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Used Car Loans in Bhilwara
Shriram Finance brings you convenient Used Car Loans in Bhilwara, making it easier than ever to own a pre-owned vehicle. With interest rates starting at just 10%* p.a., coupled with up to 85%* financing of the car's value, we ensure affordability without compromising on quality service. The online application process is seamless, get approved quickly without any unnecessary stress. Our team is dedicated to providing you with the best possible experience, from application to driving away in your new car. We're here to help you every step of the way.
Used Car Loan Types in Bhilwara
To cater to a wide range of customer needs, Shriram Finance provides distinct second-hand car loan options:
Pre-Owned Car Loan
Car Refinancing (Loan Against Car)
Features and Benefits of Used Car Loans in Bhilwara
Competitive Interest Rates
Significant Funding
Timely Payment Reminders
Flexible Repayment Terms
Refinancing Options
Dedicated Customer Support
Simplified Online Application
Customised Loan Solutions
Used Car Loan Interest Rates in Bhilwara
Shriram Finance provides Used Car Loans in Bhilwara with interest rates beginning at 10%* p.a., offering affordable and accessible financing options. Our structured rates support manageable repayment schedules, making pre-owned car ownership economically feasible.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
Use our pre-owned car loan EMI calculator to estimate your interest obligations and EMIs, aiding in better financial planning.
How to Use the Used Car Loan EMI Calculator
To get the most out of the used car loan calculator, input your desired loan amount and repayment period. The calculator will quickly calculate your estimated monthly EMI, enabling you to refine your financial planning. It's an intuitive resource that demonstrates how changes in loan amounts and repayment terms influence your monthly payments, helping you select the most suitable option for your budgetary needs.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 8,103
Monthly EMI
₹ 6,006
Car Refinancing in Bhilwara
Shriram provides appealing car refinancing solutions in Bhilwara, enabling you to utilise the stored value in your vehicle to access immediate funds without selling it. This service transforms your car equity into liquid capital that can be beneficial for various financial needs. Our refinancing options feature competitive interest rates and flexible repayment terms, ensuring that managing your finances while retaining ownership of your vehicle is straightforward. This is especially advantageous for individuals who fully own their cars and require quick cash access.
Eligibility and Documentation Criteria for Used Car Loans in Bhilwara
To assess your used car loan eligibility online, you'll need to meet these essential criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Applicant must be between 21*-59* years at loan maturity.
- Residency: All Indian residents.
- Income: These will vary depending on the specifics of the vehicle, its age, and the chosen repayment timeline.
Required Documents:- The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loans in Bhilwara
Apply for a Used Car Loan is simple; follow these steps:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Bhilwara
In Bhilwara, Shriram Finance maintains branches dedicated to providing exceptional customer service. Key locations are:
Locate Us
Used Car Loan Customer Care in Bhilwara
Shriram Finance in Bhilwara delivers outstanding customer care for Pre-owned Car Loan inquiries. Reach out to us by phone or visit our branch for customised support. Our customer care professionals are always available to address your questions and provide clarity on any issues.
Used Car Loan Status in Bhilwara
To stay updated on your Used Car Loan status in Bhilwara, follow these steps: log into your account on the Shriram Finance website, navigate to the 'Loan Status' page, and enter your application or loan account details. If needed, you can also contact our customer service team or visit a nearby branch to discuss your loan status. We are dedicated to keeping you informed at every stage.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a Used Car Loan in Bhilwara?
Yes, you can get a Used Car Loan in Bhilwara from us. We offer adaptable and convenient financing options for pre-owned vehicles.
What are the eligibility criteria for a Used Car Loan in Bhilwara?
To be eligible for a Used Car Loan, you must be an Indian resident, at least 21* years old, and not more than 59* years old at loan maturity. The income requirement varies based on the vehicle model, age, and repayment tenure.
What is the interest rate on a Used Car Loan?
The interest rate for our Used Car Loans starts at 10%* p.a. but the exact rate may vary based on individual factors.
What documents are required for a Used Car Loan in Bhilwara?
Required documents include an application form, registration certificate of the vehicle, KYC documents, income proof, and bank statements. The exact list may vary based on your profile and loan amount.
What is the processing fee for a Used Car Loan?
The processing fee for a Used Car Loan is up to 5%* of the loan amount.
What is the down payment required for a Used Car Loan in Bhilwara?
We offer financing of up to 85%* of the vehicle's value, which means you need to pay a down payment covering the remaining 15%*.
Can I apply for a Used Car Loan online in Bhilwara?
Yes, you can apply for a Used Car Loan online through the Shriram Finance website or Shriram One mobile app in a few easy steps.
What is the maximum loan amount I can get for a used car in Bhilwara?
The maximum loan amount for a Used Car Loan is up to 85%* of the vehicle's value, with a minimum loan amount starting from ₹1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.