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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit in Yamuna Nagar

Building financial stability often starts with simple and thoughtful choices. A Fixed Deposit in Yamuna Nagar can be one such option, offering a straightforward way to plan your savings and earn interest over time. This guide will help you explore how to open an FD in Yamuna Nagar with Shriram Finance. It covers essential details such as available tenures, payout options, and points to consider before choosing a deposit plan. Whether you are saving for the near future or planning for long-term goals, this guide aims to support your journey with clarity and relevant information.

Types of Fixed Deposits

Consider these fixed deposit types to support your financial objectives

interest rates

Cumulative Fixed Deposit

This investment approach doesn't provide regular interest payments. Rather, the interest generated is added back to your principal sum. This produces a compounding effect, enabling your funds to increase more rapidly over time. Interest accumulates on both your initial deposit and previously earned interest. At maturity, you collect the entire amount - your original deposit plus all accrued interest. Cumulative FDs are suitable for those seeking long-term growth without requiring regular income, as they utilise compound interest to improve returns.

achievement

Non-Cumulative Fixed Deposit

With this alternative, you receive interest at scheduled intervals, delivering a consistent income stream. Your earnings are determined using simple interest calculations and can be disbursed monthly, quarterly, or yearly. This selection provides predictable returns and improved access to your money compared to cumulative deposits, making it fitting for managing regular expenses.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Also, our FDs can be used for various other financial goals

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate of 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while Non-Cumulative Fixed Deposit pays out interest at regular intervals.

Shriram Fixed Deposit Features and Benefits

Correct appraisal of fixed deposit qualities and advantages is critical for structuring effective investment plans. The main attributes of FD include:

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Flexible tenureFlexible tenure
Compounding Benefit
Attractive interest ratesAttractive interest rates
Static Alt Text
Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Yamuna Nagar

FD rates in Yamuna Nagar change based on the bank and investment period. Banking organisations present unique interest rates, so it's advantageous to compare possibilities. Whether you need regular income or aim to build your savings over time, picking a fixed deposit that aligns with your financial goals can support improved financial planning. Always check that your deposit option suits your financial needs for more effective fund management. Consider elements like auto-renewal systems and nomination facilities. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get an interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

loangraph

Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Yamuna Nagar

Shriram Finance has formulated clear eligibility guidelines for potential fixed deposit holders in Yamuna Nagar. The individuals allowed to arrange fixed deposit investments in Yamuna Nagar encompass

    • Partnership Firm
    • Companies
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Trust and Foundation
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Yamuna Nagar

Shriram Finance furnishes the Shriram Unnati Fixed Deposit in Yamuna Nagar, which can be created online or at a local branch. It includes adjustable durations and fitting interest rates. Keep your documents organised for a fluid application. Check the instructions below to launch a Shriram Unnati Fixed Deposit through their online service.

How To Apply

  • Step 1 :

    Register using your mobile number.

  • Step 2 :

    Enter the investment amount, tenure and PAN.

  • Step 3 :

    Complete your KYC, share depositor details & any other declaration.

  • Step 4 :

    Verify the Bank Details. Then, add your nominee details and complete the payment online

  • Step 5 :

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Yamuna Nagar?

Before your fixed deposit matures, you can renew your Shriram FD in Yamuna Nagar to continue enjoying its benefits. You can complete the renewal process online through the website or mobile app or by visiting a branch. Below are the general steps to renew your fixed deposit online.

Flex tenure
Step 1 : Sign in to your account.
Attractive Interest
Step 2 : Select the FD investment you wish to renew.
Account save
Step 3 : Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 : Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 : Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Yamunanagar

Shriram Finance provides FD branches in Yamuna Nagar for handling or opening fixed deposits. Skilled staff assist you with account creation, renewals, and various questions. Attending a branch helps in selecting a fixed deposit that suits your financial needs.

