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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit in Tiruvannamalai

If you’re looking to make your savings work for you, a Fixed Deposit in Tiruvannamalai offers a dependable way to earn interest over a set period. It’s a straightforward investment option that provides peace of mind with fixed returns. This guide will help you understand the process of opening an FD in Tiruvannamalai with Shriram Finance. You’ll find details on the available tenure options, interest payout choices, and important factors to consider before making your decision. Whether you are saving for a specific purpose or looking to build a solid financial future, this guide will provide the clarity you need to take the next step with confidence.

Types of Fixed Deposits

Study these fixed deposit varieties to support your financial aims.

interest rates

Cumulative Fixed Deposit

This investment strategy doesn't provide regular interest payments. Rather, the interest accrued is added back to your principal sum. This creates a compounding effect, allowing your capital to grow more quickly over time. Interest is earned on both your initial deposit and previously accumulated interest. When it matures, you collect the entire amount - your original deposit plus all interest gained. Cumulative FDs are beneficial for those seeking long-term growth without requiring regular income, as they apply compound interest to boost returns.

achievement

Non-Cumulative Fixed Deposit

With this alternative, you receive interest at fixed intervals, providing a reliable income stream. Your earnings are worked out using simple interest formulas and can be paid monthly, quarterly, or yearly. This option offers steady returns and better access to your funds compared to cumulative deposits, making it fitting for meeting ongoing expenses.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Our fixed deposits can also help with various life milestones:

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate of 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while Non-Cumulative Fixed Deposit pays out interest at regular intervals.

Shriram Fixed Deposit Features and Benefits

An in-depth examination of fixed deposit components and benefits is essential in shaping productive investment plans. The fundamental qualities of FD include:

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Flexible tenureFlexible tenure
Compounding Benefit
Attractive interest ratesAttractive interest rates
Static Alt Text
Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Tiruvannamalai

FD rates in Tiruvannamalai fluctuate depending on the bank and tenure duration. Each institution offers its distinctive interest rates, making it valuable to compare alternatives. Whether you desire a steady income or hope to expand your savings over time, opting for a fixed deposit that aligns with your financial plan can lead to better financial planning. Always confirm your deposit choice fits your financial requirements for more efficient resource handling. Look at aspects like auto-renewal options and nomination arrangements. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get an interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

loangraph

Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Tiruvannamalai

Shriram Finance has outlined detailed eligibility conditions for would-be fixed deposit holders in Tiruvannamalai. The groups allowed to establish fixed deposit investments in Tiruvannamalai contain.

    • Partnership Firm
    • Companies
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Trust and Foundation
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Tiruvannamalai

Shriram Finance extends the Shriram Unnati Fixed Deposit in Tiruvannamalai, accessible via the internet or a branch visit. It affords adjustable terms and fitting interest rates. Have your paperwork ready for a seamless process. Consider the guidelines below to launch a Shriram Unnati Fixed Deposit using their online platform.

How To Apply

  • Step 1 :

    Register using your mobile number.

  • Step 2 :

    Enter the investment amount, tenure and PAN.

  • Step 3 :

    Complete your KYC, share depositor details & any other declaration.

  • Step 4 :

    Verify the Bank Details. Then, add your nominee details and complete the payment online

  • Step 5 :

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Tiruvannamalai?

Before your fixed deposit matures, you can renew your Shriram FD in Tiruvannamalai to continue enjoying its benefits. You can complete the renewal process online through the website or mobile app or by visiting a branch. Below are the general steps to renew your fixed deposit online.

Flex tenure
Step 1 : Sign in to your account.
Attractive Interest
Step 2 : Select the FD investment you wish to renew.
Account save
Step 3 : Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 : Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 : Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Tiruvannamalai

Shriram Finance provides FD branches in Tiruvannamalai for coordinating or opening fixed deposits. Skilled consultants direct you through account creation, renewals, and multiple concerns. Attending a branch supports picking a fixed deposit that corresponds to your financial plans.

