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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit In Roorkee

A Fixed Deposit in Roorkee is a reliable investment for those who want to safeguard their savings and earn steady returns. Whether you're a working professional, an academic, or someone preparing for future milestones, fixed deposits provide the stability many investors value. It’s a practical option that removes the uncertainty of market-based products. With Shriram Fixed Deposit, you get competitive rates, flexible tenure options, and the ease of starting with a low minimum amount. You can open your FD in Roorkee online or by visiting a Shriram Finance branch nearby. Take control of your finances today with a solution that keeps your goals on track.

Types of Fixed Deposits

Following are the various forms of FDs to achieve your financial goals

interest rates

Cumulative Fixed Deposit

In Cumulative Fixed Deposits, interest earnings merge with your capital throughout the investment timeframe rather than being paid out. Your investment expands as interest compounds progressively. Upon maturity, investors receive a comprehensive single payment containing both the original deposit sum and all generated interest. This structure perfectly suits savers focused on long-term capital growth who don't require periodic income.

achievement

Non-Cumulative Fixed Deposit

Non-Cumulative Fixed Deposits feature regular interest distributions, establishing a steady income flow. These earnings are calculated using simple interest methodology and can be transferred monthly, quarterly or annually. Providing better liquidity compared to cumulative options, these deposits work exceptionally well for those managing ongoing financial obligations.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Also, our FDs can be used for various other financial goals

  • FD for Retirement Fund
  • FD for Home Expenses
  • FD for Wedding Expenses
  • Fixed Deposit for Children

The FD interest rate is 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while a Non-Cumulative Fixed Deposit pay out interest at regular intervals (monthly, quarterly, half-yearly, or yearly).

Shriram Fixed Deposit Features and Benefits

Having clear insight into fixed deposit features and benefits leads to better investment choices. The following offers a quick overview of an FD's principal characteristics and advantages

Flex Tenure
Flexible tenureFlexible tenure
Attractive Interest
Compounding benefitsCompounding benefits
Compounding Benefit
Attractive interest ratesAttractive interest rates
Static Alt Text
Predictable returnsPredictable returns
Predictable Return
Low minimum investment amountLow minimum investment amount
Cumulative
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Low Investment
Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors

Shriram Fixed Deposit Interest Rates in Roorkee

The FD rates in Roorkee vary considerably across different banks and financial services providers. Conducting thorough rate comparisons is crucial for investment optimisation. These rates typically fluctuate based on commitment period and the specific institution offering the deposit product. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get an interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Note: Interest rates are subject to change and the rate applicable will be the rate prevalent on the date of deposit / renewal.

The above additional interest rates will be applied on the yearly rate, which will be factored correspondingly into the calculation of compounding interest rates for periods shorter than a year, including monthly, quarterly, and half-yearly rates.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

loangraph

Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Roorkee

Setting up a fixed deposit account with Shriram Finance requires meeting particular eligibility standards. Typically, applicants must satisfy these fundamental criteria to proceed with an FD application

  • IndividualEligibility Criteria
    • Indian Residents
    • Companies
    • Non-Resident Indians (NRIs)
    • Partnership Firm
    • Hindu Undivided Family
    • Trust and Foundation
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Roorkee

Shriram Finance provides competitive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. An FD account can be opened either online or by going to a branch. Keep all required documentation prepared to ensure a hassle-free registration experience. The standard procedure for online fixed deposit investments follows these steps

How To Apply

  • Step 1

    Register using your mobile number.

  • Step 2

    Enter the investment amount, tenure and PAN.

  • Step 3

    Complete your KYC, share depositor details & any other declaration.

  • Step 4

    Verify the Bank Details. Then, add your nominee details and complete the payment online.

  • Step 5

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Roorkee?

