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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit in Tuensang

Tuensang is witnessing gradual growth as residents are showing greater interest in secure investment opportunities. A Fixed Deposit in Tuensang offers a dependable route for individuals to earn consistent returns while safeguarding their capital. Shriram Finance, known for its customer-centric approach, provides a seamless way to start investing with as little as Rs.5,000. Investors can choose between cumulative and non-cumulative schemes based on whether they prefer periodic payouts or a lump sum on maturity. The benefits of compounding add significant value, especially over longer durations. As people in Tuensang become more financially aware, Shriram Fixed Deposit is emerging as a practical solution for those seeking both stability and steady growth in their savings portfolio. Secure your hard-earned money with an FD in Tuensang.

Types of Fixed Deposits

Following are the various forms of FDs to achieve your financial goals.

interest rates

Cumulative Fixed Deposit

In a Cumulative Fixed Deposit, the interest earned is added back to the principal and continues to increase over the deposit term. This compounding effect ensures that the final maturity value includes both your original deposit and the total interest earned. It’s a good option for those with long-term goals who don’t need regular payouts.

achievement

Non-Cumulative Fixed Deposit

A Non-Cumulative Fixed Deposit offers interest payouts at regular intervals, monthly, quarterly, or annually, as per your preference. The interest is calculated on a simple basis, making it a reliable option for those who need a consistent source of income for daily expenses.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Our fixed deposits can also help with various life milestones:

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate of 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while Non-Cumulative Fixed Deposit pays out interest at regular intervals.

Shriram Fixed Deposit Features and Benefits

Knowing the key features and benefits of our fixed deposit scheme allows you to make financial decisions with clarity. Below is a quick summary of the main highlights.

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Flexible tenureFlexible tenure
Compounding Benefit
Attractive interest ratesAttractive interest rates
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Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Tuensang

The FD rates in Tuensang may differ depending on the financial institution. Comparing these rates can help you choose more rewarding options. The rates are usually based on the lender and your chosen deposit term. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

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Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Tuensang

To open a fixed deposit account in Tuensang, you need to meet some basic eligibility requirements. These usually include the following.

    • Partnership Firm
    • Companies
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Trust and Foundation
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Tuensang

Shriram Finance provides competitive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. When your fixed deposit matures, you can choose to renew your Shriram FD in Tuensang and keep enjoying the benefits. Renewal can be done through the app, website, or by visiting a branch. Follow the steps listed below.

How To Apply

  • Step 1 :

    Register using your mobile number.

  • Step 2 :

    Enter the investment amount, tenure and PAN.

  • Step 3 :

    Complete your KYC, share depositor details & any other declaration.

  • Step 4 :

    Verify the Bank Details. Then, add your nominee details and complete the payment online

  • Step 5 :

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Tuensang?

Before your fixed deposit matures, you can renew your Shriram FD in Tuensang to continue enjoying its benefits. You can complete the renewal process online through the website or mobile app or by visiting a branch. Below are the general steps to renew your fixed deposit online.

Flex tenure
Step 1 : Sign in to your account.
Attractive Interest
Step 2 : Select the FD investment you wish to renew.
Account save
Step 3 : Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 : Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 : Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Tuensang

If you need support, visit one of our FD branches in Tuensang. Our staff can help you open fixed deposit or assist with Unnati Fixed Deposit Scheme. Details of our nearby branches are provided below.

Shillong

  • 1st Floor, Main Road, Lumbasuk, Lawjynriew, Shillong NONGTHYMMAI,MEGHALAYA Pincode: 793014 Phone:18001034959

Guwahati - I (Chandmari)

  • Senapati Commercial, 2nd Floor, Mani Ram Dewan Road, Near Abishek Motors, Silpukhuri GUWAHATI,ASSAM Pincode: 781003 Phone:18001036369

Dhemaji

  • 1st Floor, Dhemaji Main Town, Chariali Axis Bank Building DHEMAJI,ASSAM Pincode: 787057 Phone:18001036369
View All Branches

Shriram FD Customer Care in Tuensang

If you have questions about your fixed deposit, you can contact our Fixed Deposit Customer Care. Our team is available by phone to provide the support you need. Contact details are shared below.

Toll Free

Shriram FD Status in Tuensang

To stay updated on your investment, you can check your FD status in Tuensangeither online or by calling our customer care. Tracking your FD helps you plan better for both interest payouts and maturity.

Fixed Deposit in Major Cities in India

Fixed deposit in Mumbai
Fixed deposit in pune
Fixed deposit in Indore
Fixed deposit in Punjab

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Tuensang?

The minimum amount required to open a fixed deposit with Shriram Finance in Tuensang is Rs.5,000, with additional deposits accepted in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Tuensang?

The interest rate on FD in Tuensang is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Tuensang?

Yes, opening an FD account online with Shriram Finance in Tuensang is simple. The process is quick and convenient, involving these steps: 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate.

Is premature withdrawal of a Fixed Deposit allowed in Tuensang?

Yes, premature withdrawal is allowed on fixed deposits in Tuensang. However, penalties or reduced interest may apply, so it’s advisable to check the terms beforehand.

Can I open a Fixed Deposit in Tuensang in the name of a minor?

Yes, you can open a fixed deposit account for a minor, but it must be done with a guardian's consent.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, withdrawing a fixed deposit before maturity usually leads to a penalty, often in the form of a lower interest rate.

Can I change the nominee for my Fixed Deposit in Tuensang?

Yes, changing the nominee for your FD in Tuensang is possible. You will need to submit a formal request along with valid ID proof of the new nominee.

Can I open multiple Fixed Deposits in Tuensang?

Yes, you are allowed to open multiple fixed deposits in Tuensang, either with the same provider or different financial institutions.

What is the maximum amount that can be invested in a Fixed Deposit in Tuensang?

There is usually no upper limit for FD investments. However, some schemes may set a specific cap.

Can I open a Fixed Deposit in a joint account in Tuensang?

Yes, you can hold a fixed deposit jointly in Tuensang, subject to the rules of the financial institution.

Are there any fixed deposit schemes for senior citizens in Tuensang?

Yes, senior citizens can benefit from dedicated FD schemes. For instance, Shriram Finance offers an extra 0.50%* p.a. for them.

What is the difference between FD interest rates for regular and senior citizens in Tuensang?

Senior citizens receive an additional interest of 0.50%* p.a. over the standard rates offered to regular depositors.

Is there a difference between FD interest rates for different tenures in Tuensang?

Yes, fixed deposit interest rates depend on the chosen tenure. Longer durations usually come with better returns.

What is the process to close a Fixed Deposit prematurely in Tuensang?

You can close your Shriram Fixed Deposit prematurely in Tuensang by providing the original deposit receipt with a Rs.1 revenue stamp, a request letter, and a cancelled cheque. As per Reserve Bank of India (RBI) regulations, premature closure within three months of deposit or renewal is not permitted unless in the event of the depositor's death.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.