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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit in Satna

Satna's position as an industrial cornerstone in Madhya Pradesh makes it a promising location for financial investments. A Fixed Deposit in Satna gives residents a reliable avenue for savings, pairing stability with return potential. The FD in Satna establishes transparent parameters that allow investors to plan with assurance. This detailed resource offers essential knowledge about fixed deposits, from present interest rates to access options, equipping you to make choices that address both immediate financial concerns and future goals.

Types of Fixed Deposits

Following are the diverse forms of FDs to support your financial ambitions

interest rates

Cumulative Fixed Deposit

A Cumulative Fixed Deposit is an investment structure where interest generated isn't disbursed periodically but instead added to the principal amount. This compounding process enhances the overall yield, as interest grows on the expanding principal. Upon maturity, investors receive a complete sum containing both the original deposit and accumulated interest. Cumulative FDs are appropriate for those seeking long-term growth without requiring regular income, using compounding to maximise returns.

achievement

Non-Cumulative Fixed Deposit

A Non-Cumulative Fixed Deposit provides interest at designated intervals, delivering a consistent income stream. It's ideally matched for individuals requiring periodic payouts. Interest is calculated using simple interest methodology and can be paid monthly, quarterly, or annually. This option offers predictable returns and improved liquidity compared to cumulative FDs, making it suitable for managing recurring expenses.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Our fixed deposits can also help with various life milestones

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate of 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while Non-Cumulative Fixed Deposit pays out interest at regular intervals.

Shriram Fixed Deposit Features and Benefits

Interested in the advantages of investing in fixed deposits in Satna? Here are the primary features and benefits of FD:

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Flexible tenureFlexible tenure
Compounding Benefit
Attractive interest ratesAttractive interest rates
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Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Satna

The FD rates in Satna present notable diversity across various financial organisations. Investors should attentively compare options to enhance their earnings potential. Fundamental elements affecting interest yields include the selected deposit duration and the specific institution facilitating the investment opportunity. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Satna

When considering a fixed deposit in Satna, applicants need to fulfil specific eligibility conditions. These investor classifications are eligible for starting fixed deposits with Shriram Finance in Satna.

    • Partnership Firm
    • Companies
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Trust and Foundation
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Satna

Shriram Finance provides attractive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. Accessing a fixed deposit account in Satna is convenient through either Shriram Finance's online services or by making a trip to a local Satna branch to complete your application formalities. It's recommended to gather all necessary documents beforehand for smooth processing. The regular procedure for online FD creation in Satna normally adheres to these steps.

How To Apply

  • Step 1 :

    Register using your mobile number.

  • Step 2 :

    Enter the investment amount, tenure and PAN.

  • Step 3 :

    Complete your KYC, share depositor details & any other declaration.

  • Step 4 :

    Verify the Bank Details. Then, add your nominee details and complete the payment online

  • Step 5 :

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Satna?

Before your fixed deposit matures, you can renew your Shriram FD in Satna to continue enjoying its benefits. You can complete the renewal process online through the website or mobile app or by visiting a branch. Below are the general steps to renew your fixed deposit online.

Flex tenure
Step 1 : Sign in to your account.
Attractive Interest
Step 2 : Select the FD investment you wish to renew.
Account save
Step 3 : Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 : Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 : Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Satna

To facilitate your fixed deposit ambitions, Shriram Finance has established FD branches in Satna. These advantageously located facilities employ experienced financial professionals who offer personalised consultation on how to open fixed deposit or administer current Unnati Fixed Deposit Scheme investments. Below is the details of Shriram Finance branches in Satna

Satna Regional Office

  • 1st Floor, Gopal Complex, Near Bus Stand, Rewa Road SATNA,MADHYA PRADESH Pincode: 485001 Phone:18001034959

Kothi

  • Mishroliya Complex, 1st Floor, Ward No. 13 Near Bus Stand, Kothi SATNA,MADHYA PRADESH Pincode: 485666 Phone:18001036369

Satna

  • First Floor, Gopal Complex, Near Bus Stand, Rewa Road SATNA,MADHYA PRADESH Pincode: 485001 Phone:18001034959
View All Branches

Shriram FD Customer Care in Satna

Should you have questions or need assistance with your fixed deposit account, our Fixed Deposit Customer Care personnel are at your service. Contact our team by phone for immediate help regarding your investments. Our customer support numbers are readily accessible when you require assistance.

Toll Free

Shriram FD Status in Satna

To view your Shriram Fixed Deposit status in Satna, explore our user-friendly digital services or reach our responsive customer care agents. Consistent checking of your FD status ensures you're always aware of nearing maturity timeframes and accumulated interest advantages.

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Fixed deposit in Indore

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Satna?

The minimum deposit amount for a fixed deposit in Satna for Shriram FD is Rs.5,000, with deposits accepted in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Satna?

The interest rate on FD in Satna is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Satna?

Yes, you can open a FD account online with Shriram Finance in Satna. The process is quick and convenient, involving these steps: 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate

Is premature withdrawal of a Fixed Deposit allowed in Satna?

Yes, customers may withdraw their fixed deposit before maturity in Satna; however, this facility typically involves certain penalties or interest rate reductions. We recommend examining the specific conditions carefully before making this decision.

Can I open a Fixed Deposit in Satna in the name of a minor?

Yes, establishing a fixed deposit account for a minor in Satna is possible through Shriram Fixed Deposit when appropriate guardian consent is furnished.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, closing a fixed deposit ahead of its scheduled maturity typically results in a penalty. This usually takes the form of a reduced interest rate applied to your deposit amount.

Can I change the nominee for my Fixed Deposit in Satna?

Yes, you have the option to modify the nominee for your FD account in Satna. This process generally requires submitting a specific form along with valid identification information of your new nominee.

Can I open multiple Fixed Deposits in Satna?

Yes, you're allowed to create multiple fixed deposits in Satna across various financial institutions or within the same banking organisation.

What is the maximum amount that can be invested in a Fixed Deposit in Satna?

In general, there is no upper investment threshold; however, individual financial institutions may implement certain schemes with specific maximum limits.

Can I open a Fixed Deposit in a joint account in Satna?

Yes, initiating a fixed deposit through a joint account in Satna is permissible, provided you adhere to the financial institution's particular terms and conditions.

Are there any fixed deposit schemes for senior citizens in Satna?

Yes, many financial organisations extend preferential fixed deposit interest rates for senior citizens compared to standard deposits. Particularly, Shriram Finance provides an additional interest rate of 0.50%* p.a. for senior citizens.

What is the difference between FD interest rates for regular and senior citizens in Satna?

Shriram Finance offers a favourable interest rate that is 0.50%* p.a. higher for senior citizens than for regular depositors.

Is there a difference between FD interest rates for different tenures in Satna?

Yes, FD interest rates vary according to the chosen tenure. Generally, longer duration commitments offer higher interest rates compared to shorter periods due to the extended financial commitment from the depositor.

What is the process to close a Fixed Deposit prematurely in Satna?

To terminate a Shriram FD before its maturity date, submit the original deposit receipt with a Rs.1 revenue stamp affixed, along with a formal request letter and a cancelled cheque. According to RBI guidelines, a deposit cannot be closed before three months from the deposit/renewal date except in cases of depositor death.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.