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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit in Tadipatri

Looking for stable ways to grow your money in Andhra Pradesh? A Fixed Deposit in Tadipatri offers residents a reliable investment path with predictable returns. Tadipatri is seeing economic growth, making it a good time to consider secure investment options. FD in Tadipatri provide a simple way to build wealth without the ups and downs of other investments. This guide shares important details about interest rates, benefits, and how to pick the right fixed deposit plan for your needs. With this knowledge, you can better plan your financial future in this developing town.

Types of Fixed Deposits

Following are the various forms of FDs to achieve your financial goals

interest rates

Cumulative Fixed Deposit

A cumulative fixed deposit is an investment approach where interest earned stays with your principal rather than being paid out. This creates a compounding advantage that boosts your overall returns as interest accumulates on an increasingly larger amount. Upon maturity, you receive everything together, your initial investment plus all accumulated interest. Cumulative FDs are particularly suitable for investors focussed on long-term growth who don't require immediate income from their investments.

achievement

Non-Cumulative Fixed Deposit

A Non-Cumulative Fixed Deposit provides regular interest payments, establishing a reliable cash flow. It's perfectly suited for those requiring a consistent income. Interest calculations follow simple interest methods and can be distributed monthly, quarterly, or annually. This option delivers predictable earnings and improved liquidity compared to cumulative deposits, making it appropriate for handling ongoing expenses.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Our fixed deposits can also help with various life milestones:

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate of 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while Non-Cumulative Fixed Deposit pays out interest at regular intervals.

Shriram Fixed Deposit Features and Benefits

Building financial security starts with knowing where to place your funds. Take a moment to review these primary features and benefits of FD before making your investment decision.

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Flexible tenureFlexible tenure
Compounding Benefit
Attractive interest ratesAttractive interest rates
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Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Tadipatri

The FD rates in Tadipatri can vary significantly among banks and financial institutions. It's crucial to compare rates to maximise your returns. Generally, interest rates are influenced by factors like the tenure of the deposit and the type of institution offering the FD. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Tadipatri

Before opening a fixed deposit account, you must satisfy certain fixed deposit eligibility criteria in Tadipatri. Generally, the following entities qualify for FD investments.

    • Partnership Firm
    • Companies
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Trust and Foundation
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Tadipatri

Shriram Finance provides attractive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. You can establish a fixed deposit account online or stop by a local branch to finalise the application procedure. Make sure all required documentation is prepared for an efficient process. Typically, the following steps outline how to invest in FD online in Tadipatri

How To Apply

  • Step 1 :

    Register using your mobile number.

  • Step 2 :

    Enter the investment amount, tenure and PAN.

  • Step 3 :

    Complete your KYC, share depositor details & any other declaration.

  • Step 4 :

    Verify the Bank Details. Then, add your nominee details and complete the payment online

  • Step 5 :

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Tadipatri?

Before your fixed deposit matures, you can renew your Shriram FD in Tadipatri to continue enjoying its benefits. You can complete the renewal process online through the website or mobile app or by visiting a branch. Below are the general steps to renew your fixed deposit online.

Flex tenure
Step 1 : Sign in to your account.
Attractive Interest
Step 2 : Select the FD investment you wish to renew.
Account save
Step 3 : Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 : Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 : Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Tadipatri

Shriram Finance maintains FD branches in Tadipatri to address your fixed deposit requirements. Our branches feature knowledgeable staff who offer professional guidance on how to open fixed deposit accounts or navigate existing Unnati Fixed Deposit Scheme investments. Visit our Shriram Finance locations in Tadipatri

Tadipatri - I

  • D.No. 15/1896, Surya Towers, C B Road TADIPATRI,ANDHRA PRADESH Pincode: 515411 Phone:18001034959

Tadipatri

  • D.No.3/456-1-6, 1st Floor, Above SBI Bank, Krishnapuram Zero Road TADIPATRI,ANDHRA PRADESH Pincode: 515411 Phone:18001034959

Ananthpur - III

  • 13/17B & 18B,Vishnupriya Complex, 1st Floor, Subhash Road ANANTHAPURAMU,ANDHRA PRADESH Pincode: 515001 Phone:18001036369
View All Branches

Shriram FD Customer Care in Tadipatri

If you encounter issues or require guidance concerning your fixed deposit account, our Customer Care team is committed to helping you. For immediate assistance with your investment questions, please reach out through these telephone contacts

Toll Free

Shriram FD Status in Tadipatri

To monitor your Fixed Deposit status in Tadipatri, Shriram Finance’s online services and customer support team are available to assist you. Regular status checks help you stay updated on your FD's maturity timeline and interest accruals.

Fixed Deposit in Major Cities in India

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Fixed deposit in Indore

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Tadipatri?

The minimum deposit amount for a fixed deposit in Tadipatri for Shriram FD is Rs.5,000, with deposits accepted in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Tadipatri?

The interest rate on FD in Tadipatri is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Tadipatri?

Yes, you can open a FD account online with Shriram Finance in Tadipatri. The process is quick and convenient, involving these steps: 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate

Is premature withdrawal of a Fixed Deposit allowed in Tadipatri?

In Tadipatri, premature withdrawal of fixed deposits is permitted, though penalties or reduced interest rates may apply. It's advisable to review the specific terms prior to withdrawal.

Can I open a Fixed Deposit in Tadipatri in the name of a minor?

In Tadipatri, Shriram Fixed Deposit allows fixed deposit accounts for minors with appropriate guardian authorisation.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Premature withdrawals of fixed deposits typically incur penalties, generally applied as reductions to the interest rate on your deposit.

Can I change the nominee for my Fixed Deposit in Tadipatri?

Nominees for Tadipatri FD accounts can be modified by submitting a formal request accompanied by valid identification documents for the new nominee.

Can I open multiple Fixed Deposits in Tadipatri?

You can establish multiple fixed deposits in Tadipatri, either with various financial institutions or multiple accounts with a single provider.

What is the maximum amount that can be invested in a Fixed Deposit in Tadipatri?

Generally, there is no upper limit for fixed deposit investments in Tadipatri, though specific schemes at some institutions may have defined maximums.

Can I open a Fixed Deposit in a joint account in Tadipatri?

Joint account fixed deposits are available in Tadipatri, subject to the financial institution's terms and conditions.

Are there any fixed deposit schemes for senior citizens in Tadipatri?

In Tadipatri, senior citizens benefit from enhanced interest rates at many institutions, with Shriram Finance specifically offering an additional 0.50%* p.a.

What is the difference between FD interest rates for regular and senior citizens in Tadipatri?

At Shriram Finance in Tadipatri, senior citizens receive a preferential rate of 0.50%* p.a. above what regular depositors are offered.

Is there a difference between FD interest rates for different tenures in Tadipatri?

In Tadipatri, FD interest rates vary by tenure, with longer commitment periods typically rewarded with more favorable rates.

What is the process to close a Fixed Deposit prematurely in Tadipatri?

To close a Shriram FD early in Tadipatri, submit the original deposit receipt with a Rs.1 revenue stamp, a request letter, and a cancelled cheque. Per RBI guidelines, deposits cannot be closed before three months from the deposit/renewal date except in case of depositor death.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.