Thellar

  • 1st Floor, No.23, Tindivanam to Vandavasi Main Road, Near Pallavan Grama Bank, Thellar TIRUVANNAMALAI,TAMIL NADU Pincode: 604406 Phone:18001034959

Kilpennathur

  • No.228, First Floor, Opposite Indian Bank, Tiruvanamalai Main Road, Kilpennathur TIRUVANNAMALAI,TAMIL NADU Pincode: 604601 Phone:18001036369

Thiruvannamalai

  • No. 115/6, ChinnaKadi Street, 1st Floor, Maharaja Medicals Back Side TIRUVANNAMALAI,TAMIL NADU Pincode: 606601 Phone:18001034959
View All Branches

Shriram FD Customer Care in Tiruvannamalai

When you need clarity regarding your fixed deposit account, you can communicate with the Fixed Deposit Customer Help team in Tiruvannamalai. They are at your disposal to extend guidance. The customer help contact information is presented below for your convenience.

Toll Free

Shriram FD Status in Tiruvannamalai

Managing your fixed deposit in Tiruvannamalai is simple with the online portal or customer care support. These facilities help you access interest and maturity details, making it easier to review your deposit and plan your finances accordingly.

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Fixed deposit in Indore

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Tiruvannamalai?

The minimum deposit amount for a fixed deposit in Tiruvannamalai for Shriram FD is Rs.5,000, with deposits accepted in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Tiruvannamalai?

The interest rate on FD in Tiruvannamalai is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Tiruvannamalai?

Yes, you can open a FD account online with Shriram Finance in Tiruvannamalai. The process is quick and convenient, involving these steps: 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate

Is premature withdrawal of a Fixed Deposit allowed in Tiruvannamalai?

Yes, you can withdraw a fixed deposit before its maturity in Tiruvannamalai; however, this may involve a penalty, typically resulting in a reduced interest rate.

Can I open a Fixed Deposit in Tiruvannamalai in the name of a minor?

Yes, opening a fixed deposit account for a minor in Tiruvannamalai is possible with Shriram Finance, provided the guardian consents and submits the necessary documents.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, withdrawing a fixed deposit before maturity in Tiruvannamalai usually incurs a penalty, often leading to a lower interest rate on the deposit.

Can I change the nominee for my Fixed Deposit in Tiruvannamalai?

Yes, you can update the nominee for your FD in Tiruvannamalai by submitting a formal request along with valid identification for the new nominee.

Can I open multiple Fixed Deposits in Tiruvannamalai?

Yes, you are allowed to open multiple fixed deposits in Tiruvannamalai, either within the same financial institution or across different ones.

What is the maximum amount that can be invested in a Fixed Deposit in Tiruvannamalai?

Generally, there is no upper limit on the amount you can invest in a fixed deposit in Tiruvannamalai unless specified by particular schemes.

Can I open a Fixed Deposit in a joint account in Tiruvannamalai?

Yes, a fixed deposit can be opened jointly in Tiruvannamalai, subject to the terms and conditions of the financial institution.

Are there any fixed deposit schemes for senior citizens in Tiruvannamalai?

Yes, many financial institutions offer additional fixed deposit interest rates for senior citizens compared to regular deposits. For instance, Shriram Finance offers additional interest rate of 0.50%* p.a. for senior citizens.

What is the difference between FD interest rates for regular and senior citizens in Tiruvannamalai?

Shriram Finance offers an additional 0.50%* p.a. interest rate for senior citizens compared to regular depositors.

Is there a difference between FD interest rates for different tenures in Tiruvannamalai?

Yes, in Tiruvannamalai, fixed deposit interest rates may vary based on the chosen tenure, with different durations attracting different rates.

What is the process to close a Fixed Deposit prematurely in Tiruvannamalai?

To close your Shriram Fixed Deposit early in Tiruvannamalai, submit the original deposit receipt with a Rs.1 revenue stamp, a request letter, and a cancelled cheque. According to RBI guidelines, premature closure within three months is not permitted unless due to the depositor's death.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.