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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit in Tirap

A fixed deposit is one of the most trusted ways to save and grow your money, offering a guaranteed return at a fixed rate over a set period. It is especially popular among individuals who value stability and predictable returns. Shriram Finance provides competitive interest rates, flexible terms, and the option to invest as little as Rs.5,000. Additionally, senior citizens and women enjoy special interest rates, making an FD in Tirap an even more attractive investment option. With Shriram Finance, you can open an FD easily online or at any of our branches, with minimal documentation required. Start your investment journey today with a Fixed Deposit in Tirap and watch your savings grow with guaranteed returns.

Types of Fixed Deposits

Following are the various forms of FDs to achieve your financial goals.

interest rates

Cumulative Fixed Deposit

A Cumulative Fixed Deposit accumulates interest and pays it out in full at maturity. The interest earned is added to the original deposit, allowing your investment to grow through compounding. At the end of the term, you’ll receive the principal plus the total interest. It’s ideal for those who prefer saving long-term without needing frequent payouts.

achievement

Non-Cumulative Fixed Deposit

With a Non-Cumulative Fixed Deposit, interest is paid out at regular intervals monthly, quarterly, or yearly. It operates on simple interest and is better suited for individuals who depend on regular income. This type also offers more liquidity than a cumulative FD, making it suitable for short-term financial needs.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Our fixed deposits can also help with various life milestones:

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate of 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while Non-Cumulative Fixed Deposit pays out interest at regular intervals.

Shriram Fixed Deposit Features and Benefits

Understanding our fixed deposit features and benefits allows you to better align with your financial plans. Below is a brief overview of an FD’s main features and benefits:

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Flexible tenureFlexible tenure
Compounding Benefit
Attractive interest ratesAttractive interest rates
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Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Tirap

The FD rates in Tirap differ from one institution to another. Comparing these rates is important to find one that offers more attractive returns. These rates are largely based on the duration and the institution’s policies. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

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Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Tirap

There are certain eligibility requirements to open a fixed deposit in Tirap. These generally include the following.

    • Partnership Firm
    • Companies
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Trust and Foundation
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Tirap

Shriram Finance provides competitive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. To begin a fixed deposit, you can apply online or visit your nearest branch. Keeping your documents ready ensures a smooth process. Here’s a brief look at the steps for applying online.

How To Apply

  • Step 1 :

    Register using your mobile number.

  • Step 2 :

    Enter the investment amount, tenure and PAN.

  • Step 3 :

    Complete your KYC, share depositor details & any other declaration.

  • Step 4 :

    Verify the Bank Details. Then, add your nominee details and complete the payment online

  • Step 5 :

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Tirap?

Before your fixed deposit matures, you can renew your Shriram FD in Tirap to continue enjoying its benefits. You can complete the renewal process online through the website or mobile app or by visiting a branch. Below are the general steps to renew your fixed deposit online.

Flex tenure
Step 1 : Sign in to your account.
Attractive Interest
Step 2 : Select the FD investment you wish to renew.
Account save
Step 3 : Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 : Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 : Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Tirap

You can walk into our FD branches in Tirap for help with any fixed deposit matter. Our staff is available to support you with account opening or managing your Unnati Fixed Deposit. See the list of branches below.

Shillong

  • 1st Floor, Main Road, Lumbasuk, Lawjynriew, Shillong NONGTHYMMAI,MEGHALAYA Pincode: 793014 Phone:18001034959

Guwahati - I (Chandmari)

  • Senapati Commercial, 2nd Floor, Mani Ram Dewan Road, Near Abishek Motors, Silpukhuri GUWAHATI,ASSAM Pincode: 781003 Phone:18001036369

Dhemaji

  • 1st Floor, Dhemaji Main Town, Chariali Axis Bank Building DHEMAJI,ASSAM Pincode: 787057 Phone:18001036369
View All Branches

Shriram FD Customer Care in Tirap

For any queries or support related to your fixed deposit, our Fixed Deposit Customer Care is just a call away. Use the contact details below for quick help.

Toll Free

Shriram FD Status in Tirap

To stay up to date, check your Fixed Deposit status in Tirap through our online platform or by speaking with customer care. It helps you stay informed about earnings and maturity timelines.

Fixed Deposit in Major Cities in India

Fixed deposit in Mumbai
Fixed deposit in pune
Fixed deposit in Indore
Fixed deposit in Punjab

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Tirap?

To open an FD account with Shriram Finance in Tirap, the minimum required amount is Rs.5,000. Any further investments must be made in increments of Rs.1,000.

What is the interest rate on Fixed Deposits in Tirap?

The present FD interest rate in Tirap stands at 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Tirap?

Yes, premature FD withdrawal is allowed in Tirap. However, such withdrawals could attract penalties or lead to reduced interest payouts. 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate.

Is premature withdrawal of a Fixed Deposit allowed in Tirap?

Yes, fixed deposits in Tirap can be withdrawn prematurely. However, doing so may result in lower interest earnings or applicable penalties.

Can I open a Fixed Deposit in Tirap in the name of a minor?

Yes, you can open a fixed deposit account for a minor in Tirap, with a guardian managing the account on the minor’s behalf.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, most institutions impose a penalty on early withdrawal, which generally results in a lower interest rate being paid out.

Can I change the nominee for my Fixed Deposit in Tirap?

Yes, you may change the nominee details for your fixed deposit at any time by submitting the required documents and nominee ID proof.

Can I open multiple Fixed Deposits in Tirap?

Yes, you can hold more than one FD in Tirap, either with the same institution or across different financial providers.

What is the maximum amount that can be invested in a Fixed Deposit in Tirap?

Typically, there’s no strict upper limit for investing in FDs. However, select schemes may specify a maximum cap for investments.

Can I open a Fixed Deposit in a joint account in Tirap?

Yes, you can opt for a joint fixed deposit account in Tirap, as long as the financial institution allows it under their policy.

Are there any fixed deposit schemes for senior citizens in Tirap?

Yes, many institutions offer tailored FD schemes for senior citizens. Shriram Finance gives an additional **0.50%* p.a.** interest to senior investors.

What is the difference between FD interest rates for regular and senior citizens in Tirap?

Senior citizens receive **0.50%* p.a.** more than regular deposit holders under Shriram Finance’s FD offerings.

Is there a difference between FD interest rates for different tenures in Tirap?

Yes, interest rates differ depending on how long the FD is held. Longer tenures generally offer better rates because of extended duration.

What is the process to close a Fixed Deposit prematurely in Tirap?

If you want to close your Shriram Fixed Deposit before its maturity, you must provide the original FD receipt, a Rs.1 revenue stamp, a written request, and a cancelled cheque. According to Reserve Bank of India (RBI) rules, premature closure is not permitted within three months of opening or renewal, unless the account holder has passed away.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.