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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit in Udalguri

A fixed deposit (FD) is a practical way to save and grow your money over a set period. It offers fixed returns that aren’t affected by market changes, making it a preferred option for those who value financial stability. Choosing a Fixed Deposit in Udalguri can be a smart step towards setting aside funds for future needs or long-term goals. Shriram Finance makes it easy to open an FD. You can invest with as little as Rs.5,000 and choose a tenure that suits your plans. With competitive interest rates and a clear return structure, Shriram Fixed Deposit gives you more control over your savings. You don’t need to worry about a lengthy process either. The FD can be opened online or offline with minimal paperwork. It’s a simple and straightforward way to begin your investment journey. Start saving with confidence by opening an FD in Udalguri with us today.

Types of Fixed Deposits

Following are the various forms of FDs to achieve your financial goals.

interest rates

Cumulative Fixed Deposit

A Cumulative Fixed Deposit allows interest to stay within the account, compounding alongside the principal over the term. Instead of regular interest disbursements, the investor receives the total amount at maturity, including the principal investment and all compounded interest. These FDs are particularly appropriate for those looking to expand their wealth gradually without needing interim returns.

achievement

Non-Cumulative Fixed Deposit

A Non-Cumulative Fixed Deposit enables regular interest payouts monthly, quarterly or yearly. Based on simple interest calculations, these deposits cater to individuals requiring periodic income. They offer better liquidity options and are well-suited for investors managing everyday financial needs.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Our fixed deposits can also help with various life milestones:

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate of 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while Non-Cumulative Fixed Deposit pays out interest at regular intervals.

Shriram Fixed Deposit Features and Benefits

Familiarity with the fixed deposit features and benefits is helpful when planning your finances. The list below highlights the core features and benefits of an FD:

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Flexible tenureFlexible tenure
Compounding Benefit
Attractive interest ratesAttractive interest rates
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Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Udalguri

The FD rates in Udalguri may differ by individual banks and financial institutions. Comparing these rates carefully can help you optimise your returns. These rates generally fluctuate based on investment period and institution category. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

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STEP 04

Tenure up to

months

Min 12 months

Max 60 months

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Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Udalguri

Opening a fixed deposit account with Shriram Finance requires meeting certain eligibility standards. Typically, you must satisfy the following criteria to qualify for an FD.

    • Partnership Firm
    • Companies
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Trust and Foundation
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Udalguri

Shriram Finance provides competitive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. You have the option to open an FD online or by visiting the branch. Keep your documentation ready to avoid unnecessary delays. The steps below outline the process for online FD investment.

How To Apply

  • Step 1 :

    Register using your mobile number.

  • Step 2 :

    Enter the investment amount, tenure and PAN.

  • Step 3 :

    Complete your KYC, share depositor details & any other declaration.

  • Step 4 :

    Verify the Bank Details. Then, add your nominee details and complete the payment online

  • Step 5 :

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Udalguri?

Before your fixed deposit matures, you can renew your Shriram FD in Udalguri to continue enjoying its benefits. You can complete the renewal process online through the website or mobile app or by visiting a branch. Below are the general steps to renew your fixed deposit online.

Flex tenure
Step 1 : Sign in to your account.
Attractive Interest
Step 2 : Select the FD investment you wish to renew.
Account save
Step 3 : Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 : Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 : Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Udalguri

Our presence through FD branches in Udalguri ensures easy access to fixed deposit services. Every branch location features trained specialists who can guide you to open fixed deposit accounts or handle operations for your current Unnati Fixed Deposit Scheme accounts. A detailed list of available branches is presented below.

Udalguri

  • 3rd Floor, PND Complex, Ward No.3, Hospital Road, Udalguri Town, BTAD UDALGURI,ASSAM Pincode: 784509 Phone:18001034959

Dhubri

  • First Floor, W/N-16, G.T.B Road, Dhubri, Near Appolo Tyre/Indian Oil Petrol Pump (B.O.C More) DHUBRI,ASSAM Pincode: 783301 Phone:18001036369

Barpeta

  • 1st Floor, Pragati Tower, Main Road, Barpeta Road BARPETA,ASSAM Pincode: 781315 Phone:18001036369
View All Branches

Shriram FD Customer Care in Udalguri

If you encounter any questions regarding your FD, our professional Fixed Deposit Customer Care team stands ready to assist. Simply contact our service desk for prompt support and thorough answers concerning any aspect of your investment. The necessary contact details are provided below.

Toll Free

Shriram FD Status in Udalguri

To easily monitor your Fixed Deposit status in Panipat, you can access our comprehensive digital platforms or connect with our attentive customer service representatives. Keeping track of important details such as your deposit's maturity date and scheduled interest payments helps ensure optimal management of your investments.

Fixed Deposit in Major Cities in India

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Fixed deposit in Indore

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Udalguri?

Shriram Finance lets you start a fixed deposit with a minimum of Rs.5,000. Following that, investments should be in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Udalguri?

The current FD interest rate offered in Udalguri is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Udalguri?

Yes, you can open a FD account online with Shriram Finance in Udalguri. The process is quick and convenient, involving these steps: 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate.

Is premature withdrawal of a Fixed Deposit allowed in Udalguri?

Premature FD withdrawal is permitted in Panipat. However, it could lead to a penalty or lower interest earnings. Checking the exact conditions beforehand is recommended.

Can I open a Fixed Deposit in Udalguri in the name of a minor?

A fixed deposit account can be opened for a minor, provided a guardian is part of the process.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Early withdrawal of fixed deposits generally incurs penalties, typically by way of a decrease in the interest returns.

Can I change the nominee for my Fixed Deposit in Udalguri?

Yes, you can change the nominee for your FD account in Udalguri. A formal request and valid ID of the new nominee will be required.

Can I open multiple Fixed Deposits in Udalguri?

Yes, you can open multiple fixed deposits in Udalguri, either with the same financial institution or across different ones.

What is the maximum amount that can be invested in a Fixed Deposit in Udalguri?

Generally, there’s no set upper limit for fixed deposit investments. However, individual schemes may set their own defined maximum limits.

Can I open a Fixed Deposit in a joint account in Udalguri?

Yes, you can open a fixed deposit in a joint account in Udalguri, as long as it complies with the institution’s policies.

Are there any fixed deposit schemes for senior citizens in Udalguri?

Yes, several institutions provide exclusive schemes for senior citizens with additional interest rates benefits. For example, Shriram Finance provides an additional 0.50%* p.a. for senior citizen depositors.

What is the difference between FD interest rates for regular and senior citizens in Udalguri?

Shriram Finance provides an additional rate of 0.50%* p.a. for senior citizens compared to regular depositors.

Is there a difference between FD interest rates for different tenures in Udalguri?

Yes, interest rates for fixed deposits depend on the tenure. Longer tenures tend to offer better rates.

What is the process to close a Fixed Deposit prematurely in Udalguri?

If you want to withdraw your Shriram Finance FD before it matures, make sure you've got your original deposit slip with a Rs.1 revenue stamp, a written request, and a cancelled cheque ready. Keep in mind that Reserve Bank of India (RBI) rules generally prevent early withdrawals within the first three months, except if the depositor dies.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.