to withdraw a fixed deposit before maturity, a penalty is usually applied. This is commonly in the form of a lower interest rate.

Can I change the nominee for my Fixed Deposit in Rohtak?

Yes, nominee details for a fixed deposit in Rohtak can be updated. You'll need to submit a request form along with ID proof of the new nominee.

Can I open multiple Fixed Deposits in Rohtak?

Yes, you can open multiple fixed deposits in Rohtak, either with the same financial institution or across different ones.

What is the maximum amount that can be invested in a Fixed Deposit in Rohtak?

Generally, there’s no set upper limit for fixed deposit investments. However, individual schemes may have defined maximum limits.

Can I open a Fixed Deposit in a joint account in Rohtak?

Yes, joint fixed deposit accounts are available in Rohtak, subject to the terms of the chosen financial institution.

Are there any fixed deposit schemes for senior citizens in Rohtak?

Yes, many institutions offer higher interest rates for senior citizens on FDs. Shriram Finance, for instance, provides an additional 0.50%* p.a. for senior citizens.

What is the difference between FD interest rates for regular and senior citizens in Rohtak?

Shriram Finance offers senior citizens an interest rate that is 0.50%* p.a. higher than that offered to regular depositors.

Is there a difference between FD interest rates for different tenures in Rohtak?

Yes, interest rates for fixed deposits vary based on the tenure. Typically, longer-term fixed deposits attract higher interest rates due to extended commitment.

What is the process to close a Fixed Deposit prematurely in Rohtak?

If you want to close a Shriram Finance fixed deposit prematurely, submit the original deposit receipt with a Rs.1 revenue stamp, a request letter, and a cancelled cheque. As per Reserve Bank of India (RBI) rules, fixed deposits cannot be closed within the first three months unless in the event of the depositor’s death.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.