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Shriram Used Car Loans

Used Car Loan in Dehradun

Looking to buy a second-hand car in Dehradun without spending all your savings? Used Car Loan in Dehradun from Shriram Finance can help you manage the cost in easy instalments. Whether you need a car for everyday travel or family outings, this loan can support your plans. You can apply for a wide range of car models as per your requirements. This guide will help you understand the important steps and things to keep in mind before applying for a loan.

Used Car Loan Types in Dehradun

Shriram Finance gives you flexible second-hand car loan options in Dehradun to fulfil all types of customer demands. Select the loan that fits your needs and budget.

Loan Against Car (Car Refinancing)

Loan Against Car (Car Refinancing)

Use your car's value to get funds, provided there is no ongoing loan. This helps you arrange money without selling the car.
Pre-Owned Car Loan

Pre-Owned Car Loan

Get up to 85%* of the car's value as funding to buy used cars.

Features and Benefits of Used Car Loan in Dehradun

The features and benefits of a Used car loan in Dehradun offered by Shriram Finance are designed to make it easier for customers to buy a used car without financial stress.
Competitive Interest Rates

Competitive Interest Rates

With rates starting from 10%* p.a., the loans are affordable and reduce the overall cost of financing.
High Financing Percentage

High Financing Percentage

Shriram Finance offers up to 85%* of the used car's value as a loan, reducing the burden of making a large initial payment.
Flexible Repayment Tenures

Flexible Repayment Tenures

You can repay the loan over up to 48 months, giving you enough time to clear the dues at your own pace.
Regular Reminders

Regular Reminders

Regular updates and reminders are sent to help you stay on track with your loan instalments and manage payments smoothly.
Dedicated Customer Service

Dedicated Customer Service

A trained support team is available to help at all times.
Easy Online Application

Easy Online Application

A simple online process ensures a smooth application experience.
Car Refinancing Options

Car Refinancing Options

Get extra money using your car's value, provided no loan is active. This is not a balance transfer.
Customised Loan Solutions

Customised Loan Solutions

Loan options are tailored to suit your repayment capacity.

Used Car Loan Interest Rates in Dehradun

Shriram Finance offers a cost-effective financing option through a used car loan in Dehradun, starting with an interest rate of 10%* p.a. This makes it an affordable choice for purchasing a pre-owned vehicle in the area. These rates are designed to keep your loan repayments manageable, helping you own a pre-owned vehicle without straining your budget. Below is a detailed list of the charges and fees applicable to our Used Car Loan.

Type of Fees Applicable Charges
Interest RateStarting from 10%* p.a.
Processing Feesup to 5%*
Foreclosure Chargesup to 4%*
Loan Tenureup to 48 months

With our second-hand car loan EMI calculator, you can check your estimated EMIs and interest rate quickly. This helpful tool makes it easier to plan repayments and choose a loan option that matches your budget and needs.

How to Use the Used Car Loan EMI Calculator

The pre-owned car loan calculator makes planning easy. Just enter your loan amount and tenure, and it will quickly calculate your estimated EMI. This helps you understand your repayment details before applying. The tool also compares different loan options, giving you a clear picture of how your EMI changes. It is a helpful tool for managing your finances effectively.

STEP 01

Required Loan Amount

STEP 02

Interest Rate

%

Min 10%

Max 42%

STEP 03

Loan Tenure
months

Min 18 months

Max 48 months

Loan Summary

loangraph

Loan

Loan Amount

₹ 1,00,000

Interest Payable

₹ 8,103

Monthly EMI

₹ 6,006

Car Refinancing in Dehradun

Shriram Finance offers car refinancing options in Dehradun, allowing you to secure additional funds by leveraging your car's value without selling it. This service gives you access to financial support while keeping your vehicle. With affordable interest rates and convenient repayment terms, managing your finances becomes stress-free. However, this facility is available only if the car does not have an ongoing loan, making it a great option for those needing quick funds.

Eligibility and Documentation Criteria for Used Car Loan in Dehradun

To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.

  • Individual IconEligibility Criteria:
    • Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
    • Residency: All Indian residents.
    • Income: Requirements vary based on the vehicle model, age, and repayment tenure.
  • Individual IconRequired Documents:
      To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
    • KYC Documents: Proof of identity and address.
    • Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
    • Bank Statements: Recent bank statements may be required.
    • Vehicle Documents: Registration certificate and insurance details of the used car.

Step-by-Step Application Process for Used Car Loan in Dehradun

To apply for a used car loan, follow the steps below:

How To Apply
  • Step 1

    Visit the Shriram Finance website and register using your mobile number.
  • Step 2

    Verify the OTP sent to your mobile number to proceed.
  • Step 3

    Provide your personal information such as name, address, and contact details.
  • Step 4

    Once your application is submitted, a representative will connect with you to process your loan further.

Our Used Car Loan Branches in Dehradun

To ensure easy access to our services, Shriram Finance has set up many branches in Dehradun. These branches are positioned at key spots around the city, so customers can reach us without difficulty. A few key locations include:

Locate Us

or

  • ANDAMAN AND NICOBAR ISLANDS
  • ANDHRA PRADESH
  • ASSAM
  • BIHAR
  • CHANDIGARH
  • CHHATTISGARH
  • DADRA AND NAGAR HAVELI
  • DELHI
  • GOA
  • GUJARAT
  • HARYANA
  • HIMACHAL PRADESH
  • JAMMU AND KASHMIR
  • JHARKHAND
  • KARNATAKA
  • KERALA
  • Karnataka
  • MADHYA PRADESH
  • MAHARASHTRA
  • MANIPUR
  • MEGHALAYA
  • Madhya Pradesh
  • Maharashtra
  • ODISHA
  • PUDUCHERRY
  • PUNJAB
  • RAJASTHAN
  • SIKKIM
  • TAMIL NADU
  • TELANGANA
  • TRIPURA
  • Tamil Nadu
  • Telangana
  • UTTAR PRADESH
  • UTTARAKHAND
  • WEST BENGAL

Used Car Loan Customer Care in Dehradun

Shriram Finance provides helpful customer care services in Dehradun to support you with all Pre-owned Car Loan-related issues. You may call us or drop by a branch to speak with our team directly. Below are our used car loan customer care numbers:

Used Car Loan Status in Dehradun

If you want to check your Used Car Loan Status in Dehradun, go to Shriram Finance website and log in. Under 'Loan Status', fill in your loan account number or application number. You may also connect with customer care or visit a branch. We make sure you stay updated on your loan status.

Used Car Loan FAQs

Can I get a Used Car Loan in Dehradun?

Yes, a Used Car Loan is available in Dehradun from Shriram Finance. The process is simple with flexible options and fast approval.

What are the eligibility criteria for a Used Car Loan in Dehradun?

Indian residents aged 21* to 59* years are eligible. Income requirements are based on the car's condition and the loan period.

What is the interest rate on a Used Car Loan?

Rates start at 10%* p.a. but depend on the applicant's profile and car model.

What documents are required for a Used Car Loan in Dehradun?

You will need an application form, KYC, bank statements, income proof, and a registration certificate for the vehicle.

What is the processing fee for a Used Car Loan?

Processing charges are up to 5%* of the loan. Full details are available on Shriram Finance website.

What is the down payment required for a Used Car Loan in Dehradun?

up to 85%* of the car value is financed. You must pay 15%* as a down payment.

Can I apply for a Used Car Loan online in Dehradun?

Yes, the online application is available on Shriram Finance website and Shriram One app.

What is the maximum loan amount I can get for a used car in Dehradun?

The loan is up to 85%* of the car value, minimum ₹1 lakh*.

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.