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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit In Thanjavur

If you’re looking for a simple way to grow your savings over time, a Fixed Deposit in Thanjavur could be a practical choice. It allows you to invest a fixed amount for a chosen period and earn interest at a steady rate. This guide offers useful information about starting an FD in Thanjavur with Shriram Finance. It explains the available options, interest payout methods, and important points to consider before you begin. Whether you’re planning for a future expense or building your savings gradually, this guide will help you take an informed step toward financial stability.

Types of Fixed Deposits

Examine these fixed deposit types to further your financial objectives

interest rates

Cumulative Fixed Deposit

This saving method doesn't distribute periodic interest payments. Rather, the interest generated is combined with your principal amount. This produces a compounding effect, helping your money grow more quickly over time. Interest is earned on both your initial deposit and previously accumulated interest. Upon maturity, you collect the total amount - your original deposit plus all interest accrued. Cumulative FDs are good for those wanting long-term growth without needing regular income, as they apply compound interest to improve returns.

achievement

Non-Cumulative Fixed Deposit

With this option, you receive interest at scheduled intervals, giving you a consistent flow of income. Your earnings are calculated using simple interest approaches and can be paid monthly, quarterly, or annually. This selection offers reliable returns and better liquidity compared to cumulative deposits, making it fitting for handling recurring financial obligations.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Also, our FDs can be used for various other financial goals

  • FD for Wedding Expenses
  • FD for Home Expenses
  • Fixed Deposit for Children
  • FD for Retirement Fund

The FD interest rate is 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while a Non-Cumulative Fixed Deposit pay out interest at regular intervals (monthly, quarterly, half-yearly, or yearly).

Shriram Fixed Deposit Features and Benefits

Correct appraisal of fixed deposit qualities and advantages is critical for structuring effective investment plans. The main attributes of FD include

Flex Tenure
Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Attractive Interest
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Compounding Benefit
Low minimum investment amountLow minimum investment amount
Static Alt Text
Flexible tenureFlexible tenure
Predictable Return
Predictable returnsPredictable returns
Cumulative
Attractive interest ratesAttractive interest rates
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Thanjavur

FD rates in Thanjavur change based on the bank and investment period. Banking organisations present unique interest rates, so it's advantageous to compare possibilities. Whether you need regular income or aim to build your savings over time, picking a fixed deposit that aligns with your financial goals can support improved financial planning. Always check that your deposit option suits your financial needs for more effective fund management. Consider elements like auto-renewal systems and nomination facilities. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. GGet an interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Note: Interest rates are subject to change and the rate applicable will be the rate prevalent on the date of deposit / renewal.

The above additional interest rates will be applied on the yearly rate, which will be factored correspondingly into the calculation of compounding interest rates for periods shorter than a year, including monthly, quarterly, and half-yearly rates.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Thanjavur

Shriram Finance has formulated clear eligibility guidelines for potential fixed deposit holders in Thanjavur. The individuals allowed to arrange fixed deposit investments in Thanjavur encompass

  • IndividualEligibility Criteria
    • Trust and Foundation
    • Partnership Firm
    • Unincorporated Association or Body of Individual
    • Companies
    • Hindu Undivided Family
    • Non-Resident Indians (NRIs)
    • Indian Residents

How to Invest in Fixed Deposit with Shriram in Thanjavur

Shriram Finance furnishes the Shriram Unnati Fixed Deposit in Thanjavur, which can be created online or at a local branch. It includes adjustable durations and fitting interest rates. Keep your documents organised for a fluid application. Check the instructions below to launch a Shriram Unnati Fixed Deposit through their online service.

How To Apply

  • Step 1

    Register using your mobile number.

  • Step 2

    Enter the investment amount, tenure and PAN.

  • Step 3

    Complete your KYC, share depositor details & any other declaration.

  • Step 4

    Verify the Bank Details. Then, add your nominee details and complete the payment online.

  • Step 5

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Thanjavur?

After your deposit reaches its end date, you have the possibility to renew your Shriram FD in Thanjavur and continue with fixed deposit benefits. Renewal is achievable online via the website or app or at a nearby office. Check out the instructions below to renew your fixed deposit through their digital service.

