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Used Car Loans in Begusarai
Begusarai's industrial growth and improving road networks have made private vehicles a necessity for seamless travel. Whether for work or personal use, a car provides convenience and independence. A used car is a budget-friendly alternative that ensures mobility without the high cost of a new vehicle. Shriram Finance provides used car loans in Begusarai, offering loan amounts starting from âı1 lakh* with repayment options of up to 48 months. Our competitive interest rates and simple application process make financing a pre-owned car hassle-free. Get your loan approved today and drive home your own vehicle.
Used Car Loan Types in Begusarai
Shriram Finance provides the following used car loan types in Begusarai to meet various customer needs. Choose the loan option that best suits your financial situation.
Pre-Owned Car Loan
Loan Against Car (Car Refinancing)
Features and Benefits of Used Car Loans in Begusarai
Competitive Interest Rates
High Financing Percentage
Flexible Repayment Tenures
Regular Reminders
Car Refinancing Options
Customised Loan Solutions
Dedicated Customer Service
Easy Online Application
Used Car Loan Interest Rates in Begusarai
Shriram Finance offers competitive interest rates starting from 10%* p.a. Our aim is to provide affordable used car financing. Check below for a comprehensive list of applicable fees and charges:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
Before initiating the application process, we recommend using our second-hand car loan EMI calculator to estimate your forthcoming monthly payments.
How to Use the Used Car Loan EMI Calculator
To find out the EMI, simply put in the loan amount and the duration. The pre-owned car loan calculator will immediately show you your estimated monthly payments. Try out different repayment options to select the most suitable one.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
âı 1,00,000
Interest Payable
âı 8,103
Monthly EMI
âı 6,006
Car Refinancing in Begusarai
With Shriram Finance's car refinancing services in Begusarai, you can make use of your car's equity to meet a range of financial requirements. This service is best suited for people who do not have an active car loan, as refinancing requires settling any previous loans on the vehicle. It offers advantages such as affordable interest rates, repayment plans designed to suit your budget, and a simple application process. The service is quick and efficient, requiring minimal documentation while ensuring prompt approvals.
Eligibility and Documentation Criteria for Used Car Loans in Begusarai
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Residency: All Indian residents.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loans in Begusarai
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Begusarai
Shriram Finance offers support in Begusarai for all your used car loan needs. Drop by a nearby branch for personalised service and guidance. Use our branch locator tool to find the closest location.
Locate Us
Used Car Loan Customer Care in Begusarai
For any concerns about your used car loan in Begusarai, Shriram Finance's customer service team is available to help you. Call us on our toll-free numbers:
Used Car Loan Status in Begusarai
To track your used car loan status in Begusarai, log into your Shriram Finance account and go to the 'Loan Status' section. Enter your application or loan account number for updates. Alternatively, you can contact customer care or visit a branch for more information. We ensure regular updates at every stage of your loan journey.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a used car loan in Begusarai?
Yes, Shriram Finance provides easy-to-access used car loans in Begusarai with financing options customised to your needs.
What are the eligibility criteria for a used car loan in Begusarai?
Applicants must be Indian residents aged between 21* and 59* years at the time of loan maturity. Income eligibility depends on factors like vehicle model age and loan tenure.
What is the interest rate on a used car loan?
The interest rate for used car loans begins at 10%* p.a., but it may vary based on individual circumstances and other considerations.
What documents are required for a used car loan in Begusarai?
Required documents include an application form, KYC details, proof of income, bank statements, and vehicle registration papers. Additional documents may be needed depending on your profile.
What is the processing fee for a used car loan?
The processing fee can be up to 5%* of the total approved amount, based on your chosen terms and conditions.
What is the down payment required for a used car loan in Begusarai?
A minimum down payment of 15%* is necessary since Shriram Finance offers financing of up to 85%* of the vehicle's value.
Can I apply for a used car loan online in Begusarai?
Yes, you can apply online via Shriram Finance's official website. You can also apply via Shriram One mobile app by following an easy step-by-step process.
What is the maximum loan amount I can get for a used car in Begusarai?
Shriram Finance offers loans covering up to 85%* of your vehicle's value, with amounts starting from âı1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.