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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit in Thoubal

Fixed deposits are a popular investment in Thoubal, offering a safe way to grow your savings over time. By locking in a fixed amount for a selected period, you can earn interest without worrying about market volatility. People in Thoubal, whether working professionals, homemakers, or retirees often prefer FDs for their dependability. If you're considering a Fixed Deposit in Thoubal, Shriram Finance provides an excellent platform to get started. With features like flexible tenure, competitive interest rates, and added advantages for women and senior citizens, Shriram Fixed Deposit fits a variety of financial needs. The process to open an FD is easy and quick, requiring only basic documents. If you’re looking for steady returns and a trusted investment partner, start your FD in Thoubal with Shriram Finance today.

Types of Fixed Deposits

Following are the various forms of FDs to achieve your financial goals.

interest rates

Cumulative Fixed Deposit

A Cumulative Fixed Deposit works by reinvesting the earned interest with the original deposit instead of paying it out regularly. This reinvestment helps the principal amount grow, delivering higher overall returns through the power of compounding. Upon maturity, the investor receives a lump sum comprising the initial deposit and the compounded interest. Cumulative FDs are suitable for those focused on long-term growth, as they offer maximised earnings without needing periodic payouts.

achievement

Non-Cumulative Fixed Deposit

With a Non-Cumulative Fixed Deposit, interest is paid out at predetermined intervals, offering a consistent income. It is especially useful for those who depend on regular financial inflows. The interest is computed using simple interest and may be paid monthly, quarterly or annually. This option ensures reliable returns and improved liquidity, which is ideal for covering regular living expenses.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Our fixed deposits can also help with various life milestones:

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate of 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while Non-Cumulative Fixed Deposit pays out interest at regular intervals.

Shriram Fixed Deposit Features and Benefits

Understanding the fixed deposit features and benefits helps you identify suitable investment options. Below are the main traits and advantages of an FD:

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Flexible tenureFlexible tenure
Compounding Benefit
Attractive interest ratesAttractive interest rates
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Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Thoubal

The FD rates in Thoubal may differ from one institution to another. Reviewing these options is important to get the most from your investment. Rates typically vary based on the duration of the deposit and the organisation offering it. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Thoubal

If you wish to open a fixed deposit in Batala, certain eligibility criteria must be fulfilled. These are the standard requirements for starting an FD account.

    • Partnership Firm
    • Companies
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Trust and Foundation
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Thoubal

Shriram Finance provides competitive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. You can open an FD online or by visiting the nearest Shriram Finance branch. Keep all necessary paperwork ready for a smooth setup. The general online FD process involves the following steps.

How To Apply

  • Step 1 :

    Register using your mobile number.

  • Step 2 :

    Enter the investment amount, tenure and PAN.

  • Step 3 :

    Complete your KYC, share depositor details & any other declaration.

  • Step 4 :

    Verify the Bank Details. Then, add your nominee details and complete the payment online

  • Step 5 :

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Thoubal?

Before your fixed deposit matures, you can renew your Shriram FD in Thoubal to continue enjoying its benefits. You can complete the renewal process online through the website or mobile app or by visiting a branch. Below are the general steps to renew your fixed deposit online.

Flex tenure
Step 1 : Sign in to your account.
Attractive Interest
Step 2 : Select the FD investment you wish to renew.
Account save
Step 3 : Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 : Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 : Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Thoubal

Shriram Finance supports your FD investment goals through its dedicated FD branches in Batala. Our trained staff are available to assist you in opening or managing your Unnati FD account. Please find branch details below.

Imphal

  • 2nd Floor, Khoyathong, Pukhri Achouba Nagamapal Road, Ward No.3, Near Amazon Building, Khoyathong IMPHAL,MANIPUR Pincode: 795001 Phone:18001036369

Guwahati - I (Chandmari)

  • Senapati Commercial, 2nd Floor, Mani Ram Dewan Road, Near Abishek Motors, Silpukhuri GUWAHATI,ASSAM Pincode: 781003 Phone:18001036369

Guwahati 2

  • 3rd Floor, Meghmaller Apartment, Near Central Nursing Home, Survey Beltola GUWAHATI,ASSAM Pincode: 781028 Phone:18001036369
View All Branches

Shriram FD Customer Care in Thoubal

Have any doubts about your FD? Our customer care team is available to provide quick support. Reach us through the contact numbers given below.

Toll Free

Shriram FD Status in Thoubal

Tracking your Shriram FD in Batala is easy using our online services or by contacting our support team. This helps you stay aware of your returns and maturity schedule.

Fixed Deposit in Major Cities in India

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Fixed deposit in pune
Fixed deposit in Indore

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Thoubal?

The minimum amount needed to book a fixed deposit with Shriram Finance in Thoubal is Rs.5,000. Further deposits can be made in increments of Rs.1,000.

What is the interest rate on Fixed Deposits in Thoubal?

Fixed deposits in Thoubal offer an interest rate of 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Thoubal?

Yes, opening an FD account online with Shriram Finance in Thoubal is simple. The process is quick and convenient, involving these steps: 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate.

Is premature withdrawal of a Fixed Deposit allowed in Thoubal?

Yes, fixed deposits can be withdrawn early in Thoubal. However, this may attract penalties or lower interest rates based on the scheme's conditions.

Can I open a Fixed Deposit in Thoubal in the name of a minor?

Yes, it’s possible to open a fixed deposit account in a minor’s name with the approval of a guardian.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, premature withdrawals are typically subject to penalties, often in the form of reduced interest earnings.

Can I change the nominee for my Fixed Deposit in Thoubal?

Yes, nominee information for your fixed deposit can be modified by submitting a written request and valid ID for the new nominee.

Can I open multiple Fixed Deposits in Thoubal?

Yes, you are allowed to hold multiple fixed deposits, either at the same or at different financial institutions.

What is the maximum amount that can be invested in a Fixed Deposit in Thoubal?

There is usually no maximum limit for FD investments, though specific schemes may have set caps under institutional policies.

Can I open a Fixed Deposit in a joint account in Thoubal?

Yes, joint fixed deposit accounts are permitted in Thoubal, subject to the policies of the financial institution.

Are there any fixed deposit schemes for senior citizens in Thoubal?

Yes, senior citizens are usually offered a higher interest rate on fixed deposits. Shriram Finance gives 0.50%* p.a. extra for senior citizens.

What is the difference between FD interest rates for regular and senior citizens in Thoubal?

Senior citizens receive an added 0.50%* p.a. interest rate from Shriram Finance over the standard rates offered to other depositors.

Is there a difference between FD interest rates for different tenures in Thoubal?

Yes, FD interest rates differ with tenure; longer periods usually fetch better returns as institutions reward longer commitments.

What is the process to close a Fixed Deposit prematurely in Thoubal?

To prematurely terminate your Shriram FD in Thoubal, you must submit the original deposit receipt with a Rs.1 revenue stamp, a request letter, and a cancelled cheque. According to Reserve Bank of India (RBI) regulations, early closure within three months of deposit or renewal is not allowed unless the depositor passes away.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.