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Used Car Loans in Bharuch
Owning a car in Bharuch can be a practical decision for many. Shriram Finance provides Used Car Loans in Bharuch with convenient financing options, making it easier to purchase pre-owned vehicles. Interest rates start at 10%* p.a., and financing covers up to 85%* of the vehicle's value. The application process is easy and online, offering quick approval and a hassle-free experience.
Used Car Loan Types in Bharuch
In response to diverse customer requirements, Shriram Finance provides specialised second-hand car loan options:
Pre-Owned Car Loan
Car Refinancing (Loan Against Car)
Features and Benefits of Used Car Loans in Bharuch
Timely Payment Reminders
Competitive Interest Rates
Customisable Repayment Options
Significant Funding
Refinancing Options
Dedicated Customer Support
Convenient Digital Application
Customised Loan Solutions
Used Car Loan Interest Rates in Bharuch
Shriram Finance provides Used Car Loans in Bharuch with interest rates starting at 10%* p.a., offering affordable financing options. Our structured rates support manageable repayment schedules, making pre-owned car ownership economically feasible.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
Use our pre-owned car loan EMI calculator to estimate your interest obligations and EMIs, helping you plan your finances effectively.
How to Use the Used Car Loan EMI Calculator
To effectively use the used car loan calculator, input your desired loan amount and repayment period. The calculator will swiftly calculate your estimated monthly EMI, enabling you to adjust your financial planning accordingly. It's a straightforward resource that shows how changes in loan amounts and repayment terms affect your monthly payments, helping you identify the most appropriate option for your budget.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 8,103
Monthly EMI
₹ 6,006
Car Refinancing in Bharuch
Shriram provides valuable car refinancing options in Bharuch, allowing you to access immediate funds by leveraging the value of your vehicle without selling it. This service turns your car's equity into liquid capital, which can be highly beneficial for managing diverse financial needs. Our refinancing solutions feature competitive interest rates and flexible repayment plans, ensuring that you can manage your finances effectively while retaining ownership of your vehicle. This option is especially useful for individuals who fully own their cars and need quick access to cash.
Eligibility and Documentation Criteria for Used Car Loans in Bharuch
To assess your used car loan eligibility online, you'll need to meet these essential criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Applicant must be between 21*-59* years at loan maturity.
- Residency: All Indian residents.
- Income: These will vary depending on the specifics of the vehicle, its age, and the chosen repayment timeline.
Required Documents:- The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loans in Bharuch
Apply for a Used Car Loan is simple; follow these steps:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Bharuch
Across Bharuch, Shriram Finance operates a well-established branches, dedicated to providing top-notch customer service. Notable locations are:
Locate Us
Used Car Loan Customer Care in Bharuch
Shriram Finance in Bharuch offers top-notch customer care for Pre-owned Car Loan inquiries. Reach out to us by phone or visit our branch for personalised support. Our customer care professionals are always available to provide clarity and address any concerns.
Used Car Loan Status in Bharuch
Checking your status for Used Car Loan in Bharuch is easy with Shriram Finance. Log into your account on our website, navigate to the 'Loan Status' page, and enter your application or loan account details. Alternatively, you can contact our customer service team or drop by a nearby branch for more information. We are dedicated to keeping you informed at every stage of the loan process.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a Used Car Loan in Bharuch?
Yes, you can get a Used Car Loan in Bharuch from us. We offer adaptable and convenient financing options for pre-owned vehicles.
What are the eligibility criteria for a Used Car Loan in Bharuch?
To be eligible for a Used Car Loan, you must be an Indian resident, at least 21* years old, and not more than 59* years old at loan maturity. The income requirement varies based on the vehicle model, age, and repayment tenure.
What is the interest rate on a Used Car Loan?
The interest rate for our Used Car Loans starts at 10%* p.a. but the exact rate may vary based on individual factors.
What documents are required for a Used Car Loan in Bharuch?
Required documents include an application form, registration certificate of the vehicle, KYC documents, income proof, and bank statements. The exact list may vary based on your profile and loan amount.
What is the processing fee for a Used Car Loan?
The processing fee for a Used Car Loan is up to 5%* of the loan amount.
What is the down payment required for a Used Car Loan in Bharuch?
We offer financing of up to 85%* of the vehicle's value, which means you need to pay a down payment covering the remaining 15%*.
Can I apply for a Used Car Loan online in Bharuch?
Yes, you can apply for a Used Car Loan online through the Shriram Finance website or Shriram One mobile app in a few easy steps.
What is the maximum loan amount I can get for a used car in Bharuch?
The maximum loan amount for a Used Car Loan is up to 85%* of the vehicle's value, with a minimum loan amount starting from ₹1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.