As your fixed deposit reaches its conclusion date, you may wish to renew your Shriram FD in Roorkee to maintain its financial benefits. This process can be easily accomplished through our website interface, mobile application, or with in-person assistance at your local branch. Here are the steps

Flex tenure
Step 1 Sign in to your account.
Attractive Interest
Step 2 Select the FD investment you wish to renew.
Account save
Step 3 Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Roorkee

We maintain FD branches in Roorkee specifically designed to address all fixed deposit requirements. Every location features experienced staff members available to help you open fixed deposit or manage your Unnati Fixed Deposit Scheme account. Find the list of our Roorkee branches below

Rorkee

  • First Floor, Purvawali, Ganeshpur, Dehradun Road ROORKEE, UTTARAKHAND Pincode247667 Phone1800103495

Roorkee

  • 2nd Floor Plot No 7 Purvawali Ganeshpur Dehradun Road ROORKEE, UTTARAKHAND Pincode247667 Phone18001034959

Naugaon

  • Ground Floor, Ward No –7, Near Police Chowki NAUGAON, UTTARAKHAND Pincode249171 Phone18001034959
View All Branches

Shriram FD Customer Care in Roorkee

For any questions or issues concerning your FD account, our specialised Fixed Deposit Customer Care team remains at your service. We deliver efficient and knowledgeable support for all investment-related concerns. Our contact information appears below

Toll Free

Shriram FD Status in Roorkee

To check your Shriram Fixed Deposit status in Roorkee, you can use our digital services or call customer support. Regular checks make sure that you are always aware of your FD maturity and interest details

Fixed Deposit in Major Cities in India

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Fixed deposit in Indore

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in roorkee?

To start a fixed deposit with Shriram Finance in Roorkee, the minimum amount needed is Rs.5000. Additional investments must be in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in roorkee?

The interest rate on FD in roorkee is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in roorkee?

Yes, you can open a FD account online with Shriram Finance in roorkee. The process is quick and convenient, involving these steps 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate

Is premature withdrawal of a Fixed Deposit allowed in roorkee?

Yes, you can withdraw your fixed deposit before maturity in Roorkee; however, it may result in reduced interest or penalties. Reviewing applicable terms beforehand is advisable.

Can I open a Fixed Deposit in roorkee in the name of a minor?

Yes, you can open a fixed deposit account in the name of a minor with a guardian's consent with Shriram Fixed Deposit.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, there is usually a penalty for premature withdrawal of a fixed deposit. This penalty often involves a reduction in interest rates applicable to the deposit.

Can I change the nominee for my Fixed Deposit in roorkee?

Yes, you can change the nominee for your FD account in roorkee. This process typically requires submitting a request form along with valid identification details of the new nominee.

Can I open multiple Fixed Deposits in roorkee?

Yes, you can open multiple fixed deposits in roorkee across different financial institutions or within the same financial institution.

What is the maximum amount that can be invested in a Fixed Deposit in roorkee?

Generally, there is no upper limit; however, some financial institutions may have specific schemes with defined limits.

Can I open a Fixed Deposit in a joint account in roorkee?

Yes, joint FDs are allowed under certain terms and conditions specified by financial institutions operating in Roorkee.

Are there any fixed deposit schemes for senior citizens in roorkee?

Yes, many financial institutions offer additional fixed deposit interest rates for senior citizens compared to regular deposits. For instance, Shriram Finance offers additional interest rate of 0.50%* p.a. for senior citizens.

What is the difference between FD interest rates for regular and senior citizens in roorkee?

Shriram Finance offers an additional 0.50%* p.a. interest rate for senior citizens compared to regular depositors.

Is there a difference between FD interest rates for different tenures in roorkee?

Yes, FD interest rates can differ based on tenure. Typically, longer tenures may offer higher interest rates compared to shorter ones due to the extended commitment from the depositor.

What is the process to close a Fixed Deposit prematurely in roorkee?

To close a Shriram FD prematurely, submit the original deposit receipt with a Rs.1 revenue stamp, a request letter, and a cancelled cheque. According to the direction of the RBI, a deposit receipt cannot be prematurely closed before three months from the date of deposit/renewal except in case of death of the depositor.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.