Flex tenure
Step 1 Sign in to your account.
Attractive Interest
Step 2 Select the FD investment you wish to renew.
Account save
Step 3 Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 Select the FD amount and tenure.
Review
Step 5 Review and confirm the terms of the renewed FD investment and confirm the renewal.
Confirm
Step 6 Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Thanjavur

Shriram Finance runs FD branches in Thanjavur for overseeing or opening fixed deposits. Proficient representatives help you with account creation, renewals, and assorted enquiries. Attending a branch supports choosing a fixed deposit that meets your financial requirements.

Thanjavur - II

  • No1143, East Main Street, Opposite to Dhivya Sweets THANJAVUR,TAMIL NADU Pincode 613001 Phone18001034959

Thanjavur - III

  • 1st Floor M/S Pillai And Sons Motor Company 31, Rajappa Nagar, Medical Medical College Road THANJAVUR,TAMIL NADU Pincode 613007 Phone18001034959

Thanjavur - I

  • No.975, 1st Floor, South East Rampart, Near Old Bus Stand THANJAVUR,TAMIL NADU Pincode 613001 Phone18001034959
View All Branches

Shriram FD Customer Care in Thanjavur

Should you need clarity about your fixed deposit account, you can communicate with the Fixed Deposit Customer Care team in Thanjavur. They are available to render assistance. The customer care contact particulars are detailed below for your convenience.

Toll Free

Shriram FD Status in Thanjavur

To keep track of your fixed deposit in Thanjavur, log in to the online portal or contact customer care. These options help you stay informed about interest accruals and maturity, making account management more convenient.

Fixed Deposit in Major Cities in India

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Fixed deposit in Indore

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Thanjavur?

The minimum deposit amount for a fixed deposit in Thanjavur for Shriram FD is Rs.5000, with deposits accepted in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Thanjavur?

The interest rate on FD in Thanjavur is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Thanjavur?

Yes, you can open a FD account online with Shriram Finance in Thanjavur. The process is quick and convenient, involving these steps 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate

Is premature withdrawal of a Fixed Deposit allowed in Thanjavur?

Yes, you can withdraw a fixed deposit before its maturity in Thanjavur; however, this may involve a penalty, typically resulting in a reduced interest rate.

Can I open a Fixed Deposit in Thanjavur in the name of a minor?

Yes, opening a fixed deposit account for a minor in Thanjavur is possible with Shriram Finance, provided the guardian consents and submits the necessary documents.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, withdrawing a fixed deposit before maturity in Thanjavur usually incurs a penalty, often leading to a lower interest rate on the deposit.

Can I change the nominee for my Fixed Deposit in Thanjavur?

Yes, you can update the nominee for your FD in Thanjavur by submitting a formal request along with valid identification for the new nominee.

Can I open multiple Fixed Deposits in Thanjavur?

Yes, you are allowed to open multiple fixed deposits in Thanjavur, either within the same financial institution or across different ones.

What is the maximum amount that can be invested in a Fixed Deposit in Thanjavur?

Generally, there is no upper limit on the amount you can invest in a fixed deposit in Thanjavur unless specified by particular schemes.

Can I open a Fixed Deposit in a joint account in Thanjavur?

Yes, a fixed deposit can be opened jointly in Thanjavur, subject to the terms and conditions of the financial institution.

Are there any fixed deposit schemes for senior citizens in Thanjavur?

Yes, many financial institutions offer additional fixed deposit interest rates for senior citizens compared to regular deposits. For instance, Shriram Finance offers additional interest rate of 0.50%* p.a. for senior citizens.

What is the difference between FD interest rates for regular and senior citizens in Thanjavur?

Shriram Finance offers an additional 0.50%* p.a. interest rate for senior citizens compared to regular depositors.

Is there a difference between FD interest rates for different tenures in Thanjavur?

Yes, in Thanjavur, fixed deposit interest rates may vary based on the chosen tenure, with different durations attracting different rates.

What is the process to close a Fixed Deposit prematurely in Thanjavur?

To close your Shriram Fixed Deposit early in Thanjavur, submit the original deposit receipt with a Rs.1 revenue stamp, a request letter, and a cancelled cheque. According to RBI guidelines, premature closure within three months is not permitted unless due to the depositor's death.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.