Yamunanagar

  • Jagadhari Road, Opposite Lal Diwar Raghnath Mandir, Near Aptech Computer Centre YAMUNA NAGAR, HARYANA Pincode:135001 Phone:18001034959

Yamunanagar - I

  • Shop No : 510, 1st Floor, Opposite Lal Dwara, Near Raghunath Mandir, Jagadhari Road YAMUNA NAGAR, HARYANA Pincode:135001 Phone:18001034959

Ambala

  • 1st Floor, Plot No.2075/76, Shingari Industries,Chandigarh Road, Opposite Punjab & Sindh Bank, Baldev Nagar AMBALA,HARYANA Pincode: 134007 Phone:18001036369
View All Branches

Shriram FD Customer Care in Yamuna Nagar

Should you need clarity about your fixed deposit account, you can communicate with the Fixed Deposit Customer Care team in Yamuna Nagar. They are available to render assistance. The customer care contact particulars are detailed below for your convenience.

Toll Free

Shriram FD Status in Yamuna Nagar

To keep track of your fixed deposit in Yamuna Nagar, log in to the online portal or contact customer care. These options help you stay informed about interest accruals and maturity, making account management more convenient.

Fixed Deposit in Major Cities in India

Fixed deposit in Mumbai
Fixed deposit in pune
Fixed deposit in Indore

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Yamuna Nagar?

The minimum deposit amount for a fixed deposit in Yamuna Nagar for Shriram FD is Rs.5,000, with deposits accepted in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Yamuna Nagar?

The interest rate on FD in Yamuna Nagar is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Yamuna Nagar?

Yes, you can open a FD account online with Shriram Finance in yamunanagar. The process is quick and convenient, involving these steps: 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate

Is premature withdrawal of a Fixed Deposit allowed in yamunanagar?

Yes, premature withdrawal of a fixed deposit is allowed in yamunanagar; however, it may incur penalties or reduced interest rates. It’s advisable to check the specific terms before proceeding.

Can I open a Fixed Deposit in yamunanagar in the name of a minor?

Yes, you can open a fixed deposit account in the name of a minor with a guardian's consent with Shriram Fixed Deposit.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, there is usually a penalty for premature withdrawal of a fixed deposit. This penalty often involves a reduction in interest rates applicable to the deposit.

Can I change the nominee for my Fixed Deposit in yamunanagar?

Yes, you can change the nominee for your FD account in yamunanagar. This process typically requires submitting a request form along with valid identification details of the new nominee.

Can I open multiple Fixed Deposits in yamunanagar?

Yes, you can open multiple fixed deposits in yamunanagar across different financial institutions or within the same financial institution.

What is the maximum amount that can be invested in a Fixed Deposit in yamunanagar?

Generally, there is no upper limit; however, some financial institutions may have specific schemes with defined limits.

Can I open a Fixed Deposit in a joint account in yamunanagar?

Yes, you can open a fixed deposit account in a joint account in yamunanagar subject to the financial institution’s terms and conditions.

Are there any fixed deposit schemes for senior citizens in yamunanagar?

Yes, many financial institutions offer additional fixed deposit interest rates for senior citizens compared to regular deposits. For instance, Shriram Finance offers additional interest rate of 0.50%* p.a. for senior citizens.

What is the difference between FD interest rates for regular and senior citizens in yamunanagar?

Shriram Finance offers an additional 0.50%* p.a. interest rate for senior citizens compared to regular depositors.

Is there a difference between FD interest rates for different tenures in yamunanagar?

Yes, FD interest rates can differ based on tenure. Typically, longer tenures may offer higher interest rates compared to shorter ones due to the extended commitment from the depositor.

What is the process to close a Fixed Deposit prematurely in yamunanagar?

To close your Shriram Fixed Deposit early in Yamuna Nagar, submit the original deposit receipt with a Rs.1 revenue stamp, a request letter, and a cancelled cheque. According to RBI guidelines, premature closure within three months is not permitted unless due to the depositor's death.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.